THFF vs. EBF

Last updated Jun 4, 2026

THFF (First Financial Corporation) and EBF (Ennis, Inc.) are both stocks. THFF operates in Banks - Regional (Financial Services), while EBF operates in Business Equipment & Supplies (Industrials). Over the past 10 years, THFF returned 9.58%/yr vs 7.59%/yr for EBF. At a 0.36 correlation, their price movements are largely independent.

Performance

THFF vs. EBF - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in First Financial Corporation (THFF) and Ennis, Inc. (EBF). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, THFF achieves a 13.96% return, which is significantly lower than EBF's 14.80% return. Over the past 10 years, THFF has outperformed EBF with an annualized return of 9.58%, while EBF has yielded a comparatively lower 7.59% annualized return.

THFF

• 1D: -2.73%
• 1M: 3.26%
• YTD: 13.96%
• 6M: 13.79%
• 1Y: 36.30%
• 3Y*: 29.72%
• 5Y*: 12.23%
• 10Y*: 9.58%

EBF

• 1D: -2.75%
• 1M: -1.66%
• YTD: 14.80%
• 6M: 15.50%
• 1Y: 13.98%
• 3Y*: 8.65%
• 5Y*: 6.44%
• 10Y*: 7.59%

*Multi-year figures are annualized to reflect compound growth (CAGR)

THFF vs. EBF - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
THFF First Financial Corporation	13.96%	36.17%	11.11%	-2.62%	4.45%	19.47%	-12.74%	16.79%	-9.41%	-9.54%
EBF Ennis, Inc.	14.80%	-9.96%	12.59%	3.64%	19.38%	14.78%	-13.46%	17.54%	-2.77%	24.65%

Correlation

The correlation between THFF and EBF is 0.50, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.50
Correlation (3Y) Calculated over the trailing 3-year period	0.51
Correlation (5Y) Calculated over the trailing 5-year period	0.51
Correlation (10Y) Calculated over the trailing 10-year period	0.50
Correlation (All Time) Calculated using the full available price history since Mar 4, 1992	0.36

The correlation between THFF and EBF shifts across timeframes, from 0.36 (all time) to 0.51 (3 years), reflecting how their relationship changes across market environments.

Fundamentals

EPS THFF : $6.80 EBF : $2.44
PE Ratio THFF : 9.95 EBF : 8.25
PEG Ratio THFF : 0.51 EBF : 0.48
PS Ratio THFF : 2.50 EBF : 1.19
Total Revenue (TTM) THFF : $320.85M EBF : $296.04M
Gross Profit (TTM) THFF : $193.05M EBF : $92.28M
EBITDA (TTM) THFF : $81.43M EBF : $75.72M

Return for Risk

THFF vs. EBF — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

THFF

THFF Risk / Return Rank: 77
THFF Sharpe Ratio Rank: 79
THFF Sortino Ratio Rank: 75
THFF Omega Ratio Rank: 72
THFF Calmar Ratio Rank: 80
THFF Martin Ratio Rank: 81

EBF

EBF Risk / Return Rank: 60
EBF Sharpe Ratio Rank: 62
EBF Sortino Ratio Rank: 53
EBF Omega Ratio Rank: 53
EBF Calmar Ratio Rank: 65
EBF Martin Ratio Rank: 65

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

THFF vs. EBF - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for First Financial Corporation (THFF) and Ennis, Inc. (EBF). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	THFF	EBF	Difference
Sharpe ratio: Return per unit of total volatility	1.36	0.64	+0.72
Sortino ratio: Return per unit of downside risk	2.04	0.98	+1.06
Omega ratio: Gain probability vs. loss probability	1.24	1.13	+0.12
Calmar ratio: Return relative to maximum drawdown	2.77	1.23	+1.54
Martin ratio: Return relative to average drawdown	7.16	2.92	+4.24
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

THFF vs. EBF - Sharpe Ratio Comparison

The current THFF Sharpe Ratio is 1.36, which is higher than the EBF Sharpe Ratio of 0.64. The chart below compares the historical Sharpe Ratios of THFF and EBF, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	THFF	EBF	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	1.36	0.64	+0.72
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.47	0.30	+0.16
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.33	0.29	+0.04
Sharpe Ratio (All Time) Calculated using the full available price history	0.27	0.19	+0.08

Drawdowns

THFF vs. EBF - Drawdown Comparison

The maximum THFF drawdown since its inception was -51.80%, smaller than the maximum EBF drawdown of -73.10%. Use the drawdown chart below to compare losses from any high point for THFF and EBF.

Drawdown Indicators

	THFF	EBF	Difference
Max Drawdown Largest peak-to-trough decline	-51.80%	-73.10%	+21.30%
Max Drawdown (1Y) Largest decline over 1 year	-13.18%	-11.41%	-1.77%
Max Drawdown (3Y) Largest decline over 3 years	-20.25%	-22.80%	+2.55%
Max Drawdown (5Y) Largest decline over 5 years	-34.92%	-22.80%	-12.12%
Max Drawdown (10Y) Largest decline over 10 years	-42.73%	-35.32%	-7.41%
Current Drawdown Current decline from peak	-2.98%	-8.81%	+5.83%
Average Drawdown Average peak-to-trough decline	-16.59%	-20.58%	+3.99%
Ulcer Index Depth and duration of drawdowns from previous peaks	5.09%	4.80%	+0.29%

Volatility

THFF vs. EBF - Volatility Comparison

First Financial Corporation (THFF) has a higher volatility of 6.97% compared to Ennis, Inc. (EBF) at 5.42%. This indicates that THFF's price experiences larger fluctuations and is considered to be riskier than EBF based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	THFF	EBF	Difference
Volatility (1M) Calculated over the trailing 1-month period	6.97%	5.42%	+1.55%
Volatility (6M) Calculated over the trailing 6-month period	18.31%	16.36%	+1.95%
Volatility (1Y) Calculated over the trailing 1-year period	26.76%	22.00%	+4.76%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	26.43%	21.40%	+5.03%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	29.20%	26.26%	+2.94%

Dividends

THFF vs. EBF - Dividend Comparison

THFF's dividend yield for the trailing twelve months is around 3.17%, less than EBF's 4.96% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
EBF Ennis, Inc.	4.96%	5.55%	16.60%	4.56%	4.51%	4.86%	5.04%	4.16%	4.94%	3.61%	11.67%	3.64%
THFF First Financial Corporation	3.17%	3.38%	2.92%	4.02%	2.54%	2.34%	2.68%	2.25%	2.54%	5.51%	1.88%	2.88%

Financials

Frequently Asked Questions

Can I hold both THFF and EBF in my portfolio?

THFF and EBF have a correlation of 0.50, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, THFF or EBF?

THFF has higher volatility (6.97%) compared to EBF (5.42%). In terms of maximum drawdown, THFF dropped -51.80% vs EBF's -73.10%.

Which has better risk-adjusted returns?

THFF currently has the higher Sharpe Ratio (1.36 vs 0.64), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.