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NU vs. STNE
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Correlation

The correlation between NU and STNE is 0.51, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.


Performance

NU vs. STNE - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Nu Holdings Ltd. (NU) and StoneCo Ltd. (STNE). The values are adjusted to include any dividend payments, if applicable.

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Key characteristics

Sharpe Ratio

NU:

0.24

STNE:

-0.20

Sortino Ratio

NU:

0.67

STNE:

-0.07

Omega Ratio

NU:

1.09

STNE:

0.99

Calmar Ratio

NU:

0.33

STNE:

-0.14

Martin Ratio

NU:

0.67

STNE:

-0.45

Ulcer Index

NU:

19.31%

STNE:

28.16%

Daily Std Dev

NU:

48.08%

STNE:

47.78%

Max Drawdown

NU:

-72.07%

STNE:

-92.31%

Current Drawdown

NU:

-17.87%

STNE:

-85.80%

Fundamentals

Market Cap

NU:

$63.34B

STNE:

$3.61B

EPS

NU:

$0.44

STNE:

-$0.78

PS Ratio

NU:

11.22

STNE:

0.27

PB Ratio

NU:

7.36

STNE:

1.89

Total Revenue (TTM)

NU:

$11.46B

STNE:

$13.27B

Gross Profit (TTM)

NU:

$5.32B

STNE:

$9.73B

EBITDA (TTM)

NU:

$3.06B

STNE:

$5.52B

Returns By Period

In the year-to-date period, NU achieves a 25.97% return, which is significantly lower than STNE's 67.63% return.


NU

YTD

25.97%

1M

20.83%

6M

-7.18%

1Y

11.44%

5Y*

N/A

10Y*

N/A

STNE

YTD

67.63%

1M

12.93%

6M

36.89%

1Y

-9.55%

5Y*

-9.42%

10Y*

N/A

*Annualized

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Risk-Adjusted Performance

NU vs. STNE — Risk-Adjusted Performance Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

NU
The Risk-Adjusted Performance Rank of NU is 6060
Overall Rank
The Sharpe Ratio Rank of NU is 6262
Sharpe Ratio Rank
The Sortino Ratio Rank of NU is 5656
Sortino Ratio Rank
The Omega Ratio Rank of NU is 5656
Omega Ratio Rank
The Calmar Ratio Rank of NU is 6666
Calmar Ratio Rank
The Martin Ratio Rank of NU is 6060
Martin Ratio Rank

STNE
The Risk-Adjusted Performance Rank of STNE is 3838
Overall Rank
The Sharpe Ratio Rank of STNE is 4141
Sharpe Ratio Rank
The Sortino Ratio Rank of STNE is 3434
Sortino Ratio Rank
The Omega Ratio Rank of STNE is 3434
Omega Ratio Rank
The Calmar Ratio Rank of STNE is 4242
Calmar Ratio Rank
The Martin Ratio Rank of STNE is 4141
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

NU vs. STNE - Risk-Adjusted Performance Comparison

This table presents a comparison of risk-adjusted performance metrics for Nu Holdings Ltd. (NU) and StoneCo Ltd. (STNE). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


The current NU Sharpe Ratio is 0.24, which is higher than the STNE Sharpe Ratio of -0.20. The chart below compares the historical Sharpe Ratios of NU and STNE, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Dividends

NU vs. STNE - Dividend Comparison

Neither NU nor STNE has paid dividends to shareholders.


Tickers have no history of dividend payments

Drawdowns

NU vs. STNE - Drawdown Comparison

The maximum NU drawdown since its inception was -72.07%, smaller than the maximum STNE drawdown of -92.31%. Use the drawdown chart below to compare losses from any high point for NU and STNE. For additional features, visit the drawdowns tool.


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Volatility

NU vs. STNE - Volatility Comparison

The current volatility for Nu Holdings Ltd. (NU) is 8.36%, while StoneCo Ltd. (STNE) has a volatility of 13.85%. This indicates that NU experiences smaller price fluctuations and is considered to be less risky than STNE based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Financials

NU vs. STNE - Financials Comparison

This section allows you to compare key financial metrics between Nu Holdings Ltd. and StoneCo Ltd.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


0.00500.00M1.00B1.50B2.00B2.50B3.00B3.50B20212022202320242025
2.86B
3.48B
(NU) Total Revenue
(STNE) Total Revenue
Values in USD except per share items

NU vs. STNE - Profitability Comparison

The chart below illustrates the profitability comparison between Nu Holdings Ltd. and StoneCo Ltd. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

Gross Margin
Operating Margin
Net Margin
Quarterly
Annual

-20.0%0.0%20.0%40.0%60.0%80.0%20212022202320242025
45.7%
73.2%
(NU) Gross Margin
(STNE) Gross Margin
NU - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, Nu Holdings Ltd. reported a gross profit of 1.31B and revenue of 2.86B. Therefore, the gross margin over that period was 45.7%.

STNE - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, StoneCo Ltd. reported a gross profit of 2.55B and revenue of 3.48B. Therefore, the gross margin over that period was 73.2%.

NU - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, Nu Holdings Ltd. reported an operating income of 767.45M and revenue of 2.86B, resulting in an operating margin of 26.9%.

STNE - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, StoneCo Ltd. reported an operating income of 1.68B and revenue of 3.48B, resulting in an operating margin of 48.1%.

NU - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, Nu Holdings Ltd. reported a net income of 552.64M and revenue of 2.86B, resulting in a net margin of 19.3%.

STNE - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, StoneCo Ltd. reported a net income of 514.46M and revenue of 3.48B, resulting in a net margin of 14.8%.