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PayPal Holdings, Inc. (PYPL)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US70450Y1038
CUSIP
70450Y103
IPO Date
Feb 1, 2002

Highlights

Market Cap
$42.47B
Enterprise Value
$44.41B
EPS (TTM)
$5.42
PE Ratio
8.34
PEG Ratio
0.40
Total Revenue (TTM)
$33.17B
Gross Profit (TTM)
$15.47B
EBITDA (TTM)
$7.18B
Year Range
$38.46 - $79.50
Target Price
$67.32
ROA (TTM)
6.53%
ROE (TTM)
25.83%

Share Price Chart


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Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in PayPal Holdings, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period

PayPal Holdings, Inc. (PYPL) has returned -22.29% so far this year and -30.31% over the past 12 months. Over the last ten years, PYPL has returned 1.44% per year, falling short of the S&P 500 Index benchmark, which averaged 12.16% annually.


PayPal Holdings, Inc.

1D
1.25%
1M
-1.82%
YTD
-22.29%
6M
-32.19%
1Y
-30.31%
3Y*
-15.71%
5Y*
-28.74%
10Y*
1.44%

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Jul 20, 2015, PYPL's average daily return is +0.03%, while the average monthly return is +0.57%. At this rate, your investment would double in approximately 10.2 years.

Historically, 54% of months were positive and 46% were negative. The best month was Apr 2020 with a return of +28.5%, while the worst month was Feb 2022 at -34.9%. The longest winning streak lasted 12 consecutive months, and the longest losing streak was 5 months.

On a daily basis, PYPL closed higher 52% of trading days. The best single day was Mar 24, 2020 with a return of +14.1%, while the worst single day was Feb 2, 2022 at -24.6%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026-9.75%-12.30%-1.82%-22.29%
20253.78%-19.79%-8.16%0.90%6.74%5.75%-7.48%2.08%-4.46%3.30%-9.29%-6.88%-31.44%
2024-0.10%-1.65%11.02%1.39%-7.26%-7.87%13.36%10.11%7.73%1.63%9.42%-1.64%38.98%
202314.42%-9.68%3.18%0.08%-18.43%7.65%13.62%-17.55%-6.48%-11.39%11.22%6.60%-13.77%
2022-8.82%-34.90%3.32%-23.97%-3.09%-18.04%23.90%7.99%-7.89%-2.89%-6.19%-9.17%-62.23%
20210.05%10.90%-6.55%8.01%-0.87%12.10%-5.47%4.77%-9.86%-10.61%-20.51%2.00%-19.48%

Benchmark Metrics

PayPal Holdings, Inc. has an annualized alpha of -7.16%, beta of 1.32, and R² of 0.38 versus S&P 500 Index. Calculated based on daily prices since July 21, 2015.

  • This stock participated in 148.36% of S&P 500 Index downside but only 109.25% of its upside — more exposed to losses than it benefited from rallies.
  • R² of 0.38 means the benchmark explains less than half of this stock's behavior — treat beta with caution or consider switching to a more representative benchmark.

Alpha
-7.16%
Beta
1.32
0.38
Upside Capture
109.25%
Downside Capture
148.36%

Return for Risk

Risk / Return Rank

PYPL ranks 14 for risk / return — in the bottom 14% of stocks on our site. This means you're taking on significantly more risk than the returns justify. Consider whether the potential upside is worth the volatility, or explore alternatives with better risk / return profiles.


PYPL Risk / Return Rank: 1414
Overall Rank
PYPL Sharpe Ratio Rank: 1010
Sharpe Ratio Rank
PYPL Sortino Ratio Rank: 1313
Sortino Ratio Rank
PYPL Omega Ratio Rank: 1212
Omega Ratio Rank
PYPL Calmar Ratio Rank: 2020
Calmar Ratio Rank
PYPL Martin Ratio Rank: 1212
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for PayPal Holdings, Inc. (PYPL) and compare them to a chosen benchmark (S&P 500 Index).


PYPLBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

-0.74

0.90

-1.63

Sortino ratio

Return per unit of downside risk

-0.82

1.39

-2.21

Omega ratio

Gain probability vs. loss probability

0.88

1.21

-0.33

Calmar ratio

Return relative to maximum drawdown

-0.61

1.40

-2.00

Martin ratio

Return relative to average drawdown

-1.37

6.61

-7.98

Explore PYPL risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History

PayPal Holdings, Inc. provided a 0.62% dividend yield over the last twelve months, with an annual payout of $0.28 per share.


0.24%$0.00$0.05$0.10$0.152025
Dividends
Dividend Yield
PeriodTTM2025
Dividend$0.28$0.14

Dividend yield

0.62%0.24%

Monthly Dividends

The table displays the monthly dividend distributions for PayPal Holdings, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.00$0.14$0.14
2025$0.14$0.00$0.14

Dividend Yield & Payout


Dividend Yield

PayPal Holdings, Inc. has a dividend yield of 0.62%, which signifies it pays a smaller percentage of its stock price in dividends to its shareholders compared to other companies in the market.

Payout Ratio

PayPal Holdings, Inc. has a payout ratio of 2.48%, which is below the market average. This means PayPal Holdings, Inc. returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the PayPal Holdings, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the PayPal Holdings, Inc. was 87.30%, occurring on Feb 12, 2026. The portfolio has not yet recovered.

The current PayPal Holdings, Inc. drawdown is 85.26%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-87.3%Jul 26, 20211144Feb 12, 2026
-31.19%Feb 20, 202023Mar 23, 202030May 5, 202053
-25.82%Feb 17, 202114Mar 8, 202196Jul 23, 2021110
-24.31%Jul 21, 201550Sep 29, 2015119Mar 21, 2016169
-20.33%Jul 25, 201964Oct 23, 201978Feb 14, 2020142

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of PayPal Holdings, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how PayPal Holdings, Inc. is priced in the market compared to other companies in the Credit Services industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for PYPL, comparing it with other companies in the Credit Services industry. Currently, PYPL has a P/E ratio of 8.3. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for PYPL compared to other companies in the Credit Services industry. PYPL currently has a PEG ratio of 0.4. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for PYPL relative to other companies in the Credit Services industry. Currently, PYPL has a P/S ratio of 1.3. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for PYPL in comparison with other companies in the Credit Services industry. Currently, PYPL has a P/B value of 2.1. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items