- ISIN
- US87245M8304
- Issuer
- TIAA Investments
- Inception Date
- Sep 29, 2009
- Category
- Target Retirement Date
- Min. Investment
- $10,000,000
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Large-Cap
- Asset Class Style
- Blend
Share Price Chart
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Performance
TLTIX Performance Chart
TIAA-CREF Lifecycle Index 2010 Fund (TLTIX) is up 5.0% since the beginning of the year. TLTIX is currently trading at $18 per share. Investors who bought $1,000 worth of TLTIX shares 5 years ago would now be looking at an investment worth $1,262.
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Returns By Period
TIAA-CREF Lifecycle Index 2010 Fund (TLTIX) has returned 4.96% so far this year and 12.87% over the past 12 months. Over the last ten years, TLTIX has returned 6.25% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.
TIAA-CREF Lifecycle Index 2010 Fund
- 1D
- 0.62%
- 1M
- 1.01%
- YTD
- 4.96%
- 6M
- 4.96%
- 1Y
- 12.87%
- 3Y*
- 9.73%
- 5Y*
- 4.76%
- 10Y*
- 6.25%
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
TLTIX Monthly Returns History
Based on dividend-adjusted daily data since Oct 1, 2009, TLTIX's average daily return is +0.03%, while the average monthly return is +0.55%. At this rate, an investment would double in approximately 10.5 years.
Historically, 68% of months were positive and 32% were negative. The best month was Oct 2011 with a return of +5.6%, while the worst month was Mar 2020 at -6.0%. The longest winning streak lasted 12 consecutive months, and the longest losing streak was 5 months.
On a daily basis, TLTIX closed higher 51% of trading days. The best single day was Dec 13, 2024 with a return of +5.9%, while the worst single day was Dec 16, 2024 at -5.8%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 1.28% | 1.21% | -3.02% | 3.58% | 1.81% | 0.11% | 4.96% | ||||||
| 2025 | 1.60% | 0.97% | -1.08% | 0.55% | 1.63% | 2.43% | 0.23% | 1.79% | 1.70% | 1.06% | 0.39% | 0.27% | 12.10% |
| 2024 | 0.06% | 1.05% | 1.59% | -2.47% | 2.60% | 1.15% | 1.97% | 1.64% | 1.55% | -2.04% | 1.91% | -1.69% | 7.39% |
| 2023 | 4.41% | -2.30% | 2.49% | 0.77% | -0.95% | 1.98% | 1.44% | -1.36% | -2.63% | -1.67% | 5.37% | 3.72% | 11.41% |
| 2022 | -2.91% | -1.50% | -0.70% | -4.78% | 0.56% | -4.13% | 4.11% | -2.84% | -5.97% | 1.89% | 4.90% | -2.12% | -13.25% |
| 2021 | -0.34% | 0.40% | 0.63% | 2.16% | 0.67% | 0.88% | 0.98% | 0.87% | -2.04% | 2.03% | -0.81% | 1.38% | 6.94% |
Benchmark Metrics
TIAA-CREF Lifecycle Index 2010 Fund has an annualized alpha of 1.54%, beta of 0.38, and R2 of 0.78 versus S&P 500 Index. Calculated based on daily prices since October 01, 2009.
- This fund participated in 48.02% of S&P 500 Index downside but only 42.85% of its upside - more exposed to losses than it benefited from rallies.
- Beta of 0.38 indicates this fund moves significantly less than S&P 500 Index - a genuinely defensive profile with reduced participation in both market rallies and downturns.
- Alpha
- 1.54%
- Beta
- 0.38
- R²
- 0.78
- Upside Capture
- 42.85%
- Downside Capture
- 48.02%
Expense Ratio
TLTIX has an expense ratio of 0.10%, which is considered low.
Return for Risk
Risk / Return Rank
TLTIX ranks 72 for risk / return — better than 72% of mutual funds on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for TIAA-CREF Lifecycle Index 2010 Fund (TLTIX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| TLTIX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.27 | ||
| Sortino ratioReturn per unit of downside risk | +0.55 | ||
| Omega ratioGain probability vs. loss probability | 1.45 | 1.37 | +0.08 |
| Calmar ratioReturn relative to maximum drawdown | 2.97 | 2.78 | +0.19 |
| Martin ratioReturn relative to average drawdown | 13.02 | 12.44 | +0.58 |
Dividends
Dividend History
TIAA-CREF Lifecycle Index 2010 Fund provided a 6.14% dividend yield over the last twelve months, with an annual payout of $1.10 per share. The fund has been increasing its distributions for 3 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $1.10 | $1.10 | $1.07 | $0.56 | $0.52 | $0.86 | $0.41 | $0.38 | $0.44 | $0.03 | $0.32 | $0.03 |
Dividend yield | 6.14% | 6.44% | 6.57% | 3.44% | 3.48% | 4.81% | 2.36% | 2.34% | 3.11% | 0.18% | 2.29% | 0.23% |
Monthly Dividends
The table displays the monthly dividend distributions for TIAA-CREF Lifecycle Index 2010 Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.10 | $1.10 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.07 | $1.07 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.56 | $0.56 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.52 | $0.52 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.86 | $0.86 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the TIAA-CREF Lifecycle Index 2010 Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the TIAA-CREF Lifecycle Index 2010 Fund was 18.15%, occurring on Oct 14, 2022. Recovery took 417 trading sessions.
The current TIAA-CREF Lifecycle Index 2010 Fund drawdown is 0.17%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Bear market2022 | -18.15%Oct 2022 | 11mo 8d | 1y 8mo | 2y 7moNov 2021 - Jun 2024 |
COVID crash2020 | -15.30%Mar 2020 | 1mo 2d | 2mo 17d | 3mo 19dFeb 2020 - Jun 2020 |
2025 selloff2025 | -9.76%Apr 2025 | 3mo 23d | 4mo 6d | 7mo 29dDec 2024 - Aug 2025 |
2016 pullback2016 | -9.57%Feb 2016 | 9mo 20d | 6mo | 1y 3moApr 2015 - Aug 2016 |
2011 pullback2011 | -8.74%Oct 2011 | 2mo 10d | 3mo 18d | 5mo 28dJul 2011 - Jan 2012 |
Drawdown Indicators
| TLTIX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -18.15% | -56.78% | +38.63% |
Max Drawdown (1Y)Largest decline over 1 year | -4.32% | -9.10% | +4.78% |
Max Drawdown (3Y)Largest decline over 3 years | -9.76% | -18.90% | +9.14% |
Max Drawdown (5Y)Largest decline over 5 years | -18.15% | -25.43% | +7.28% |
Max Drawdown (10Y)Largest decline over 10 years | -18.15% | -33.92% | +15.77% |
Current DrawdownCurrent decline from peak | -0.17% | -1.80% | +1.63% |
Average DrawdownAverage peak-to-trough decline | -2.59% | -10.71% | +8.12% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.98% | 2.03% | -1.05% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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