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THFF vs. ALRS
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Performance

THFF vs. ALRS - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in First Financial Corporation (THFF) and Alerus Financial Corporation (ALRS). The values are adjusted to include any dividend payments, if applicable.

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THFF vs. ALRS - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
THFF
First Financial Corporation
5.58%36.17%11.11%-2.62%4.45%19.47%-12.74%16.79%-9.41%-9.54%
ALRS
Alerus Financial Corporation
6.21%21.74%-10.65%-0.19%-17.91%9.23%23.28%21.99%-3.68%23.28%

Fundamentals

EPS

THFF:

$10.65

ALRS:

$1.02

PE Ratio

THFF:

5.94

ALRS:

23.28

PEG Ratio

THFF:

0.31

ALRS:

0.54

PS Ratio

THFF:

1.63

ALRS:

1.27

Total Revenue (TTM)

THFF:

$305.59M

ALRS:

$320.87M

Gross Profit (TTM)

THFF:

$185.44M

ALRS:

$212.79M

EBITDA (TTM)

THFF:

$81.46M

ALRS:

$78.70M

Returns By Period

In the year-to-date period, THFF achieves a 5.58% return, which is significantly lower than ALRS's 6.21% return. Over the past 10 years, THFF has outperformed ALRS with an annualized return of 9.88%, while ALRS has yielded a comparatively lower 4.91% annualized return.


THFF

1D
0.89%
1M
-0.25%
YTD
5.58%
6M
14.06%
1Y
34.07%
3Y*
23.46%
5Y*
10.43%
10Y*
9.88%

ALRS

1D
-0.84%
1M
0.33%
YTD
6.21%
6M
9.07%
1Y
33.29%
3Y*
18.39%
5Y*
-1.83%
10Y*
4.91%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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First Financial Corporation

Alerus Financial Corporation

Return for Risk

THFF vs. ALRS — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

THFF
THFF Risk / Return Rank: 7777
Overall Rank
THFF Sharpe Ratio Rank: 7878
Sharpe Ratio Rank
THFF Sortino Ratio Rank: 7474
Sortino Ratio Rank
THFF Omega Ratio Rank: 7171
Omega Ratio Rank
THFF Calmar Ratio Rank: 8282
Calmar Ratio Rank
THFF Martin Ratio Rank: 8181
Martin Ratio Rank

ALRS
ALRS Risk / Return Rank: 7777
Overall Rank
ALRS Sharpe Ratio Rank: 7676
Sharpe Ratio Rank
ALRS Sortino Ratio Rank: 7474
Sortino Ratio Rank
ALRS Omega Ratio Rank: 7171
Omega Ratio Rank
ALRS Calmar Ratio Rank: 8484
Calmar Ratio Rank
ALRS Martin Ratio Rank: 8080
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

THFF vs. ALRS - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for First Financial Corporation (THFF) and Alerus Financial Corporation (ALRS). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


THFFALRSDifference

Sharpe ratio

Return per unit of total volatility

1.17

1.09

+0.08

Sortino ratio

Return per unit of downside risk

1.78

1.78

+0.01

Omega ratio

Gain probability vs. loss probability

1.22

1.22

0.00

Calmar ratio

Return relative to maximum drawdown

2.56

2.71

-0.14

Martin ratio

Return relative to average drawdown

6.06

5.98

+0.08

THFF vs. ALRS - Sharpe Ratio Comparison

The current THFF Sharpe Ratio is 1.17, which is comparable to the ALRS Sharpe Ratio of 1.09. The chart below compares the historical Sharpe Ratios of THFF and ALRS, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


THFFALRSDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

1.17

1.09

+0.08

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.40

-0.06

+0.45

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.34

0.16

+0.18

Sharpe Ratio (All Time)

Calculated using the full available price history

0.26

0.11

+0.15

Correlation

The correlation between THFF and ALRS is 0.19, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.


Dividends

THFF vs. ALRS - Dividend Comparison

THFF's dividend yield for the trailing twelve months is around 3.31%, less than ALRS's 3.54% yield.


TTM20252024202320222021202020192018201720162015
THFF
First Financial Corporation
3.31%3.38%2.92%4.02%2.54%2.34%2.68%2.25%2.54%5.51%1.88%2.88%
ALRS
Alerus Financial Corporation
3.54%3.69%4.11%3.35%3.00%2.15%2.19%2.49%2.75%2.35%2.59%2.22%

Drawdowns

THFF vs. ALRS - Drawdown Comparison

The maximum THFF drawdown since its inception was -51.80%, smaller than the maximum ALRS drawdown of -75.49%. Use the drawdown chart below to compare losses from any high point for THFF and ALRS.


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Drawdown Indicators


THFFALRSDifference

Max Drawdown

Largest peak-to-trough decline

-51.80%

-75.49%

+23.69%

Max Drawdown (1Y)

Largest decline over 1 year

-13.18%

-12.59%

-0.59%

Max Drawdown (5Y)

Largest decline over 5 years

-34.92%

-61.66%

+26.74%

Max Drawdown (10Y)

Largest decline over 10 years

-42.73%

-61.66%

+18.93%

Current Drawdown

Current decline from peak

-7.15%

-24.47%

+17.32%

Average Drawdown

Average peak-to-trough decline

-16.66%

-38.11%

+21.45%

Ulcer Index

Depth and duration of drawdowns from previous peaks

5.58%

5.76%

-0.18%

Volatility

THFF vs. ALRS - Volatility Comparison

First Financial Corporation (THFF) has a higher volatility of 6.16% compared to Alerus Financial Corporation (ALRS) at 5.68%. This indicates that THFF's price experiences larger fluctuations and is considered to be riskier than ALRS based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


THFFALRSDifference

Volatility (1M)

Calculated over the trailing 1-month period

6.16%

5.68%

+0.48%

Volatility (6M)

Calculated over the trailing 6-month period

20.25%

18.75%

+1.50%

Volatility (1Y)

Calculated over the trailing 1-year period

29.27%

30.67%

-1.40%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

26.30%

33.48%

-7.18%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

29.13%

30.09%

-0.96%

Financials

THFF vs. ALRS - Financials Comparison

This section allows you to compare key financial metrics between First Financial Corporation and Alerus Financial Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


20.00M40.00M60.00M80.00M100.00MAprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025AprilJulyOctober
49.69M
25.29M
(THFF) Total Revenue
(ALRS) Total Revenue
Values in USD except per share items