TLTIX vs. FRAMX
Compare and contrast key facts about TIAA-CREF Lifecycle Index 2010 Fund (TLTIX) and Fidelity Advisor Managed Retirement Income Fund Class A (FRAMX).
TLTIX is managed by TIAA Investments. It was launched on Sep 29, 2009. FRAMX is managed by BlackRock. It was launched on Aug 30, 2007.
Performance
TLTIX vs. FRAMX - Performance Comparison
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TLTIX vs. FRAMX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TLTIX TIAA-CREF Lifecycle Index 2010 Fund | -1.63% | 12.10% | 7.39% | 11.41% | -13.25% | 6.94% | 11.97% | 15.58% | -2.88% | 9.02% |
FRAMX Fidelity Advisor Managed Retirement Income Fund Class A | -0.57% | 9.55% | 4.04% | 7.80% | -11.87% | 2.52% | 8.30% | 10.28% | -2.05% | 6.82% |
Returns By Period
In the year-to-date period, TLTIX achieves a -1.63% return, which is significantly lower than FRAMX's -0.57% return. Over the past 10 years, TLTIX has outperformed FRAMX with an annualized return of 5.69%, while FRAMX has yielded a comparatively lower 3.65% annualized return.
TLTIX
- 1D
- 0.18%
- 1M
- -4.04%
- YTD
- -1.63%
- 6M
- 0.06%
- 1Y
- 8.66%
- 3Y*
- 8.06%
- 5Y*
- 3.98%
- 10Y*
- 5.69%
FRAMX
- 1D
- 0.26%
- 1M
- -3.20%
- YTD
- -0.57%
- 6M
- 0.62%
- 1Y
- 6.78%
- 3Y*
- 5.66%
- 5Y*
- 2.13%
- 10Y*
- 3.65%
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TLTIX vs. FRAMX - Expense Ratio Comparison
TLTIX has a 0.10% expense ratio, which is lower than FRAMX's 0.70% expense ratio.
Return for Risk
TLTIX vs. FRAMX — Risk / Return Rank
TLTIX
FRAMX
TLTIX vs. FRAMX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Lifecycle Index 2010 Fund (TLTIX) and Fidelity Advisor Managed Retirement Income Fund Class A (FRAMX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TLTIX | FRAMX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.40 | 1.50 | -0.10 |
Sortino ratioReturn per unit of downside risk | 1.98 | 2.09 | -0.10 |
Omega ratioGain probability vs. loss probability | 1.29 | 1.30 | -0.01 |
Calmar ratioReturn relative to maximum drawdown | 1.85 | 2.00 | -0.15 |
Martin ratioReturn relative to average drawdown | 7.83 | 8.06 | -0.22 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| TLTIX | FRAMX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.40 | 1.50 | -0.10 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.51 | 0.41 | +0.10 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.76 | 0.82 | -0.06 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.83 | 0.49 | +0.33 |
Correlation
The correlation between TLTIX and FRAMX is 0.93, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
TLTIX vs. FRAMX - Dividend Comparison
TLTIX's dividend yield for the trailing twelve months is around 6.55%, more than FRAMX's 2.91% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TLTIX TIAA-CREF Lifecycle Index 2010 Fund | 6.55% | 6.44% | 6.57% | 3.44% | 3.48% | 4.81% | 2.36% | 2.34% | 3.11% | 0.18% | 2.29% | 0.23% |
FRAMX Fidelity Advisor Managed Retirement Income Fund Class A | 2.91% | 2.77% | 2.77% | 2.58% | 4.26% | 3.31% | 2.23% | 2.37% | 4.40% | 8.26% | 1.42% | 1.42% |
Drawdowns
TLTIX vs. FRAMX - Drawdown Comparison
The maximum TLTIX drawdown since its inception was -18.15%, smaller than the maximum FRAMX drawdown of -33.94%. Use the drawdown chart below to compare losses from any high point for TLTIX and FRAMX.
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Drawdown Indicators
| TLTIX | FRAMX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -18.15% | -33.94% | +15.79% |
Max Drawdown (1Y)Largest decline over 1 year | -4.59% | -3.45% | -1.14% |
Max Drawdown (5Y)Largest decline over 5 years | -18.15% | -16.31% | -1.84% |
Max Drawdown (10Y)Largest decline over 10 years | -18.15% | -16.31% | -1.84% |
Current DrawdownCurrent decline from peak | -4.15% | -3.20% | -0.95% |
Average DrawdownAverage peak-to-trough decline | -2.62% | -3.87% | +1.25% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.08% | 0.86% | +0.22% |
Volatility
TLTIX vs. FRAMX - Volatility Comparison
TIAA-CREF Lifecycle Index 2010 Fund (TLTIX) has a higher volatility of 2.39% compared to Fidelity Advisor Managed Retirement Income Fund Class A (FRAMX) at 1.96%. This indicates that TLTIX's price experiences larger fluctuations and is considered to be riskier than FRAMX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TLTIX | FRAMX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.39% | 1.96% | +0.43% |
Volatility (6M)Calculated over the trailing 6-month period | 3.76% | 2.86% | +0.90% |
Volatility (1Y)Calculated over the trailing 1-year period | 6.34% | 4.59% | +1.75% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 7.89% | 5.21% | +2.68% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 7.52% | 4.47% | +3.05% |