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PYPL vs. GPN
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Performance

PYPL vs. GPN - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in PayPal Holdings, Inc. (PYPL) and Global Payments Inc. (GPN). The values are adjusted to include any dividend payments, if applicable.

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PYPL vs. GPN - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
PYPL
PayPal Holdings, Inc.
-22.29%-31.44%38.98%-13.77%-62.23%-19.48%116.51%28.64%14.22%86.52%
GPN
Global Payments Inc.
-12.76%-30.11%-10.97%29.02%-25.91%-36.91%18.51%77.25%2.92%44.49%

Fundamentals

EPS

PYPL:

$5.42

GPN:

$8.67

PE Ratio

PYPL:

8.34

GPN:

7.76

PEG Ratio

PYPL:

0.40

GPN:

0.04

PS Ratio

PYPL:

1.32

GPN:

1.41

Total Revenue (TTM)

PYPL:

$33.17B

GPN:

$7.71B

Gross Profit (TTM)

PYPL:

$15.47B

GPN:

$4.40B

EBITDA (TTM)

PYPL:

$7.18B

GPN:

$3.16B

Returns By Period

In the year-to-date period, PYPL achieves a -22.29% return, which is significantly lower than GPN's -12.76% return. Over the past 10 years, PYPL has outperformed GPN with an annualized return of 1.44%, while GPN has yielded a comparatively lower 0.87% annualized return.


PYPL

1D
1.25%
1M
-1.82%
YTD
-22.29%
6M
-32.19%
1Y
-30.31%
3Y*
-15.71%
5Y*
-28.74%
10Y*
1.44%

GPN

1D
1.51%
1M
-11.69%
YTD
-12.76%
6M
-18.48%
1Y
-30.41%
3Y*
-12.96%
5Y*
-19.46%
10Y*
0.87%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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Return for Risk

PYPL vs. GPN — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

PYPL
PYPL Risk / Return Rank: 1515
Overall Rank
PYPL Sharpe Ratio Rank: 1111
Sharpe Ratio Rank
PYPL Sortino Ratio Rank: 1414
Sortino Ratio Rank
PYPL Omega Ratio Rank: 1313
Omega Ratio Rank
PYPL Calmar Ratio Rank: 2222
Calmar Ratio Rank
PYPL Martin Ratio Rank: 1414
Martin Ratio Rank

GPN
GPN Risk / Return Rank: 1212
Overall Rank
GPN Sharpe Ratio Rank: 1313
Sharpe Ratio Rank
GPN Sortino Ratio Rank: 1515
Sortino Ratio Rank
GPN Omega Ratio Rank: 1515
Omega Ratio Rank
GPN Calmar Ratio Rank: 77
Calmar Ratio Rank
GPN Martin Ratio Rank: 1111
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

PYPL vs. GPN - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for PayPal Holdings, Inc. (PYPL) and Global Payments Inc. (GPN). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


PYPLGPNDifference

Sharpe ratio

Return per unit of total volatility

-0.74

-0.67

-0.07

Sortino ratio

Return per unit of downside risk

-0.82

-0.80

-0.03

Omega ratio

Gain probability vs. loss probability

0.88

0.90

-0.01

Calmar ratio

Return relative to maximum drawdown

-0.61

-0.91

+0.31

Martin ratio

Return relative to average drawdown

-1.37

-1.46

+0.09

PYPL vs. GPN - Sharpe Ratio Comparison

The current PYPL Sharpe Ratio is -0.74, which is comparable to the GPN Sharpe Ratio of -0.67. The chart below compares the historical Sharpe Ratios of PYPL and GPN, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


PYPLGPNDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

-0.74

-0.67

-0.07

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

-0.69

-0.54

-0.14

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.04

0.03

+0.01

Sharpe Ratio (All Time)

Calculated using the full available price history

0.03

0.37

-0.35

Correlation

The correlation between PYPL and GPN is 0.53, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.


Dividends

PYPL vs. GPN - Dividend Comparison

PYPL's dividend yield for the trailing twelve months is around 0.62%, less than GPN's 1.49% yield.


TTM20252024202320222021202020192018201720162015
PYPL
PayPal Holdings, Inc.
0.62%0.24%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
GPN
Global Payments Inc.
1.49%1.29%0.89%0.79%1.01%0.66%0.36%0.12%0.04%0.04%0.06%0.06%

Drawdowns

PYPL vs. GPN - Drawdown Comparison

The maximum PYPL drawdown since its inception was -87.30%, which is greater than GPN's maximum drawdown of -68.53%. Use the drawdown chart below to compare losses from any high point for PYPL and GPN.


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Drawdown Indicators


PYPLGPNDifference

Max Drawdown

Largest peak-to-trough decline

-87.30%

-68.53%

-18.77%

Max Drawdown (1Y)

Largest decline over 1 year

-49.92%

-33.01%

-16.91%

Max Drawdown (5Y)

Largest decline over 5 years

-87.30%

-68.53%

-18.77%

Max Drawdown (10Y)

Largest decline over 10 years

-87.30%

-68.53%

-18.77%

Current Drawdown

Current decline from peak

-85.26%

-67.86%

-17.40%

Average Drawdown

Average peak-to-trough decline

-34.83%

-18.52%

-16.31%

Ulcer Index

Depth and duration of drawdowns from previous peaks

22.00%

20.60%

+1.40%

Volatility

PYPL vs. GPN - Volatility Comparison

The current volatility for PayPal Holdings, Inc. (PYPL) is 9.59%, while Global Payments Inc. (GPN) has a volatility of 11.91%. This indicates that PYPL experiences smaller price fluctuations and is considered to be less risky than GPN based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


PYPLGPNDifference

Volatility (1M)

Calculated over the trailing 1-month period

9.59%

11.91%

-2.32%

Volatility (6M)

Calculated over the trailing 6-month period

33.56%

29.44%

+4.12%

Volatility (1Y)

Calculated over the trailing 1-year period

41.33%

45.88%

-4.55%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

42.00%

35.99%

+6.01%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

38.63%

34.36%

+4.27%

Financials

PYPL vs. GPN - Financials Comparison

This section allows you to compare key financial metrics between PayPal Holdings, Inc. and Global Payments Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


2.00B4.00B6.00B8.00BAprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025AprilJulyOctober
8.68B
1.33B
(PYPL) Total Revenue
(GPN) Total Revenue
Values in USD except per share items

PYPL vs. GPN - Profitability Comparison

The chart below illustrates the profitability comparison between PayPal Holdings, Inc. and Global Payments Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

Gross Margin
Operating Margin
Net Margin
Quarterly
Annual

0.0%20.0%40.0%60.0%80.0%AprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025AprilJulyOctober
46.5%
0
Portfolio components
PYPL - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, PayPal Holdings, Inc. reported a gross profit of 4.03B and revenue of 8.68B. Therefore, the gross margin over that period was 46.5%.

GPN - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Global Payments Inc. reported a gross profit of 0.00 and revenue of 1.33B. Therefore, the gross margin over that period was 0.0%.

PYPL - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, PayPal Holdings, Inc. reported an operating income of 1.51B and revenue of 8.68B, resulting in an operating margin of 17.4%.

GPN - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Global Payments Inc. reported an operating income of 59.47M and revenue of 1.33B, resulting in an operating margin of 4.5%.

PYPL - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, PayPal Holdings, Inc. reported a net income of 1.44B and revenue of 8.68B, resulting in a net margin of 16.6%.

GPN - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Global Payments Inc. reported a net income of 217.52M and revenue of 1.33B, resulting in a net margin of 16.4%.