NU vs. ALLY
Compare and contrast key facts about Nu Holdings Ltd. (NU) and Ally Financial Inc. (ALLY).
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: NU or ALLY.
Correlation
The correlation between NU and ALLY is 0.51, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Performance
NU vs. ALLY - Performance Comparison
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Key characteristics
NU:
0.18
ALLY:
-0.27
NU:
0.73
ALLY:
0.01
NU:
1.10
ALLY:
1.00
NU:
0.39
ALLY:
-0.18
NU:
0.80
ALLY:
-0.41
NU:
19.28%
ALLY:
16.72%
NU:
48.30%
ALLY:
38.02%
NU:
-72.07%
ALLY:
-66.24%
NU:
-17.37%
ALLY:
-27.11%
Fundamentals
NU:
$65.08B
ALLY:
$10.99B
NU:
$0.44
ALLY:
$0.60
NU:
30.66
ALLY:
59.63
NU:
11.53
ALLY:
1.65
NU:
7.56
ALLY:
0.92
NU:
$11.46B
ALLY:
$15.68B
NU:
$5.32B
ALLY:
$6.60B
NU:
$3.06B
ALLY:
$1.63B
Returns By Period
In the year-to-date period, NU achieves a 26.74% return, which is significantly higher than ALLY's 0.96% return.
NU
26.74%
21.13%
-13.56%
8.60%
N/A
N/A
ALLY
0.96%
11.60%
0.37%
-10.18%
22.53%
7.45%
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Risk-Adjusted Performance
NU vs. ALLY — Risk-Adjusted Performance Rank
NU
ALLY
NU vs. ALLY - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Nu Holdings Ltd. (NU) and Ally Financial Inc. (ALLY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
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Dividends
NU vs. ALLY - Dividend Comparison
NU has not paid dividends to shareholders, while ALLY's dividend yield for the trailing twelve months is around 3.36%.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
NU Nu Holdings Ltd. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
ALLY Ally Financial Inc. | 3.36% | 3.33% | 3.44% | 4.91% | 1.85% | 2.13% | 2.23% | 2.47% | 1.37% | 0.84% |
Drawdowns
NU vs. ALLY - Drawdown Comparison
The maximum NU drawdown since its inception was -72.07%, which is greater than ALLY's maximum drawdown of -66.24%. Use the drawdown chart below to compare losses from any high point for NU and ALLY. For additional features, visit the drawdowns tool.
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Volatility
NU vs. ALLY - Volatility Comparison
The current volatility for Nu Holdings Ltd. (NU) is 8.32%, while Ally Financial Inc. (ALLY) has a volatility of 11.30%. This indicates that NU experiences smaller price fluctuations and is considered to be less risky than ALLY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Financials
NU vs. ALLY - Financials Comparison
This section allows you to compare key financial metrics between Nu Holdings Ltd. and Ally Financial Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
NU vs. ALLY - Profitability Comparison
NU - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, Nu Holdings Ltd. reported a gross profit of 1.31B and revenue of 2.86B. Therefore, the gross margin over that period was 45.7%.
ALLY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, Ally Financial Inc. reported a gross profit of 1.56B and revenue of 3.43B. Therefore, the gross margin over that period was 45.6%.
NU - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, Nu Holdings Ltd. reported an operating income of 767.45M and revenue of 2.86B, resulting in an operating margin of 26.9%.
ALLY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, Ally Financial Inc. reported an operating income of -284.00M and revenue of 3.43B, resulting in an operating margin of -8.3%.
NU - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, Nu Holdings Ltd. reported a net income of 552.64M and revenue of 2.86B, resulting in a net margin of 19.3%.
ALLY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, Ally Financial Inc. reported a net income of -225.00M and revenue of 3.43B, resulting in a net margin of -6.6%.