TRV vs. FCFS
TRV (The Travelers Companies, Inc.) and FCFS (FirstCash, Inc.) are both stocks. Both are in the Financial Services sector — TRV in Insurance - Property & Casualty, FCFS in Credit Services. Over the past 10 years, TRV returned 14.78%/yr vs 16.49%/yr for FCFS. Their 0.25 correlation means their historical movements had little consistent relationship.
Performance
TRV vs. FCFS - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, TRV achieves a 30.07% return, which is significantly higher than FCFS's 28.53% return. Over the past 10 years, TRV has underperformed FCFS with an annualized return of 14.78%, while FCFS has yielded a comparatively higher 16.49% annualized return.
TRV
- 1D
- -0.43%
- 1M
- 9.36%
- 6M
- 32.61%
- YTD
- 30.07%
- 1Y
- 47.23%
- 3Y*
- 31.86%
- 5Y*
- 22.60%
- 10Y*
- 14.78%
- ALL TIME*
- 11.85%
FCFS
- 1D
- 1.03%
- 1M
- -8.09%
- 6M
- 20.15%
- YTD
- 28.53%
- 1Y
- 57.17%
- 3Y*
- 29.35%
- 5Y*
- 22.42%
- 10Y*
- 16.49%
- ALL TIME*
- 15.06%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
FCFS FirstCash, Inc. | $116.08M | $98.25M | $98.78M |
| $902.70M | $763.57M | $614.43M |
TRV vs. FCFS - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TRV The Travelers Companies, Inc. | 30.07% | 22.38% | 28.76% | 3.93% | 22.42% | 13.96% | 5.31% | 17.00% | -9.64% | 13.36% |
FCFS FirstCash, Inc. | 28.53% | 55.68% | -3.20% | 26.45% | 18.03% | 8.47% | -11.74% | 12.72% | 8.48% | 45.56% |
Correlation
The correlation between TRV and FCFS is 0.16, which is low. Their historical price movements had little consistent relationship.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.16 |
Correlation (3Y) Balances recent behavior with more history. | 0.24 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.28 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.30 |
Correlation (All Time) Calculated using the full available price history since Apr 22, 1996 | 0.25 |
The correlation between TRV and FCFS shifts across timeframes, from 0.16 (1 year) to 0.30 (10 years), reflecting how their relationship changes across market environments.
Fundamentals
TRV:
$78.08B
FCFS:
$8.85B
TRV:
$37.59
FCFS:
$11.63
TRV:
9.96
FCFS:
17.54
TRV:
0.46
FCFS:
0.62
TRV:
1.69
FCFS:
1.65
TRV:
$48.98B
FCFS:
$4.12B
TRV:
$17.01B
FCFS:
$3.13B
TRV:
$11.31B
FCFS:
$1.02B
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
TRV vs. FCFS — Risk / Return Rank
TRV
FCFS
TRV vs. FCFS - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for The Travelers Companies, Inc. (TRV) and FirstCash, Inc. (FCFS). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| TRV | FCFS | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.39 | ||
| Sortino ratioReturn per unit of downside risk | +0.91 | ||
| Omega ratioGain probability vs. loss probability | 1.41 | 1.31 | +0.10 |
| Calmar ratioReturn relative to maximum drawdown | 5.58 | 3.40 | +2.18 |
| Martin ratioReturn relative to average drawdown | 14.16 | 13.87 | +0.28 |
Loading charts...
Drawdowns
TRV vs. FCFS - Drawdown Comparison
The maximum TRV drawdown since its inception was -55.11%, smaller than the maximum FCFS drawdown of -90.26%. Use the drawdown chart below to compare losses from any high point for TRV and FCFS.
Loading charts...
Drawdown Indicators
| TRV | FCFS | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -55.11% | -90.26% | +35.15% |
Max Drawdown (1Y)Largest decline over 1 year | -8.31% | -16.13% | +7.82% |
Max Drawdown (3Y)Largest decline over 3 years | -12.47% | -23.38% | +10.91% |
Max Drawdown (5Y)Largest decline over 5 years | -18.90% | -35.70% | +16.80% |
Max Drawdown (10Y)Largest decline over 10 years | -46.28% | -50.16% | +3.88% |
Current DrawdownCurrent decline from peak | -5.75% | -12.28% | +6.53% |
Average DrawdownAverage peak-to-trough decline | -11.07% | -24.18% | +13.11% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.27% | 3.95% | -0.68% |
Volatility
TRV vs. FCFS - Volatility Comparison
The Travelers Companies, Inc. (TRV) and FirstCash, Inc. (FCFS) have volatilities of 11.55% and 11.10%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| TRV | FCFS | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 11.55% | 11.10% | +0.45% |
Volatility (6M)Calculated over the trailing 6-month period | 16.55% | 22.72% | -6.17% |
Volatility (1Y)Calculated over the trailing 1-year period | 20.71% | 29.70% | -8.99% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 22.24% | 29.81% | -7.57% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 24.65% | 30.75% | -6.10% |
Dividends
TRV vs. FCFS - Dividend Comparison
TRV's dividend yield for the trailing twelve months is around 1.22%, more than FCFS's 0.82% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FCFS FirstCash, Inc. | 0.82% | 1.00% | 1.41% | 1.25% | 1.45% | 1.56% | 1.54% | 1.27% | 1.26% | 1.14% | 1.20% | 0.00% |
TRV The Travelers Companies, Inc. | 1.22% | 1.50% | 1.72% | 2.06% | 1.96% | 2.23% | 2.40% | 2.36% | 2.53% | 2.09% | 2.14% | 2.11% |
Financials
TRV vs. FCFS - Financials Comparison
This section allows you to compare key financial metrics between The Travelers Companies, Inc. and FirstCash, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
TRV and FCFS have a correlation of 0.16, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
TRV has higher volatility (11.55%) compared to FCFS (11.10%). In terms of maximum drawdown, TRV dropped -55.11% vs FCFS's -90.26%.
TRV currently has the higher Sharpe Ratio (2.24 vs 1.85), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for TRV and FCFS
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer