RGS vs. RAIL

Last updated Jun 4, 2026

RGS (Regis Corporation) and RAIL (FreightCar America, Inc.) are both stocks. RGS operates in Personal Services (Consumer Cyclical), while RAIL operates in Railroads (Industrials). Over the past 10 years, RGS returned -20.11%/yr vs -6.24%/yr for RAIL. At a 0.28 correlation, their price movements are largely independent.

Performance

RGS vs. RAIL - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Regis Corporation (RGS) and FreightCar America, Inc. (RAIL). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, RGS achieves a -2.70% return, which is significantly higher than RAIL's -33.60% return. Over the past 10 years, RGS has underperformed RAIL with an annualized return of -20.11%, while RAIL has yielded a comparatively higher -6.24% annualized return.

RGS

• 1D: -0.44%
• 1M: 1.54%
• YTD: -2.70%
• 6M: -1.75%
• 1Y: 20.97%
• 3Y*: 7.06%
• 5Y*: -32.04%
• 10Y*: -20.11%

RAIL

• 1D: -2.91%
• 1M: -8.81%
• YTD: -33.60%
• 6M: -12.50%
• 1Y: -11.87%
• 3Y*: 36.66%
• 5Y*: 3.03%
• 10Y*: -6.24%

*Multi-year figures are annualized to reflect compound growth (CAGR)

RGS vs. RAIL - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
RGS Regis Corporation	-2.70%	16.99%	151.01%	-61.27%	-29.89%	-81.07%	-48.57%	5.43%	10.35%	5.79%
RAIL FreightCar America, Inc.	-33.60%	23.55%	231.85%	-15.63%	-13.28%	53.11%	16.43%	-69.06%	-60.83%	16.26%

Correlation

The correlation between RGS and RAIL is 0.11, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.11
Correlation (3Y) Calculated over the trailing 3-year period	0.09
Correlation (5Y) Calculated over the trailing 5-year period	0.14
Correlation (10Y) Calculated over the trailing 10-year period	0.20
Correlation (All Time) Calculated using the full available price history since Apr 7, 2005	0.28

The correlation between RGS and RAIL shifts across timeframes, from 0.09 (3 years) to 0.28 (all time), reflecting how their relationship changes across market environments.

Fundamentals

Market Cap RGS : $77.33M RAIL : $261.10M
EPS RGS : $40.04 RAIL : $0.88
PE Ratio RGS : 0.67 RAIL : 8.32
PEG Ratio RGS : 0.00 RAIL : 0.11
PS Ratio RGS : 0.33 RAIL : 0.52
Total Revenue (TTM) RGS : $228.88M RAIL : $469.01M
Gross Profit (TTM) RGS : $138.74M RAIL : $69.61M
EBITDA (TTM) RGS : $22.14M RAIL : -$1.50M

Return for Risk

RGS vs. RAIL — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

RGS

RGS Risk / Return Rank: 54
RGS Sharpe Ratio Rank: 57
RGS Sortino Ratio Rank: 55
RGS Omega Ratio Rank: 52
RGS Calmar Ratio Rank: 54
RGS Martin Ratio Rank: 55

RAIL

RAIL Risk / Return Rank: 33
RAIL Sharpe Ratio Rank: 33
RAIL Sortino Ratio Rank: 34
RAIL Omega Ratio Rank: 33
RAIL Calmar Ratio Rank: 33
RAIL Martin Ratio Rank: 33

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

RGS vs. RAIL - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Regis Corporation (RGS) and FreightCar America, Inc. (RAIL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	RGS	RAIL	Difference
Sharpe ratio Return per unit of total volatility	0.45	-0.19	+0.65
Sortino ratio Return per unit of downside risk	1.04	0.16	+0.87
Omega ratio Gain probability vs. loss probability	1.12	1.02	+0.10
Calmar ratio Return relative to maximum drawdown	0.57	-0.24	+0.81
Martin ratio Return relative to average drawdown	1.40	-0.43	+1.83
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

