TINS vs. TMED

Last updated Jul 30, 2026

TINS (Templeton International Insights ETF) and TMED (T. Rowe Price Health Care ETF) are both exchange-traded funds - TINS is a Actively Managed fund actively managed by Franklin Templeton Investments, while TMED is a Health & Biotech Equities fund actively managed by T. Rowe Price. Both are actively managed. Their 0.39 correlation means their historical movements had little consistent relationship. TINS charges 0.55%/yr vs 0.44%/yr for TMED.

Performance

TINS vs. TMED - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Templeton International Insights ETF (TINS) and T. Rowe Price Health Care ETF (TMED). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, TINS achieves a 11.09% return, which is significantly lower than TMED's 16.91% return.

TINS

• 1D: -0.85%
• 1M: -1.65%
• 6M: 3.63%
• YTD: 11.09%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —
• ALL TIME*: —

TMED

• 1D: -0.74%
• 1M: 1.35%
• 6M: 16.95%
• YTD: 16.91%
• 1Y: 42.30%
• 3Y*: —
• 5Y*: —
• 10Y*: —
• ALL TIME*: 34.49%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
TINS Templeton International Insights ETF	$1.04K	$769.30	$2.04K
TMED T. Rowe Price Health Care ETF	$576.43K	$346.09K	$158.73K

TINS vs. TMED - Yearly Performance Comparison

	2026 (YTD)	2025
TINS Templeton International Insights ETF	11.09%	3.11%
TMED T. Rowe Price Health Care ETF	16.91%	4.91%

Correlation

The correlation between TINS and TMED is 0.39, which is low. Their historical price movements had little consistent relationship.

	Correlation
Correlation (All Time) Calculated using the full available price history since Oct 23, 2025	0.39

Return for Risk

TINS vs. TMED — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

TINS

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

TMED

TMED Risk / Return Rank: 91
TMED Sharpe Ratio Rank: 92
TMED Sortino Ratio Rank: 92
TMED Omega Ratio Rank: 90
TMED Calmar Ratio Rank: 90
TMED Martin Ratio Rank: 89

The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

TINS vs. TMED - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Templeton International Insights ETF (TINS) and T. Rowe Price Health Care ETF (TMED). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	TINS	TMED	Difference
Sharpe ratio: Return per unit of total volatility	—	2.32	—
Sortino ratio: Return per unit of downside risk	—	3.34	—
Omega ratio: Gain probability vs. loss probability	—	1.40	—
Calmar ratio: Return relative to maximum drawdown	—	3.83	—
Martin ratio: Return relative to average drawdown	—	13.07	—

Drawdowns

TINS vs. TMED - Drawdown Comparison

The maximum TINS drawdown since its inception was -10.79%, roughly equal to the maximum TMED drawdown of -11.11%. Use the drawdown chart below to compare losses from any high point for TINS and TMED.

Drawdown Indicators

	TINS	TMED	Difference
Max Drawdown Largest peak-to-trough decline	-10.79%	-11.11%	+0.32%
Max Drawdown (1Y) Largest decline over 1 year	—	-11.11%	—
Current Drawdown Current decline from peak	-3.82%	-1.80%	-2.02%
Average Drawdown Average peak-to-trough decline	-2.22%	-2.41%	+0.19%
Ulcer Index Depth and duration of drawdowns from previous peaks	—	3.25%	—

Volatility

Volatility by Period

	TINS	TMED	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	4.97%	—
Volatility (6M) Calculated over the trailing 6-month period	—	14.01%	—
Volatility (1Y) Calculated over the trailing 1-year period	17.31%	18.35%	-1.04%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	17.31%	18.11%	-0.80%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	17.31%	18.11%	-0.80%

TINS vs. TMED - Expense Ratio Comparison

TINS has a 0.55% expense ratio, which is higher than TMED's 0.44% expense ratio.

Dividends

TINS vs. TMED - Dividend Comparison

TINS's dividend yield for the trailing twelve months is around 0.21%, less than TMED's 0.47% yield.

Position	TTM	2025
TINS Templeton International Insights ETF	0.21%	0.23%
TMED T. Rowe Price Health Care ETF	0.47%	0.54%

Frequently Asked Questions

Can I hold both TINS and TMED in my portfolio?

TINS and TMED have a correlation of 0.39, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, TINS or TMED?

On fees, TMED is cheaper at 0.44% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, TINS or TMED?

TMED is cheaper with a 0.44% expense ratio, compared with 0.55% for TINS.

Which ETF pays a higher dividend yield, TINS or TMED?

TMED has the higher dividend yield at 0.47%, compared with 0.21% for TINS.

What is the main difference between TINS and TMED?

TINS is categorized as Actively Managed, while TMED is Health & Biotech Equities. They also come from different issuers: Franklin Templeton Investments and T. Rowe Price. Their fees differ too: 0.55% for TINS and 0.44% for TMED.