PYPL vs. LU
PYPL (PayPal Holdings, Inc.) and LU (Lufax Holding Ltd) are both stocks. Both operate in the Credit Services industry within the Financial Services sector. Over the past 5 years, PYPL returned -30.87%/yr vs -40.10%/yr for LU. At a 0.25 correlation, their price movements are largely independent.
Performance
PYPL vs. LU - Performance Comparison
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Returns By Period
In the year-to-date period, PYPL achieves a -28.88% return, which is significantly higher than LU's -46.09% return.
PYPL
- 1D
- -0.07%
- 1M
- -8.76%
- YTD
- -28.88%
- 6M
- -32.07%
- 1Y
- -43.32%
- 3Y*
- -13.13%
- 5Y*
- -30.87%
- 10Y*
- 1.25%
LU
- 1D
- -4.83%
- 1M
- -29.23%
- YTD
- -46.09%
- 6M
- -47.92%
- 1Y
- -52.41%
- 3Y*
- -20.35%
- 5Y*
- -40.10%
- 10Y*
- —
PYPL vs. LU - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
PYPL PayPal Holdings, Inc. | -28.88% | -31.44% | 38.98% | -13.77% | -62.23% | -19.48% | 25.83% |
LU Lufax Holding Ltd | -46.09% | 7.11% | 73.97% | -58.03% | -60.48% | -60.35% | 10.51% |
Correlation
The correlation between PYPL and LU is 0.26, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.26 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.21 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.25 |
Correlation (All Time) Calculated using the full available price history since Nov 2, 2020 | 0.25 |
Fundamentals
PYPL:
$33.73B
LU:
$31.92B
PYPL:
$15.56B
LU:
$13.50B
PYPL:
$7.23B
LU:
-$1.26B
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Return for Risk
PYPL vs. LU — Risk / Return Rank
PYPL
LU
PYPL vs. LU - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for PayPal Holdings, Inc. (PYPL) and Lufax Holding Ltd (LU). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| PYPL | LU | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.12 | ||
| Sortino ratioReturn per unit of downside risk | +0.13 | ||
| Omega ratioGain probability vs. loss probability | 0.79 | 0.81 | -0.02 |
| Calmar ratioReturn relative to maximum drawdown | -0.87 | -0.77 | -0.10 |
| Martin ratioReturn relative to average drawdown | -1.55 | -1.39 | -0.16 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| PYPL | LU | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | -1.11 | -0.99 | -0.12 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | -0.74 | -0.53 | -0.21 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.03 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.01 | -0.49 | +0.50 |
Drawdowns
PYPL vs. LU - Drawdown Comparison
The maximum PYPL drawdown since its inception was -87.30%, smaller than the maximum LU drawdown of -96.68%. Use the drawdown chart below to compare losses from any high point for PYPL and LU.
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Drawdown Indicators
| PYPL | LU | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -87.30% | -96.68% | +9.38% |
Max Drawdown (1Y)Largest decline over 1 year | -49.92% | -68.64% | +18.72% |
Max Drawdown (3Y)Largest decline over 3 years | -57.34% | -69.41% | +12.07% |
Max Drawdown (5Y)Largest decline over 5 years | -87.30% | -94.84% | +7.54% |
Max Drawdown (10Y)Largest decline over 10 years | -87.30% | — | — |
Current DrawdownCurrent decline from peak | -86.51% | -95.24% | +8.73% |
Average DrawdownAverage peak-to-trough decline | -35.69% | -78.40% | +42.71% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 27.99% | 37.82% | -9.83% |
Volatility
PYPL vs. LU - Volatility Comparison
The current volatility for PayPal Holdings, Inc. (PYPL) is 6.73%, while Lufax Holding Ltd (LU) has a volatility of 12.14%. This indicates that PYPL experiences smaller price fluctuations and is considered to be less risky than LU based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PYPL | LU | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.73% | 12.14% | -5.41% |
Volatility (6M)Calculated over the trailing 6-month period | 31.69% | 34.52% | -2.83% |
Volatility (1Y)Calculated over the trailing 1-year period | 39.14% | 53.08% | -13.94% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 42.09% | 76.63% | -34.54% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 38.78% | 76.25% | -37.47% |
Dividends
PYPL vs. LU - Dividend Comparison
PYPL's dividend yield for the trailing twelve months is around 1.02%, while LU has not paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
LU Lufax Holding Ltd | 0.00% | 0.00% | 101.26% | 11.60% | 26.29% |
PYPL PayPal Holdings, Inc. | 1.02% | 0.24% | 0.00% | 0.00% | 0.00% |
Financials
PYPL vs. LU - Financials Comparison
This section allows you to compare key financial metrics between PayPal Holdings, Inc. and Lufax Holding Ltd. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
PYPL and LU have a correlation of 0.26, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
LU has higher volatility (12.14%) compared to PYPL (6.73%). In terms of maximum drawdown, PYPL dropped -87.30% vs LU's -96.68%.
LU currently has the higher Sharpe Ratio (-0.99 vs -1.11), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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