RGS vs. RAIL - Sharpe Ratio Comparison

The current RGS Sharpe Ratio is 0.45, which is higher than the RAIL Sharpe Ratio of -0.19. The chart below compares the historical Sharpe Ratios of RGS and RAIL, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	RGS	RAIL	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.45	-0.19	+0.65
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	-0.19	0.04	-0.24
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	-0.16	-0.09	-0.08
Sharpe Ratio (All Time) Calculated using the full available price history	-0.05	-0.07	+0.02

Drawdowns

RGS vs. RAIL - Drawdown Comparison

The maximum RGS drawdown since its inception was -99.52%, roughly equal to the maximum RAIL drawdown of -98.88%. Use the drawdown chart below to compare losses from any high point for RGS and RAIL.

Drawdown Indicators

	RGS	RAIL	Difference
Max Drawdown Largest peak-to-trough decline	-99.52%	-98.88%	-0.64%
Max Drawdown (1Y) Largest decline over 1 year	-36.77%	-50.34%	+13.57%
Max Drawdown (3Y) Largest decline over 3 years	-84.96%	-71.67%	-13.29%
Max Drawdown (5Y) Largest decline over 5 years	-98.06%	-71.67%	-26.39%
Max Drawdown (10Y) Largest decline over 10 years	-99.10%	-96.23%	-2.87%
Current Drawdown Current decline from peak	-96.86%	-89.20%	-7.66%
Average Drawdown Average peak-to-trough decline	-47.75%	-71.85%	+24.10%
Ulcer Index Depth and duration of drawdowns from previous peaks	15.06%	27.38%	-12.32%

Volatility

RGS vs. RAIL - Volatility Comparison

Regis Corporation (RGS) has a higher volatility of 14.53% compared to FreightCar America, Inc. (RAIL) at 12.90%. This indicates that RGS's price experiences larger fluctuations and is considered to be riskier than RAIL based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	RGS	RAIL	Difference
Volatility (1M) Calculated over the trailing 1-month period	14.53%	12.90%	+1.63%
Volatility (6M) Calculated over the trailing 6-month period	32.45%	45.80%	-13.35%
Volatility (1Y) Calculated over the trailing 1-year period	46.36%	62.94%	-16.58%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	165.38%	69.26%	+96.12%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	124.48%	73.68%	+50.80%

Dividends

RGS vs. RAIL - Dividend Comparison

Neither RGS nor RAIL has paid dividends to shareholders.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
RAIL FreightCar America, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	1.58%	2.41%	1.85%
RGS Regis Corporation	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Financials

RGS vs. RAIL - Profitability Comparison

The chart below illustrates the profitability comparison between Regis Corporation and FreightCar America, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

RGS - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Regis Corporation reported a gross profit of 48.79M and revenue of 52.41M. Therefore, the gross margin over that period was 93.1%.

RAIL - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, FreightCar America, Inc. reported a gross profit of 10.81M and revenue of 64.31M. Therefore, the gross margin over that period was 16.8%.

RGS - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Regis Corporation reported an operating income of 5.72M and revenue of 52.41M, resulting in an operating margin of 10.9%.

RAIL - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, FreightCar America, Inc. reported an operating income of -594.00K and revenue of 64.31M, resulting in an operating margin of -0.9%.

RGS - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Regis Corporation reported a net income of 735.00K and revenue of 52.41M, resulting in a net margin of 1.4%.

RAIL - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, FreightCar America, Inc. reported a net income of 41.65M and revenue of 64.31M, resulting in a net margin of 64.8%.

Frequently Asked Questions

Can I hold both RGS and RAIL in my portfolio?

RGS and RAIL have a correlation of 0.11, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, RGS or RAIL?

RGS has higher volatility (14.53%) compared to RAIL (12.90%). In terms of maximum drawdown, RGS dropped -99.52% vs RAIL's -98.88%.

Which has better risk-adjusted returns?

RGS currently has the higher Sharpe Ratio (0.45 vs -0.19), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.