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First Financial Corporation (THFF)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US3202181000

CUSIP

320218100

Sector

Financial Services

IPO Date

Mar 3, 1992

Highlights

Market Cap

$611.78M

EPS (TTM)

$4.00

PE Ratio

12.92

Total Revenue (TTM)

$188.58M

Gross Profit (TTM)

$188.50M

EBITDA (TTM)

$40.53M

Year Range

$33.43 - $53.60

Target Price

$52.67

Short %

0.48%

Short Ratio

1.02

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Popular comparisons:
THFF vs. GABC THFF vs. SPY
Popular comparisons:
THFF vs. GABC THFF vs. SPY

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in First Financial Corporation, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


0.00%10.00%20.00%30.00%SeptemberOctoberNovemberDecember2025February
25.85%
9.31%
THFF (First Financial Corporation)
Benchmark (^GSPC)

Returns By Period

First Financial Corporation had a return of 13.10% year-to-date (YTD) and 42.79% in the last 12 months. Over the past 10 years, First Financial Corporation had an annualized return of 7.38%, while the S&P 500 had an annualized return of 11.31%, indicating that First Financial Corporation did not perform as well as the benchmark.


THFF

YTD

13.10%

1M

11.24%

6M

25.85%

1Y

42.79%

5Y*

6.72%

10Y*

7.38%

^GSPC (Benchmark)

YTD

4.46%

1M

2.46%

6M

9.31%

1Y

23.49%

5Y*

13.03%

10Y*

11.31%

*Annualized

Monthly Returns

The table below presents the monthly returns of THFF, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20255.50%13.10%
2024-8.39%-5.56%4.19%-5.01%1.73%-0.43%23.41%-0.58%-1.90%-1.01%13.69%-5.43%11.11%
2023-1.35%-2.16%-14.72%-7.82%-6.11%1.66%17.68%-3.90%-7.92%1.77%11.16%13.65%-3.05%
20220.29%3.61%-6.94%-1.52%5.54%0.15%4.99%-0.47%-2.82%7.30%-0.87%-4.14%4.21%
20210.08%10.39%6.21%-1.71%2.58%-8.98%-1.89%0.95%4.01%1.90%1.42%4.21%19.47%
2020-7.67%-4.27%-15.59%5.34%-1.18%6.55%-9.26%2.87%-8.69%10.57%9.07%2.59%-12.74%
20194.53%7.02%-5.36%-1.98%-8.11%7.58%8.09%-6.47%7.07%0.92%0.80%3.39%16.79%
20183.25%-7.34%-3.03%2.76%1.99%5.24%13.34%0.10%-2.43%-8.65%1.81%-14.01%-9.41%
2017-7.54%-3.93%2.26%2.74%-6.66%4.91%-2.64%-5.75%9.68%-0.21%4.78%-5.91%-9.54%
2016-1.27%-0.30%3.82%3.57%4.26%0.50%4.59%6.74%-0.49%-1.43%14.21%15.28%59.91%
2015-7.71%3.83%6.66%-5.41%0.32%6.47%-7.21%-0.87%-1.64%5.93%6.68%-7.08%-1.91%
2014-10.79%6.90%-2.06%-4.96%0.41%1.67%-4.75%5.41%-4.24%12.05%-3.49%6.42%0.27%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

With an overall rank of 82, THFF is among the top 18% of stocks on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of THFF is 8282
Overall Rank
The Sharpe Ratio Rank of THFF is 8282
Sharpe Ratio Rank
The Sortino Ratio Rank of THFF is 8080
Sortino Ratio Rank
The Omega Ratio Rank of THFF is 7676
Omega Ratio Rank
The Calmar Ratio Rank of THFF is 8686
Calmar Ratio Rank
The Martin Ratio Rank of THFF is 8585
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for First Financial Corporation (THFF) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


Sharpe ratio
The chart of Sharpe ratio for THFF, currently valued at 1.23, compared to the broader market-2.000.002.001.231.74
The chart of Sortino ratio for THFF, currently valued at 2.02, compared to the broader market-4.00-2.000.002.004.006.002.022.35
The chart of Omega ratio for THFF, currently valued at 1.24, compared to the broader market0.501.001.502.001.241.32
The chart of Calmar ratio for THFF, currently valued at 1.51, compared to the broader market0.002.004.006.001.512.61
The chart of Martin ratio for THFF, currently valued at 6.61, compared to the broader market0.0010.0020.0030.006.6110.66
THFF
^GSPC

The current First Financial Corporation Sharpe ratio is 1.23. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of First Financial Corporation with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio0.001.002.003.004.00SeptemberOctoberNovemberDecember2025February
1.23
1.74
THFF (First Financial Corporation)
Benchmark (^GSPC)

Dividends

Dividend History

First Financial Corporation provided a 3.60% dividend yield over the last twelve months, with an annual payout of $1.86 per share.


