THFF vs. ALRS
THFF (First Financial Corporation) and ALRS (Alerus Financial Corporation) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, THFF returned 11.02%/yr vs 9.77%/yr for ALRS. Their 0.20 correlation means their historical movements had little consistent relationship.
Performance
THFF vs. ALRS - Performance Comparison
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Returns By Period
In the year-to-date period, THFF achieves a 36.76% return, which is significantly lower than ALRS's 50.11% return. Over the past 10 years, THFF has outperformed ALRS with an annualized return of 11.02%, while ALRS has yielded a comparatively lower 9.77% annualized return.
THFF
- 1D
- -0.36%
- 1M
- 4.58%
- 6M
- 25.63%
- YTD
- 36.76%
- 1Y
- 59.00%
- 3Y*
- 32.79%
- 5Y*
- 18.94%
- 10Y*
- 11.02%
- ALL TIME*
- 9.64%
ALRS
- 1D
- -0.86%
- 1M
- 6.94%
- 6M
- 37.31%
- YTD
- 50.11%
- 1Y
- 68.53%
- 3Y*
- 23.18%
- 5Y*
- 7.23%
- 10Y*
- 9.77%
- ALL TIME*
- 9.97%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $8.40M | $7.45M | $6.99M | |
| $7.65M | $8.09M | $7.71M |
THFF vs. ALRS - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
THFF First Financial Corporation | 36.76% | 36.17% | 11.11% | -2.62% | 4.45% | 19.47% | -12.74% | 16.79% | -9.41% | -9.54% |
ALRS Alerus Financial Corporation | 50.11% | 21.74% | -10.65% | -0.19% | -17.91% | 9.23% | 23.28% | 21.99% | -3.68% | 23.28% |
Correlation
The correlation between THFF and ALRS is 0.74, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.74 |
Correlation (3Y) Balances recent behavior with more history. | 0.71 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.63 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.47 |
Correlation (All Time) Calculated using the full available price history since Jan 2, 2001 | 0.20 |
Over the past year, THFF and ALRS have become more correlated (0.74) than their long-term average of 0.20, meaning their price movements have been converging.
Fundamentals
THFF:
$957.89M
ALRS:
$836.03M
THFF:
$7.14
ALRS:
$1.45
THFF:
11.28
ALRS:
22.97
THFF:
2.98
ALRS:
3.45
THFF:
$320.51M
ALRS:
$184.20M
THFF:
$188.89M
ALRS:
$78.92M
THFF:
$72.01M
ALRS:
$10.14M
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Return for Risk
THFF vs. ALRS — Risk / Return Rank
THFF
ALRS
THFF vs. ALRS - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for First Financial Corporation (THFF) and Alerus Financial Corporation (ALRS). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| THFF | ALRS | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.47 | ||
| Sortino ratioReturn per unit of downside risk | -0.51 | ||
| Omega ratioGain probability vs. loss probability | 1.36 | 1.43 | -0.07 |
| Calmar ratioReturn relative to maximum drawdown | 4.25 | 5.88 | -1.64 |
| Martin ratioReturn relative to average drawdown | 11.66 | 13.66 | -2.00 |
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Drawdowns
THFF vs. ALRS - Drawdown Comparison
The maximum THFF drawdown since its inception was -51.80%, smaller than the maximum ALRS drawdown of -75.49%. Use the drawdown chart below to compare losses from any high point for THFF and ALRS.
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Drawdown Indicators
| THFF | ALRS | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -51.80% | -75.49% | +23.69% |
Max Drawdown (1Y)Largest decline over 1 year | -13.18% | -10.75% | -2.43% |
Max Drawdown (3Y)Largest decline over 3 years | -20.25% | -32.45% | +12.20% |
Max Drawdown (5Y)Largest decline over 5 years | -34.92% | -61.66% | +26.74% |
Max Drawdown (10Y)Largest decline over 10 years | -42.73% | -61.66% | +18.93% |
Current DrawdownCurrent decline from peak | -0.36% | -0.86% | +0.50% |
Average DrawdownAverage peak-to-trough decline | -16.51% | -37.73% | +21.22% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 4.79% | 4.63% | +0.16% |
Volatility
THFF vs. ALRS - Volatility Comparison
First Financial Corporation (THFF) has a higher volatility of 6.86% compared to Alerus Financial Corporation (ALRS) at 5.89%. This indicates that THFF's price experiences larger fluctuations and is considered to be riskier than ALRS based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| THFF | ALRS | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.86% | 5.89% | +0.97% |
Volatility (6M)Calculated over the trailing 6-month period | 16.88% | 15.72% | +1.16% |
Volatility (1Y)Calculated over the trailing 1-year period | 26.31% | 24.50% | +1.81% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 26.30% | 32.59% | -6.29% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 29.26% | 30.21% | -0.95% |
Dividends
THFF vs. ALRS - Dividend Comparison
THFF's dividend yield for the trailing twelve months is around 2.72%, more than ALRS's 2.55% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
ALRS Alerus Financial Corporation | 2.55% | 3.69% | 4.11% | 3.35% | 3.00% | 2.15% | 2.19% | 2.49% | 2.75% | 2.35% | 2.59% | 2.22% |
THFF First Financial Corporation | 2.72% | 3.38% | 2.92% | 4.02% | 2.54% | 2.34% | 2.68% | 2.25% | 2.54% | 5.51% | 1.88% | 2.88% |
Financials
THFF vs. ALRS - Financials Comparison
This section allows you to compare key financial metrics between First Financial Corporation and Alerus Financial Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
THFF and ALRS have a correlation of 0.74, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
THFF has higher volatility (6.86%) compared to ALRS (5.89%). In terms of maximum drawdown, THFF dropped -51.80% vs ALRS's -75.49%.
ALRS currently has the higher Sharpe Ratio (2.60 vs 2.13), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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