TLTIX vs. TQQQ
Compare and contrast key facts about TIAA-CREF Lifecycle Index 2010 Fund (TLTIX) and ProShares UltraPro QQQ (TQQQ).
TLTIX is managed by TIAA Investments. It was launched on Sep 29, 2009. TQQQ is a passively managed fund by ProShares that tracks the performance of the NASDAQ-100 Index (300%). It was launched on Feb 9, 2010.
Performance
TLTIX vs. TQQQ - Performance Comparison
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TLTIX vs. TQQQ - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TLTIX TIAA-CREF Lifecycle Index 2010 Fund | -1.63% | 12.10% | 7.39% | 11.41% | -13.25% | 6.94% | 11.97% | 15.58% | -2.88% | 9.02% |
TQQQ ProShares UltraPro QQQ | -20.81% | 34.35% | 58.27% | 198.04% | -79.09% | 82.98% | 110.05% | 133.84% | -19.79% | 118.06% |
Returns By Period
In the year-to-date period, TLTIX achieves a -1.63% return, which is significantly higher than TQQQ's -20.81% return. Over the past 10 years, TLTIX has underperformed TQQQ with an annualized return of 5.69%, while TQQQ has yielded a comparatively higher 34.82% annualized return.
TLTIX
- 1D
- 0.18%
- 1M
- -4.04%
- YTD
- -1.63%
- 6M
- 0.06%
- 1Y
- 8.66%
- 3Y*
- 8.06%
- 5Y*
- 3.98%
- 10Y*
- 5.69%
TQQQ
- 1D
- 10.00%
- 1M
- -15.69%
- YTD
- -20.81%
- 6M
- -19.12%
- 1Y
- 46.49%
- 3Y*
- 45.09%
- 5Y*
- 12.72%
- 10Y*
- 34.82%
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TLTIX vs. TQQQ - Expense Ratio Comparison
TLTIX has a 0.10% expense ratio, which is lower than TQQQ's 0.95% expense ratio.
Return for Risk
TLTIX vs. TQQQ — Risk / Return Rank
TLTIX
TQQQ
TLTIX vs. TQQQ - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Lifecycle Index 2010 Fund (TLTIX) and ProShares UltraPro QQQ (TQQQ). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TLTIX | TQQQ | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.40 | 0.69 | +0.71 |
Sortino ratioReturn per unit of downside risk | 1.98 | 1.37 | +0.61 |
Omega ratioGain probability vs. loss probability | 1.29 | 1.19 | +0.09 |
Calmar ratioReturn relative to maximum drawdown | 1.85 | 1.25 | +0.59 |
Martin ratioReturn relative to average drawdown | 7.83 | 3.87 | +3.97 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| TLTIX | TQQQ | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.40 | 0.69 | +0.71 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.51 | 0.19 | +0.32 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.76 | 0.53 | +0.23 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.83 | 0.64 | +0.19 |
Correlation
The correlation between TLTIX and TQQQ is 0.81, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
TLTIX vs. TQQQ - Dividend Comparison
TLTIX's dividend yield for the trailing twelve months is around 6.55%, more than TQQQ's 0.76% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TLTIX TIAA-CREF Lifecycle Index 2010 Fund | 6.55% | 6.44% | 6.57% | 3.44% | 3.48% | 4.81% | 2.36% | 2.34% | 3.11% | 0.18% | 2.29% | 0.23% |
TQQQ ProShares UltraPro QQQ | 0.76% | 0.65% | 1.27% | 1.26% | 0.57% | 0.00% | 0.00% | 0.06% | 0.11% | 0.00% | 0.00% | 0.01% |
Drawdowns
TLTIX vs. TQQQ - Drawdown Comparison
The maximum TLTIX drawdown since its inception was -18.15%, smaller than the maximum TQQQ drawdown of -81.66%. Use the drawdown chart below to compare losses from any high point for TLTIX and TQQQ.
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Drawdown Indicators
| TLTIX | TQQQ | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -18.15% | -81.66% | +63.51% |
Max Drawdown (1Y)Largest decline over 1 year | -4.59% | -36.97% | +32.38% |
Max Drawdown (5Y)Largest decline over 5 years | -18.15% | -81.66% | +63.51% |
Max Drawdown (10Y)Largest decline over 10 years | -18.15% | -81.66% | +63.51% |
Current DrawdownCurrent decline from peak | -4.15% | -30.66% | +26.51% |
Average DrawdownAverage peak-to-trough decline | -2.62% | -18.66% | +16.04% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.08% | 12.00% | -10.92% |
Volatility
TLTIX vs. TQQQ - Volatility Comparison
The current volatility for TIAA-CREF Lifecycle Index 2010 Fund (TLTIX) is 2.39%, while ProShares UltraPro QQQ (TQQQ) has a volatility of 19.43%. This indicates that TLTIX experiences smaller price fluctuations and is considered to be less risky than TQQQ based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TLTIX | TQQQ | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.39% | 19.43% | -17.04% |
Volatility (6M)Calculated over the trailing 6-month period | 3.76% | 38.32% | -34.56% |
Volatility (1Y)Calculated over the trailing 1-year period | 6.34% | 67.26% | -60.92% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 7.89% | 66.55% | -58.66% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 7.52% | 65.83% | -58.31% |