2.00%3.00%4.00%5.00%6.00%$0.00$0.50$1.00$1.50$2.00$2.5020142015201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM20242023202220212020201920182017201620152014
Dividend$1.86$1.35$1.53$1.07$1.06$1.04$1.03$1.02$2.50$0.99$0.98$0.97

Dividend yield

3.60%2.92%3.56%2.32%2.34%2.68%2.25%2.54%5.51%1.88%2.88%2.72%

Monthly Dividends

The table displays the monthly dividend distributions for First Financial Corporation. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.51$0.00$0.51
2024$0.00$0.00$0.45$0.00$0.00$0.00$0.45$0.00$0.00$0.45$0.00$0.00$1.35
2023$0.54$0.00$0.00$0.00$0.00$0.54$0.00$0.00$0.00$0.00$0.00$0.45$1.53
2022$0.53$0.00$0.00$0.00$0.00$0.54$0.00$0.00$0.00$0.00$0.00$0.00$1.07
2021$0.53$0.00$0.00$0.00$0.00$0.53$0.00$0.00$0.00$0.00$0.00$0.00$1.06
2020$0.52$0.00$0.00$0.00$0.00$0.52$0.00$0.00$0.00$0.00$0.00$0.00$1.04
2019$0.51$0.00$0.00$0.00$0.00$0.52$0.00$0.00$0.00$0.00$0.00$0.00$1.03
2018$0.51$0.00$0.00$0.00$0.00$0.51$0.00$0.00$0.00$0.00$0.00$0.00$1.02
2017$0.50$0.00$0.00$0.00$0.00$0.50$0.00$0.00$0.00$0.00$1.50$0.00$2.50
2016$0.49$0.00$0.00$0.00$0.00$0.50$0.00$0.00$0.00$0.00$0.00$0.00$0.99
2015$0.49$0.00$0.00$0.00$0.00$0.49$0.00$0.00$0.00$0.00$0.00$0.00$0.98
2014$0.48$0.00$0.00$0.00$0.00$0.49$0.00$0.00$0.00$0.00$0.00$0.00$0.97

Dividend Yield & Payout


Dividend Yield
200.0%400.0%600.0%3.6%
First Financial Corporation has a dividend yield of 3.60%, which is quite average when compared to the overall market.
Payout Ratio
200.0%400.0%600.0%800.0%1,000.0%46.5%
First Financial Corporation has a payout ratio of 46.50%, which is quite average when compared to the overall market. This suggests that First Financial Corporation strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-14.00%-12.00%-10.00%-8.00%-6.00%-4.00%-2.00%0.00%SeptemberOctoberNovemberDecember2025February
-3.49%
0
THFF (First Financial Corporation)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the First Financial Corporation. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the First Financial Corporation was 49.39%, occurring on Nov 9, 2000. Recovery took 397 trading sessions.

The current First Financial Corporation drawdown is 3.49%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-49.39%Jan 2, 1998685Nov 9, 2000397Jun 28, 20021082
-45.58%Sep 4, 2008473Jul 21, 20101519Aug 2, 20161992
-42.73%Aug 24, 2018396Mar 23, 2020603Aug 12, 2022999
-35.21%Nov 11, 2022119May 4, 2023380Nov 6, 2024499
-33.58%Dec 28, 2006147Jul 31, 2007242Jul 16, 2008389

Volatility

Volatility Chart

The current First Financial Corporation volatility is 8.07%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


0.00%5.00%10.00%15.00%SeptemberOctoberNovemberDecember2025February
8.07%
3.07%
THFF (First Financial Corporation)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of First Financial Corporation over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

0.0

Valuation

The Valuation section provides an assessment of the market value of First Financial Corporation compared to its peers in the Banks - Regional industry.


PE Ratio
20.040.060.080.0100.0120.012.9
The chart displays the price to earnings (P/E) ratio for THFF in comparison to other companies of the Banks - Regional industry. Currently, THFF has a PE value of 12.9. This PE ratio falls in the average range for the industry.
PEG Ratio
-5.00.05.010.015.00.0
The chart displays the price to earnings to growth (PEG) ratio for THFF in comparison to other companies of the Banks - Regional industry. Currently, THFF has a PEG value of 0.0. This PEG ratio falls in the average range for the industry.

Historical P/E Ratio Chart

The chart below displays the historical trend of the price-to-earnings (P/E) ratio for First Financial Corporation.


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Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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The information contained herein does not constitute investment advice and made available for educational purposes only. Prices and returns on equities are listed without consideration of fees, commissions, taxes, penalties, or interest payable due to purchasing, holding, or selling.

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