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The PNC Financial Services Group, Inc. (PNC)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US6934751057
CUSIP
693475105
IPO Date
Sep 7, 1988

Highlights

Market Cap
$81.99B
Enterprise Value
$147.75B
EPS (TTM)
$17.53
PE Ratio
11.87
PEG Ratio
1.60
Total Revenue (TTM)
$31.34B
Gross Profit (TTM)
$22.46B
EBITDA (TTM)
$8.58B
Year Range
$145.12 - $243.94
Target Price
$230.67
ROA (TTM)
1.21%
ROE (TTM)
11.45%

Share Price Chart


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Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in The PNC Financial Services Group, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period

The PNC Financial Services Group, Inc. (PNC) has returned 0.46% so far this year and 22.70% over the past 12 months. Looking at the last ten years, PNC has achieved an annualized return of 12.94%, outperforming the S&P 500 Index benchmark, which averaged 12.16% per year.


The PNC Financial Services Group, Inc.

1D
3.19%
1M
-2.01%
YTD
0.46%
6M
5.32%
1Y
22.70%
3Y*
22.66%
5Y*
7.05%
10Y*
12.94%

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Sep 7, 1988, PNC's average daily return is +0.06%, while the average monthly return is +1.10%. At this rate, your investment would double in approximately 5.3 years.

Historically, 58% of months were positive and 42% were negative. The best month was Nov 1990 with a return of +38.5%, while the worst month was Jan 2009 at -32.7%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 5 months.

On a daily basis, PNC closed higher 49% of trading days. The best single day was Jan 21, 2009 with a return of +37.1%, while the worst single day was Jan 20, 2009 at -41.4%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20267.80%-4.90%-2.01%0.46%
20255.06%-4.49%-8.41%-7.63%8.16%7.26%2.95%9.02%-3.14%-8.31%4.48%9.44%12.24%
2024-1.35%-2.65%9.78%-4.20%2.69%-1.21%17.59%2.20%-0.13%2.70%14.05%-10.19%29.39%
20235.68%-4.54%-19.52%3.76%-11.07%8.74%10.00%-11.81%1.69%-5.52%17.03%15.59%2.71%
20223.30%-3.27%-7.43%-9.21%5.61%-10.06%6.17%-4.78%-5.43%9.38%3.97%-6.13%-18.59%
2021-2.99%17.31%4.19%7.27%4.13%-2.01%-3.74%4.76%2.38%8.54%-6.65%1.79%38.18%

Benchmark Metrics

The PNC Financial Services Group, Inc. has an annualized alpha of 3.18%, beta of 1.19, and R² of 0.40 versus S&P 500 Index. Calculated based on daily prices since September 08, 1988.

  • This stock captured 111.14% of S&P 500 Index gains and 106.37% of its losses — amplifying both gains and losses, but participating more in upside than downside.
  • R² of 0.40 means the benchmark explains less than half of this stock's behavior — treat beta with caution or consider switching to a more representative benchmark.

Alpha
3.18%
Beta
1.19
0.40
Upside Capture
111.14%
Downside Capture
106.37%

Return for Risk

Risk / Return Rank

PNC ranks 67 for risk / return — better than 67% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.


PNC Risk / Return Rank: 6767
Overall Rank
PNC Sharpe Ratio Rank: 7171
Sharpe Ratio Rank
PNC Sortino Ratio Rank: 6262
Sortino Ratio Rank
PNC Omega Ratio Rank: 6464
Omega Ratio Rank
PNC Calmar Ratio Rank: 7070
Calmar Ratio Rank
PNC Martin Ratio Rank: 7070
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for The PNC Financial Services Group, Inc. (PNC) and compare them to a chosen benchmark (S&P 500 Index).


PNCBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

0.89

0.90

-0.01

Sortino ratio

Return per unit of downside risk

1.30

1.39

-0.08

Omega ratio

Gain probability vs. loss probability

1.18

1.21

-0.03

Calmar ratio

Return relative to maximum drawdown

1.48

1.40

+0.08

Martin ratio

Return relative to average drawdown

3.48

6.61

-3.13

Explore PNC risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History

The PNC Financial Services Group, Inc. provided a 3.22% dividend yield over the last twelve months, with an annual payout of $6.70 per share. The company has been increasing its dividends for 15 consecutive years.


2.00%2.50%3.00%3.50%4.00%$0.00$1.00$2.00$3.00$4.00$5.00$6.00$7.0020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$6.70$6.60$6.30$6.10$5.75$4.80$4.60$4.20$3.40$2.60$2.12$2.01

Dividend yield

3.22%3.16%3.27%3.94%3.64%2.39%3.09%2.63%2.91%1.80%1.81%2.11%

Monthly Dividends

The table displays the monthly dividend distributions for The PNC Financial Services Group, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$1.70$0.00$0.00$1.70
2025$1.60$0.00$0.00$1.60$0.00$0.00$1.70$0.00$0.00$1.70$0.00$0.00$6.60
2024$1.55$0.00$0.00$1.55$0.00$0.00$1.60$0.00$0.00$1.60$0.00$0.00$6.30
2023$1.50$0.00$0.00$1.50$0.00$0.00$1.55$0.00$0.00$1.55$0.00$0.00$6.10
2022$1.25$0.00$0.00$1.50$0.00$0.00$1.50$0.00$0.00$1.50$0.00$0.00$5.75
2021$1.15$0.00$0.00$1.15$0.00$0.00$1.25$0.00$0.00$1.25$0.00$0.00$4.80

Dividend Yield & Payout


Dividend Yield

The PNC Financial Services Group, Inc. has a dividend yield of 3.22%, which is quite average when compared to the overall market.

Payout Ratio

The PNC Financial Services Group, Inc. has a payout ratio of 42.13%, which is quite average when compared to the overall market. This suggests that The PNC Financial Services Group, Inc. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the The PNC Financial Services Group, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the The PNC Financial Services Group, Inc. was 76.65%, occurring on Mar 6, 2009. Recovery took 1088 trading sessions.

The current The PNC Financial Services Group, Inc. drawdown is 14.18%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-76.65%Sep 22, 2008115Mar 6, 20091088Jul 2, 20131203
-64.89%Sep 20, 1989281Oct 29, 1990243Oct 15, 1991524
-49.66%Feb 13, 2001359Jul 23, 2002839Nov 17, 20051198
-49.58%Dec 27, 201959Mar 23, 2020200Jan 6, 2021259
-47.98%Jan 14, 2022333May 12, 2023374Nov 6, 2024707

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of The PNC Financial Services Group, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how The PNC Financial Services Group, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for PNC, comparing it with other companies in the Banks - Regional industry. Currently, PNC has a P/E ratio of 11.9. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for PNC compared to other companies in the Banks - Regional industry. PNC currently has a PEG ratio of 1.6. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for PNC relative to other companies in the Banks - Regional industry. Currently, PNC has a P/S ratio of 2.6. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for PNC in comparison with other companies in the Banks - Regional industry. Currently, PNC has a P/B value of 1.4. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items