PNC vs. GIS
PNC (The PNC Financial Services Group, Inc.) and GIS (General Mills, Inc.) are both stocks. PNC operates in Banks - Regional (Financial Services), while GIS operates in Packaged Foods (Consumer Defensive). Over the past 10 years, PNC returned 14.58%/yr vs -2.63%/yr for GIS. At a 0.23 correlation, their price movements are largely independent.
Performance
PNC vs. GIS - Performance Comparison
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Returns By Period
In the year-to-date period, PNC achieves a 15.62% return, which is significantly higher than GIS's -23.47% return. Over the past 10 years, PNC has outperformed GIS with an annualized return of 14.58%, while GIS has yielded a comparatively lower -2.63% annualized return.
PNC
- 1D
- 1.59%
- 1M
- 11.66%
- YTD
- 15.62%
- 6M
- 14.59%
- 1Y
- 41.69%
- 3Y*
- 27.43%
- 5Y*
- 8.55%
- 10Y*
- 14.58%
GIS
- 1D
- 2.04%
- 1M
- 4.61%
- YTD
- -23.47%
- 6M
- -23.78%
- 1Y
- -31.91%
- 3Y*
- -21.38%
- 5Y*
- -7.83%
- 10Y*
- -2.63%
PNC vs. GIS - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PNC The PNC Financial Services Group, Inc. | 15.62% | 12.24% | 29.39% | 2.71% | -18.59% | 38.18% | -2.78% | 40.91% | -16.98% | 25.95% |
GIS General Mills, Inc. | -23.47% | -23.75% | 1.45% | -19.97% | 28.09% | 18.53% | 13.60% | 43.13% | -31.57% | -0.65% |
Correlation
The correlation between PNC and GIS is 0.09, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.09 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.14 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.14 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.13 |
Correlation (All Time) Calculated using the full available price history since Sep 7, 1988 | 0.23 |
The correlation between PNC and GIS shifts across timeframes, from 0.09 (1 year) to 0.23 (all time), reflecting how their relationship changes across market environments.
Fundamentals
PNC:
$97.71B
GIS:
$18.72B
PNC:
$18.09
GIS:
$4.08
PNC:
13.14
GIS:
8.45
PNC:
1.77
GIS:
3.64
PNC:
2.96
GIS:
1.02
PNC:
1.54
GIS:
2.00
PNC:
$32.06B
GIS:
$18.37B
PNC:
$23.04B
GIS:
$4.70B
PNC:
$8.83B
GIS:
$3.03B
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Return for Risk
PNC vs. GIS — Risk / Return Rank
PNC
GIS
PNC vs. GIS - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for The PNC Financial Services Group, Inc. (PNC) and General Mills, Inc. (GIS). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PNC | GIS | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +3.17 | ||
| Sortino ratioReturn per unit of downside risk | +4.42 | ||
| Omega ratioGain probability vs. loss probability | 1.31 | 0.77 | +0.54 |
| Calmar ratioReturn relative to maximum drawdown | 2.23 | -0.91 | +3.14 |
| Martin ratioReturn relative to average drawdown | 5.07 | -1.86 | +6.92 |
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Drawdowns
PNC vs. GIS - Drawdown Comparison
The maximum PNC drawdown since its inception was -76.65%, which is greater than GIS's maximum drawdown of -59.63%. Use the drawdown chart below to compare losses from any high point for PNC and GIS.
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Drawdown Indicators
| PNC | GIS | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -76.65% | -59.63% | -17.02% |
Max Drawdown (1Y)Largest decline over 1 year | -17.21% | -36.85% | +19.64% |
Max Drawdown (3Y)Largest decline over 3 years | -29.77% | -55.32% | +25.55% |
Max Drawdown (5Y)Largest decline over 5 years | -47.98% | -59.63% | +11.65% |
Max Drawdown (10Y)Largest decline over 10 years | -49.58% | -59.63% | +10.05% |
Current DrawdownCurrent decline from peak | -1.23% | -56.70% | +55.47% |
Average DrawdownAverage peak-to-trough decline | -15.68% | -10.28% | -5.40% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 7.57% | 19.06% | -11.49% |
Volatility
PNC vs. GIS - Volatility Comparison
The PNC Financial Services Group, Inc. (PNC) and General Mills, Inc. (GIS) have volatilities of 6.16% and 6.25%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PNC | GIS | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.16% | 6.25% | -0.09% |
Volatility (6M)Calculated over the trailing 6-month period | 16.31% | 18.81% | -2.50% |
Volatility (1Y)Calculated over the trailing 1-year period | 21.66% | 23.96% | -2.30% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 27.14% | 21.14% | +6.00% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 29.70% | 22.10% | +7.60% |
Dividends
PNC vs. GIS - Dividend Comparison
PNC's dividend yield for the trailing twelve months is around 2.86%, less than GIS's 7.07% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
GIS General Mills, Inc. | 7.07% | 5.20% | 3.73% | 3.47% | 2.50% | 3.03% | 3.37% | 3.66% | 5.03% | 3.27% | 3.01% | 3.00% |
PNC The PNC Financial Services Group, Inc. | 2.86% | 3.16% | 3.27% | 3.94% | 3.64% | 2.39% | 3.09% | 2.63% | 2.91% | 1.80% | 1.81% | 2.11% |
Financials
PNC vs. GIS - Financials Comparison
This section allows you to compare key financial metrics between The PNC Financial Services Group, Inc. and General Mills, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
PNC vs. GIS - Profitability Comparison
PNC - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, The PNC Financial Services Group, Inc. reported a gross profit of 5.96B and revenue of 6.17B. Therefore, the gross margin over that period was 96.6%.
GIS - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, General Mills, Inc. reported a gross profit of 0.00 and revenue of 4.44B. Therefore, the gross margin over that period was 0.0%.
PNC - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, The PNC Financial Services Group, Inc. reported an operating income of 2.19B and revenue of 6.17B, resulting in an operating margin of 35.5%.
GIS - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, General Mills, Inc. reported an operating income of 524.60M and revenue of 4.44B, resulting in an operating margin of 11.8%.
PNC - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, The PNC Financial Services Group, Inc. reported a net income of 1.77B and revenue of 6.17B, resulting in a net margin of 28.7%.
GIS - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, General Mills, Inc. reported a net income of 303.10M and revenue of 4.44B, resulting in a net margin of 6.8%.
Frequently Asked Questions
PNC and GIS have a correlation of 0.09, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
GIS has higher volatility (6.25%) compared to PNC (6.16%). In terms of maximum drawdown, PNC dropped -76.65% vs GIS's -59.63%.
PNC currently has the higher Sharpe Ratio (1.77 vs -1.40), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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