Highlights
- Market Cap
- $70.65B
- Enterprise Value
- $133.22B
- EPS (TTM)
- $0.58
- PE Ratio
- 24.58
- PEG Ratio
- 0.38
- Total Revenue (TTM)
- $15.40B
- Gross Profit (TTM)
- $6.61B
- EBITDA (TTM)
- $3.94B
- Year Range
- $9.01 - $18.98
- Target Price
- $20.48
- ROA (TTM)
- 3.82%
- ROE (TTM)
- 25.41%
Share Price Chart
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Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Nu Holdings Ltd., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
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Returns By Period
Nu Holdings Ltd. (NU) has returned -14.16% so far this year and 40.33% over the past 12 months.
Nu Holdings Ltd.
- 1D
- 6.37%
- 1M
- -4.07%
- YTD
- -14.16%
- 6M
- -10.24%
- 1Y
- 40.33%
- 3Y*
- 44.53%
- 5Y*
- —
- 10Y*
- —
Benchmark (S&P 500 Index)
- 1D
- 2.91%
- 1M
- -5.09%
- YTD
- -4.63%
- 6M
- -2.39%
- 1Y
- 16.33%
- 3Y*
- 16.69%
- 5Y*
- 10.18%
- 10Y*
- 12.16%
Monthly Returns
Based on dividend-adjusted daily data since Dec 9, 2021, NU's average daily return is +0.10%, while the average monthly return is +1.66%. At this rate, your investment would double in approximately 3.5 years.
Historically, 56% of months were positive and 44% were negative. The best month was May 2023 with a return of +30.6%, while the worst month was May 2022 at -36.6%. The longest winning streak lasted 4 consecutive months, and the longest losing streak was 3 months.
On a daily basis, NU closed higher 51% of trading days. The best single day was May 13, 2022 with a return of +20.5%, while the worst single day was Feb 21, 2025 at -18.9%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 6.03% | -15.61% | -4.07% | -14.16% | |||||||||
| 2025 | 27.80% | -18.81% | -4.74% | 21.39% | -3.38% | 14.24% | -10.93% | 21.11% | 8.18% | 0.62% | 7.95% | -3.74% | 61.58% |
| 2024 | 3.36% | 28.69% | 7.67% | -8.97% | 9.39% | 8.50% | -5.90% | 23.41% | -8.82% | 10.55% | -16.96% | -17.32% | 24.37% |
| 2023 | 14.25% | 8.39% | -5.56% | 8.40% | 30.62% | 17.06% | 0.89% | -13.94% | 5.84% | 13.10% | -0.73% | 2.33% | 104.67% |
| 2022 | -20.90% | 3.10% | 0.92% | -22.15% | -36.61% | -1.84% | 12.57% | 16.39% | -10.20% | 13.64% | -11.00% | -8.54% | -56.61% |
| 2021 | -9.20% | -9.20% |
Benchmark Metrics
Nu Holdings Ltd. has an annualized alpha of 10.36%, beta of 1.63, and R² of 0.24 versus S&P 500 Index. Calculated based on daily prices since December 10, 2021.
- This stock captured 110.28% of S&P 500 Index gains and 109.31% of its losses — amplifying both gains and losses, but participating more in upside than downside.
- R² of 0.24 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 10.36%
- Beta
- 1.63
- R²
- 0.24
- Upside Capture
- 110.28%
- Downside Capture
- 109.31%
Return for Risk
Risk / Return Rank
NU ranks 70 for risk / return — better than 70% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Nu Holdings Ltd. (NU) and compare them to a chosen benchmark (S&P 500 Index).
| NU | Benchmark | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.01 | 0.90 | +0.12 |
Sortino ratioReturn per unit of downside risk | 1.53 | 1.39 | +0.14 |
Omega ratioGain probability vs. loss probability | 1.20 | 1.21 | -0.01 |
Calmar ratioReturn relative to maximum drawdown | 1.39 | 1.40 | -0.01 |
Martin ratioReturn relative to average drawdown | 4.16 | 6.61 | -2.45 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Explore NU risk-adjusted metrics in detail
Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.
Dividends
Dividend History
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Nu Holdings Ltd.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Nu Holdings Ltd. was 72.07%, occurring on Jun 16, 2022. Recovery took 440 trading sessions.
The current Nu Holdings Ltd. drawdown is 23.40%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -72.07% | Dec 13, 2021 | 129 | Jun 16, 2022 | 440 | Mar 19, 2024 | 569 |
| -39.58% | Nov 12, 2024 | 98 | Apr 4, 2025 | 111 | Sep 15, 2025 | 209 |
| -27.99% | Jan 30, 2026 | 41 | Mar 30, 2026 | — | — | — |
| -21.13% | Jul 17, 2024 | 14 | Aug 5, 2024 | 8 | Aug 15, 2024 | 22 |
| -14.45% | Mar 25, 2024 | 19 | Apr 19, 2024 | 43 | Jun 21, 2024 | 62 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of Nu Holdings Ltd. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how Nu Holdings Ltd. is priced in the market compared to other companies in the Banks - Diversified industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for NU, comparing it with other companies in the Banks - Diversified industry. Currently, NU has a P/E ratio of 24.6. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for NU compared to other companies in the Banks - Diversified industry. NU currently has a PEG ratio of 0.4. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for NU relative to other companies in the Banks - Diversified industry. Currently, NU has a P/S ratio of 4.6. This P/S ratio is high relative to other companies in the industry. It could mean the stock is overvalued, or that investors expect strong future growth and profitability.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for NU in comparison with other companies in the Banks - Diversified industry. Currently, NU has a P/B value of 6.3. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.
Income Statement
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EBITDA | — |
EBIT | — |
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Net Income | — |
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Net Interest Income | — |