- ISIN
- US70450Y1038
- CUSIP
- 70450Y103
- Sector
- Financial Services
- Industry
- Credit Services
- IPO Date
- Feb 1, 2002
Highlights
- Market Cap
- $39.11B
- Enterprise Value
- $41.54B
- EPS (TTM)
- $5.31
- PE Ratio
- 8.01
- PEG Ratio
- 0.39
- Total Revenue (TTM)
- $33.73B
- Gross Profit (TTM)
- $15.56B
- EBITDA (TTM)
- $7.23B
- Year Range
- $38.46 - $79.50
- Target Price
- $51.67
- ROA (TTM)
- 6.28%
- ROE (TTM)
- 25.26%
Share Price Chart
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Performance
PYPL Performance Chart
PayPal Holdings, Inc. (PYPL) is down 26.7% since the beginning of the year. At $43 per share, PYPL is trading 46.5% below its 52-week high of $80. Investors who bought $1,000 worth of PYPL shares 5 years ago would now be looking at an investment worth $151.
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Returns By Period
PayPal Holdings, Inc. (PYPL) has returned -26.72% so far this year and -38.79% over the past 12 months. Over the last ten years, PYPL has returned 1.52% per year, falling short of the S&P 500 Index benchmark, which averaged 13.54% annually.
PayPal Holdings, Inc.
- 1D
- 1.02%
- 1M
- -3.57%
- YTD
- -26.72%
- 6M
- -28.47%
- 1Y
- -38.79%
- 3Y*
- -13.58%
- 5Y*
- -31.46%
- 10Y*
- 1.52%
Benchmark (S&P 500 Index)
- 1D
- 0.00%
- 1M
- -0.71%
- YTD
- 8.39%
- 6M
- 8.57%
- 1Y
- 24.33%
- 3Y*
- 18.94%
- 5Y*
- 12.24%
- 10Y*
- 13.54%
PYPL Monthly Returns History
Based on dividend-adjusted daily data since Jul 20, 2015, PYPL's average daily return is +0.03%, while the average monthly return is +0.50%. At this rate, an investment would double in approximately 11.6 years.
Historically, 54% of months were positive and 46% were negative. The best month was Apr 2020 with a return of +28.5%, while the worst month was Feb 2022 at -34.9%. The longest winning streak lasted 12 consecutive months, and the longest losing streak was 5 months.
On a daily basis, PYPL closed higher 52% of trading days. The best single day was Mar 24, 2020 with a return of +14.1%, while the worst single day was Feb 2, 2022 at -24.6%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -9.75% | -12.30% | -1.82% | 10.86% | -10.75% | -4.69% | -26.72% | ||||||
| 2025 | 3.78% | -19.79% | -8.16% | 0.90% | 6.74% | 5.75% | -7.48% | 2.08% | -4.46% | 3.30% | -9.29% | -6.88% | -31.44% |
| 2024 | -0.10% | -1.65% | 11.02% | 1.39% | -7.26% | -7.87% | 13.36% | 10.11% | 7.73% | 1.63% | 9.42% | -1.64% | 38.98% |
| 2023 | 14.42% | -9.68% | 3.18% | 0.08% | -18.43% | 7.65% | 13.62% | -17.55% | -6.48% | -11.39% | 11.22% | 6.60% | -13.77% |
| 2022 | -8.82% | -34.90% | 3.32% | -23.97% | -3.09% | -18.04% | 23.90% | 7.99% | -7.89% | -2.89% | -6.19% | -9.17% | -62.23% |
| 2021 | 0.05% | 10.90% | -6.55% | 8.01% | -0.87% | 12.10% | -5.47% | 4.77% | -9.86% | -10.61% | -20.51% | 2.00% | -19.48% |
Benchmark Metrics
PayPal Holdings, Inc. has an annualized alpha of -9.02%, beta of 1.31, and R2 of 0.38 versus S&P 500 Index. Calculated based on daily prices since July 20, 2015.
- This stock participated in 149.78% of S&P 500 Index downside but only 102.11% of its upside - more exposed to losses than it benefited from rallies.
- R2 of 0.38 means the benchmark explains less than half of this stock's behavior - treat beta with caution or consider switching to a more representative benchmark.
