TLTIX vs. FNDX
Compare and contrast key facts about TIAA-CREF Lifecycle Index 2010 Fund (TLTIX) and Schwab Fundamental U.S. Large Company Index ETF (FNDX).
TLTIX is managed by TIAA Investments. It was launched on Sep 29, 2009. FNDX is a passively managed fund by Charles Schwab that tracks the performance of the Russell Fundamental U.S. Large Company Index. It was launched on Aug 15, 2013.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: TLTIX or FNDX.
Key characteristics
| TLTIX | FNDX | |
|---|---|---|
| YTD Return | 8.31% | 14.84% |
| 1Y Return | 14.40% | 23.82% |
| 3Y Return (Ann) | 1.91% | 10.91% |
| 5Y Return (Ann) | 5.37% | 14.59% |
| 10Y Return (Ann) | 5.25% | 11.35% |
| Sharpe Ratio | 1.68 | 2.07 |
| Daily Std Dev | 8.45% | 11.35% |
| Max Drawdown | -18.15% | -37.72% |
| Current Drawdown | -0.34% | -0.49% |
Correlation
The correlation between TLTIX and FNDX is 0.82, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
TLTIX vs. FNDX - Performance Comparison
In the year-to-date period, TLTIX achieves a 8.31% return, which is significantly lower than FNDX's 14.84% return. Over the past 10 years, TLTIX has underperformed FNDX with an annualized return of 5.25%, while FNDX has yielded a comparatively higher 11.35% annualized return. The chart below displays the growth of a $10,000 investment in both assets, with all prices adjusted for splits and dividends.
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TLTIX vs. FNDX - Expense Ratio Comparison
TLTIX has a 0.10% expense ratio, which is lower than FNDX's 0.25% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
TLTIX vs. FNDX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Lifecycle Index 2010 Fund (TLTIX) and Schwab Fundamental U.S. Large Company Index ETF (FNDX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
TLTIX vs. FNDX - Dividend Comparison
TLTIX's dividend yield for the trailing twelve months is around 3.18%, more than FNDX's 1.69% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TLTIX TIAA-CREF Lifecycle Index 2010 Fund | 3.18% | 3.44% | 3.48% | 4.81% | 2.36% | 2.34% | 3.11% | 2.14% | 2.29% | 2.17% | 2.35% | 2.71% |
FNDX Schwab Fundamental U.S. Large Company Index ETF | 1.30% | 1.82% | 2.07% | 1.64% | 2.29% | 2.23% | 2.40% | 1.86% | 2.01% | 2.01% | 1.62% | 0.46% |
Drawdowns
TLTIX vs. FNDX - Drawdown Comparison
The maximum TLTIX drawdown since its inception was -18.15%, smaller than the maximum FNDX drawdown of -37.72%. Use the drawdown chart below to compare losses from any high point for TLTIX and FNDX. For additional features, visit the drawdowns tool.
Volatility
TLTIX vs. FNDX - Volatility Comparison
The current volatility for TIAA-CREF Lifecycle Index 2010 Fund (TLTIX) is 1.56%, while Schwab Fundamental U.S. Large Company Index ETF (FNDX) has a volatility of 3.14%. This indicates that TLTIX experiences smaller price fluctuations and is considered to be less risky than FNDX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.