NU vs. STNE

Last updated Apr 1, 2026

Compare and contrast key facts about Nu Holdings Ltd. (NU) and StoneCo Ltd. (STNE).

Performance

NU vs. STNE - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Nu Holdings Ltd. (NU) and StoneCo Ltd. (STNE). The values are adjusted to include any dividend payments, if applicable.

NU vs. STNE - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021
NU Nu Holdings Ltd.	-14.16%	61.58%	24.37%	104.67%	-56.61%	-9.20%
STNE StoneCo Ltd.	-4.53%	85.57%	-55.80%	91.00%	-44.01%	-4.04%

Fundamentals

Market Cap NU : $70.65B STNE : $3.67B
EPS NU : $0.58 STNE : $8.50
PE Ratio NU : 24.58 STNE : 1.66
PEG Ratio NU : 0.38 STNE : 0.02
PS Ratio NU : 4.58 STNE : 0.35
PB Ratio NU : 6.26 STNE : 0.33
Total Revenue (TTM) NU : $15.40B STNE : $10.82B
Gross Profit (TTM) NU : $6.61B STNE : $7.41B
EBITDA (TTM) NU : $3.94B STNE : $5.09B

Returns By Period

In the year-to-date period, NU achieves a -14.16% return, which is significantly lower than STNE's -4.53% return.

NU

• 1D: 6.37%
• 1M: -4.07%
• YTD: -14.16%
• 6M: -10.24%
• 1Y: 40.33%
• 3Y*: 44.53%
• 5Y*: —
• 10Y*: —

STNE

• 1D: 3.90%
• 1M: -15.95%
• YTD: -4.53%
• 6M: -25.33%
• 1Y: 34.73%
• 3Y*: 13.96%
• 5Y*: -26.14%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

NU vs. STNE — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

NU

NU Risk / Return Rank: 72
NU Sharpe Ratio Rank: 76
NU Sortino Ratio Rank: 69
NU Omega Ratio Rank: 69
NU Calmar Ratio Rank: 70
NU Martin Ratio Rank: 75

STNE

STNE Risk / Return Rank: 63
STNE Sharpe Ratio Rank: 66
STNE Sortino Ratio Rank: 61
STNE Omega Ratio Rank: 61
STNE Calmar Ratio Rank: 63
STNE Martin Ratio Rank: 61

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

NU vs. STNE - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Nu Holdings Ltd. (NU) and StoneCo Ltd. (STNE). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	NU	STNE	Difference
Sharpe ratio Return per unit of total volatility	1.01	0.68	+0.34
Sortino ratio Return per unit of downside risk	1.53	1.18	+0.35
Omega ratio Gain probability vs. loss probability	1.20	1.16	+0.05
Calmar ratio Return relative to maximum drawdown	1.39	0.91	+0.48
Martin ratio Return relative to average drawdown	4.16	1.91	+2.25
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

NU vs. STNE - Sharpe Ratio Comparison

The current NU Sharpe Ratio is 1.01, which is higher than the STNE Sharpe Ratio of 0.68. The chart below compares the historical Sharpe Ratios of NU and STNE, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	NU	STNE	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	1.01	0.68	+0.34
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	—	-0.41	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.14	-0.15	+0.29

Correlation

The correlation between NU and STNE is 0.57, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.

Dividends

NU vs. STNE - Dividend Comparison

Neither NU nor STNE has paid dividends to shareholders.

Tickers have no history of dividend payments

Drawdowns

NU vs. STNE - Drawdown Comparison

The maximum NU drawdown since its inception was -72.07%, smaller than the maximum STNE drawdown of -92.31%. Use the drawdown chart below to compare losses from any high point for NU and STNE.

Drawdown Indicators

	NU	STNE	Difference
Max Drawdown Largest peak-to-trough decline	-72.07%	-92.31%	+20.24%
Max Drawdown (1Y) Largest decline over 1 year	-27.99%	-31.40%	+3.41%
Max Drawdown (5Y) Largest decline over 5 years	—	-89.72%	—
Current Drawdown Current decline from peak	-23.40%	-84.99%	+61.59%
Average Drawdown Average peak-to-trough decline	-29.90%	-60.53%	+30.63%
Ulcer Index Depth and duration of drawdowns from previous peaks	9.34%	14.92%	-5.58%

Volatility

NU vs. STNE - Volatility Comparison

The current volatility for Nu Holdings Ltd. (NU) is 12.28%, while StoneCo Ltd. (STNE) has a volatility of 25.16%. This indicates that NU experiences smaller price fluctuations and is considered to be less risky than STNE based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	NU	STNE	Difference
Volatility (1M) Calculated over the trailing 1-month period	12.28%	25.16%	-12.88%
Volatility (6M) Calculated over the trailing 6-month period	27.59%	40.93%	-13.34%
Volatility (1Y) Calculated over the trailing 1-year period	39.99%	51.64%	-11.65%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	59.14%	64.72%	-5.58%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	59.14%	67.88%	-8.74%

Financials