- Alpha
- -9.02%
- Beta
- 1.31
- R²
- 0.38
- Upside Capture
- 102.11%
- Downside Capture
- 149.78%
Return for Risk
Risk / Return Rank
PYPL ranks 9 for risk / return — in the bottom 9% of stocks on our site. This means you're taking on significantly more risk than the returns justify. Consider whether the potential upside is worth the volatility, or explore alternatives with better risk / return profiles.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for PayPal Holdings, Inc. (PYPL) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PYPL | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -2.91 | ||
| Sortino ratioReturn per unit of downside risk | -3.86 | ||
| Omega ratioGain probability vs. loss probability | 0.83 | 1.35 | -0.53 |
| Calmar ratioReturn relative to maximum drawdown | -0.75 | 2.66 | -3.41 |
| Martin ratioReturn relative to average drawdown | -1.29 | 11.86 | -13.15 |
Dividends
Dividend History
PayPal Holdings, Inc. provided a 0.99% dividend yield over the last twelve months, with an annual payout of $0.42 per share.
| Period | TTM | 2025 |
|---|---|---|
| Dividend | $0.42 | $0.14 |
Dividend yield | 0.99% | 0.24% |
Monthly Dividends
The table displays the monthly dividend distributions for PayPal Holdings, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.14 | $0.00 | $0.00 | $0.14 | $0.28 | ||||||
| 2025 | $0.14 | $0.00 | $0.14 |
Dividend Yield & Payout
Dividend Yield
PayPal Holdings, Inc. has a dividend yield of 0.99%, which signifies it pays a smaller percentage of its stock price in dividends to its shareholders compared to other companies in the market.
Payout Ratio
PayPal Holdings, Inc. has a payout ratio of 5.14%, which is below the market average. This means PayPal Holdings, Inc. returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the PayPal Holdings, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the PayPal Holdings, Inc. was 87.30%, occurring on Feb 12, 2026. The portfolio has not yet recovered.
The current PayPal Holdings, Inc. drawdown is 86.10%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
2026 bear market2026 | -87.30%Feb 2026 | 4y 6mo | — | 4y 11moJul 2021 - now |
COVID crash2020 | -31.19%Mar 2020 | 1mo 2d | 1mo 13d | 2mo 15dFeb 2020 - May 2020 |
2015 bear market2015 | -26.12%Sep 2015 | 2mo 11d | 1y 23d | 1y 3moJul 2015 - Oct 2016 |
2021 bear market2021 | -25.82%Mar 2021 | 19d | 4mo 17d | 5mo 6dFeb 2021 - Jul 2021 |
2019 bear market2019 | -20.33%Oct 2019 | 3mo | 3mo 24d | 6mo 24dJul 2019 - Feb 2020 |
Drawdown Indicators
| PYPL | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -87.30% | -56.78% | -30.52% |
Max Drawdown (1Y)Largest decline over 1 year | -49.92% | -9.10% | -40.82% |
Max Drawdown (3Y)Largest decline over 3 years | -57.34% | -18.90% | -38.44% |
Max Drawdown (5Y)Largest decline over 5 years | -87.30% | -25.43% | -61.87% |
Max Drawdown (10Y)Largest decline over 10 years | -87.30% | -33.92% | -53.38% |
Current DrawdownCurrent decline from peak | -86.10% | -2.49% | -83.61% |
Average DrawdownAverage peak-to-trough decline | -35.97% | -10.72% | -25.25% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 29.14% | 2.03% | +27.11% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of PayPal Holdings, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how PayPal Holdings, Inc. is priced in the market compared to other companies in the Credit Services industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for PYPL, comparing it with other companies in the Credit Services industry. Currently, PYPL has a P/E ratio of 8.0. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for PYPL compared to other companies in the Credit Services industry. PYPL currently has a PEG ratio of 0.4. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for PYPL relative to other companies in the Credit Services industry. Currently, PYPL has a P/S ratio of 1.2. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for PYPL in comparison with other companies in the Credit Services industry. Currently, PYPL has a P/B value of 2.0. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.
Income Statement
| TTM | |
|---|---|
Revenue | — |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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