NU vs. INTR
NU (Nu Holdings Ltd.) and INTR (Inter & Co. Inc. Class A Common Shares) are both stocks. Both are in the Financial Services sector — NU in Banks - Diversified, INTR in Banks - Regional. Over the past 3 years, NU returned 21.91%/yr vs 13.78%/yr for INTR. Their 0.49 correlation means their historical movements had little consistent relationship.
Performance
NU vs. INTR - Performance Comparison
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Returns By Period
In the year-to-date period, NU achieves a -14.40% return, which is significantly higher than INTR's -33.13% return.
NU
- 1D
- -1.10%
- 1M
- 5.29%
- 6M
- -19.27%
- YTD
- -14.40%
- 1Y
- 18.92%
- 3Y*
- 21.91%
- 5Y*
- —
- 10Y*
- —
- ALL TIME*
- 5.35%
INTR
- 1D
- -0.71%
- 1M
- 2.38%
- 6M
- -39.22%
- YTD
- -33.13%
- 1Y
- -12.62%
- 3Y*
- 13.78%
- 5Y*
- —
- 10Y*
- —
- ALL TIME*
- 9.56%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $20.61M | $23.33M | $36.89M | |
| $1.35B | $1.45B | $991.86M |
NU vs. INTR - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|---|
NU Nu Holdings Ltd. | -14.40% | 61.58% | 24.37% | 104.67% | 3.30% |
INTR Inter & Co. Inc. Class A Common Shares | -33.13% | 103.99% | -23.68% | 134.60% | -40.45% |
Correlation
The correlation between NU and INTR is 0.69, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.69 |
Correlation (3Y) Balances recent behavior with more history. | 0.53 |
Correlation (All Time) Calculated using the full available price history since Jun 23, 2022 | 0.49 |
The correlation between NU and INTR shifts across timeframes, from 0.49 (all time) to 0.69 (1 year), reflecting how their relationship changes across market environments.
Fundamentals
NU:
$69.40B
INTR:
$2.47B
NU:
$0.65
INTR:
R$3.19
NU:
22.09
INTR:
8.89
NU:
0.34
INTR:
0.01
NU:
4.01
INTR:
0.80
NU:
5.59
INTR:
1.25
NU:
$17.54B
INTR:
R$15.78B
NU:
$7.67B
INTR:
R$6.47B
NU:
$4.14B
INTR:
R$1.99B
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Return for Risk
NU vs. INTR — Risk / Return Rank
NU
INTR
NU vs. INTR - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Nu Holdings Ltd. (NU) and Inter & Co. Inc. Class A Common Shares (INTR). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| NU | INTR | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.73 | ||
| Sortino ratioReturn per unit of downside risk | +0.91 | ||
| Omega ratioGain probability vs. loss probability | 1.11 | 0.99 | +0.12 |
| Calmar ratioReturn relative to maximum drawdown | 0.45 | -0.28 | +0.73 |
| Martin ratioReturn relative to average drawdown | 0.96 | -0.56 | +1.52 |
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Drawdowns
NU vs. INTR - Drawdown Comparison
The maximum NU drawdown since its inception was -72.07%, which is greater than INTR's maximum drawdown of -68.40%. Use the drawdown chart below to compare losses from any high point for NU and INTR.
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Drawdown Indicators
| NU | INTR | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -72.07% | -68.40% | -3.67% |
Max Drawdown (1Y)Largest decline over 1 year | -38.17% | -48.03% | +9.86% |
Max Drawdown (3Y)Largest decline over 3 years | -39.58% | -49.36% | +9.78% |
Current DrawdownCurrent decline from peak | -23.61% | -44.46% | +20.85% |
Average DrawdownAverage peak-to-trough decline | -29.71% | -21.78% | -7.93% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 18.07% | 23.79% | -5.72% |
Volatility
NU vs. INTR - Volatility Comparison
The current volatility for Nu Holdings Ltd. (NU) is 10.41%, while Inter & Co. Inc. Class A Common Shares (INTR) has a volatility of 12.86%. This indicates that NU experiences smaller price fluctuations and is considered to be less risky than INTR based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| NU | INTR | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 10.41% | 12.86% | -2.45% |
Volatility (6M)Calculated over the trailing 6-month period | 29.73% | 37.68% | -7.95% |
Volatility (1Y)Calculated over the trailing 1-year period | 37.31% | 49.95% | -12.64% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 57.94% | 63.18% | -5.24% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 57.94% | 63.18% | -5.24% |
Dividends
NU vs. INTR - Dividend Comparison
NU has not paid dividends to shareholders, while INTR's dividend yield for the trailing twelve months is around 2.02%.
| Position | TTM | 2025 | 2024 |
|---|---|---|---|
INTR Inter & Co. Inc. Class A Common Shares | 2.02% | 0.94% | 0.71% |
NU Nu Holdings Ltd. | 0.00% | 0.00% | 0.00% |
Financials
NU vs. INTR - Financials Comparison
This section allows you to compare key financial metrics between Nu Holdings Ltd. and Inter & Co. Inc. Class A Common Shares. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
NU vs. INTR - Profitability Comparison
NU - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Nu Holdings Ltd. reported a gross profit of 2.00B and revenue of 4.98B. Therefore, the gross margin over that period was 40.2%.
INTR - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Inter & Co. Inc. Class A Common Shares reported a gross profit of 1.69B and revenue of 4.22B. Therefore, the gross margin over that period was 40.0%.
NU - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Nu Holdings Ltd. reported an operating income of 954.31M and revenue of 4.98B, resulting in an operating margin of 19.2%.
INTR - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Inter & Co. Inc. Class A Common Shares reported an operating income of 468.19M and revenue of 4.22B, resulting in an operating margin of 11.1%.
NU - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Nu Holdings Ltd. reported a net income of 872.06M and revenue of 4.98B, resulting in a net margin of 17.5%.
INTR - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Inter & Co. Inc. Class A Common Shares reported a net income of 387.40M and revenue of 4.22B, resulting in a net margin of 9.2%.
Frequently Asked Questions
NU and INTR have a correlation of 0.69, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
INTR has higher volatility (12.86%) compared to NU (10.41%). In terms of maximum drawdown, NU dropped -72.07% vs INTR's -68.40%.
NU currently has the higher Sharpe Ratio (0.47 vs -0.27), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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