NU vs. SOFI
Compare and contrast key facts about Nu Holdings Ltd. (NU) and SoFi Technologies, Inc. (SOFI).
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: NU or SOFI.
Correlation
The correlation between NU and SOFI is 0.51, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Performance
NU vs. SOFI - Performance Comparison
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Key characteristics
NU:
0.24
SOFI:
1.59
NU:
0.67
SOFI:
2.02
NU:
1.09
SOFI:
1.25
NU:
0.33
SOFI:
1.14
NU:
0.67
SOFI:
5.04
NU:
19.31%
SOFI:
17.14%
NU:
48.08%
SOFI:
60.61%
NU:
-72.07%
SOFI:
-83.32%
NU:
-17.87%
SOFI:
-46.00%
Fundamentals
NU:
$62.96B
SOFI:
$15.39B
NU:
$0.44
SOFI:
$0.43
NU:
29.66
SOFI:
32.37
NU:
11.15
SOFI:
5.55
NU:
7.31
SOFI:
2.30
NU:
$11.74B
SOFI:
$2.77B
NU:
$5.29B
SOFI:
$2.70B
NU:
$3.09B
SOFI:
$339.41M
Returns By Period
In the year-to-date period, NU achieves a 25.97% return, which is significantly higher than SOFI's -9.61% return.
NU
25.97%
18.64%
-7.18%
11.92%
N/A
N/A
SOFI
-9.61%
26.78%
2.13%
91.21%
N/A
N/A
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Risk-Adjusted Performance
NU vs. SOFI — Risk-Adjusted Performance Rank
NU
SOFI
NU vs. SOFI - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Nu Holdings Ltd. (NU) and SoFi Technologies, Inc. (SOFI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
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Dividends
NU vs. SOFI - Dividend Comparison
Neither NU nor SOFI has paid dividends to shareholders.
Drawdowns
NU vs. SOFI - Drawdown Comparison
The maximum NU drawdown since its inception was -72.07%, smaller than the maximum SOFI drawdown of -83.32%. Use the drawdown chart below to compare losses from any high point for NU and SOFI. For additional features, visit the drawdowns tool.
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Volatility
NU vs. SOFI - Volatility Comparison
The current volatility for Nu Holdings Ltd. (NU) is 8.36%, while SoFi Technologies, Inc. (SOFI) has a volatility of 14.06%. This indicates that NU experiences smaller price fluctuations and is considered to be less risky than SOFI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Financials
NU vs. SOFI - Financials Comparison
This section allows you to compare key financial metrics between Nu Holdings Ltd. and SoFi Technologies, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
NU vs. SOFI - Profitability Comparison
NU - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, Nu Holdings Ltd. reported a gross profit of 1.28B and revenue of 3.15B. Therefore, the gross margin over that period was 40.6%.
SOFI - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, SoFi Technologies, Inc. reported a gross profit of 689.84M and revenue of 763.81M. Therefore, the gross margin over that period was 90.3%.
NU - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, Nu Holdings Ltd. reported an operating income of 795.07M and revenue of 3.15B, resulting in an operating margin of 25.3%.
SOFI - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, SoFi Technologies, Inc. reported an operating income of 213.03M and revenue of 763.81M, resulting in an operating margin of 27.9%.
NU - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, Nu Holdings Ltd. reported a net income of 557.20M and revenue of 3.15B, resulting in a net margin of 17.7%.
SOFI - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, SoFi Technologies, Inc. reported a net income of 71.12M and revenue of 763.81M, resulting in a net margin of 9.3%.