NU vs. CPRT
NU (Nu Holdings Ltd.) and CPRT (Copart, Inc.) are both stocks. NU operates in Banks - Diversified (Financial Services), while CPRT operates in Specialty Business Services (Industrials). Over the past 3 years, NU returned 17.37%/yr vs -10.83%/yr for CPRT. At a 0.36 correlation, their price movements are largely independent.
Performance
NU vs. CPRT - Performance Comparison
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Returns By Period
In the year-to-date period, NU achieves a -27.18% return, which is significantly lower than CPRT's -21.46% return.
NU
- 1D
- 0.83%
- 1M
- -4.91%
- YTD
- -27.18%
- 6M
- -27.87%
- 1Y
- 1.58%
- 3Y*
- 17.37%
- 5Y*
- —
- 10Y*
- —
CPRT
- 1D
- -1.00%
- 1M
- -6.65%
- YTD
- -21.46%
- 6M
- -20.48%
- 1Y
- -38.49%
- 3Y*
- -10.83%
- 5Y*
- -0.30%
- 10Y*
- 17.57%
NU vs. CPRT - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
NU Nu Holdings Ltd. | -27.18% | 61.58% | 24.37% | 104.67% | -56.61% | -16.62% |
CPRT Copart, Inc. | -21.46% | -31.78% | 17.12% | 60.95% | -19.68% | 1.26% |
Correlation
The correlation between NU and CPRT is 0.09, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.09 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.29 |
Correlation (All Time) Calculated using the full available price history since Dec 9, 2021 | 0.36 |
Over the past year, the correlation between NU and CPRT has dropped to 0.09 - well below their long-term average of 0.36, suggesting their price drivers have been diverging.
Fundamentals
NU:
$59.86B
CPRT:
$29.68B
NU:
$0.65
CPRT:
$1.59
NU:
18.78
CPRT:
19.28
NU:
0.29
CPRT:
1.49
NU:
3.41
CPRT:
6.46
NU:
4.75
CPRT:
3.38
NU:
$17.54B
CPRT:
$4.64B
NU:
$7.67B
CPRT:
$2.11B
NU:
$4.14B
CPRT:
$2.00B
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Return for Risk
NU vs. CPRT — Risk / Return Rank
NU
CPRT
NU vs. CPRT - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Nu Holdings Ltd. (NU) and Copart, Inc. (CPRT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| NU | CPRT | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.67 | ||
| Sortino ratioReturn per unit of downside risk | +2.71 | ||
| Omega ratioGain probability vs. loss probability | 1.04 | 0.71 | +0.33 |
| Calmar ratioReturn relative to maximum drawdown | 0.04 | -0.98 | +1.03 |
| Martin ratioReturn relative to average drawdown | 0.10 | -1.75 | +1.86 |
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Drawdowns
NU vs. CPRT - Drawdown Comparison
The maximum NU drawdown since its inception was -72.07%, roughly equal to the maximum CPRT drawdown of -72.49%. Use the drawdown chart below to compare losses from any high point for NU and CPRT.
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Drawdown Indicators
| NU | CPRT | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -72.07% | -72.49% | +0.42% |
Max Drawdown (1Y)Largest decline over 1 year | -38.17% | -39.26% | +1.09% |
Max Drawdown (3Y)Largest decline over 3 years | -39.58% | -52.46% | +12.88% |
Max Drawdown (5Y)Largest decline over 5 years | — | -52.46% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -52.46% | — |
Current DrawdownCurrent decline from peak | -35.02% | -51.83% | +16.81% |
Average DrawdownAverage peak-to-trough decline | -29.77% | -16.57% | -13.20% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 15.36% | 22.06% | -6.70% |
Volatility
NU vs. CPRT - Volatility Comparison
Nu Holdings Ltd. (NU) has a higher volatility of 14.80% compared to Copart, Inc. (CPRT) at 8.74%. This indicates that NU's price experiences larger fluctuations and is considered to be riskier than CPRT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| NU | CPRT | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 14.80% | 8.74% | +6.06% |
Volatility (6M)Calculated over the trailing 6-month period | 28.91% | 18.69% | +10.22% |
Volatility (1Y)Calculated over the trailing 1-year period | 38.77% | 23.70% | +15.07% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 58.48% | 25.94% | +32.54% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 58.48% | 27.43% | +31.05% |
Dividends
NU vs. CPRT - Dividend Comparison
Neither NU nor CPRT has paid dividends to shareholders.
Financials
NU vs. CPRT - Financials Comparison
This section allows you to compare key financial metrics between Nu Holdings Ltd. and Copart, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
NU vs. CPRT - Profitability Comparison
NU - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Nu Holdings Ltd. reported a gross profit of 2.00B and revenue of 4.98B. Therefore, the gross margin over that period was 40.2%.
CPRT - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Copart, Inc. reported a gross profit of 572.60M and revenue of 1.24B. Therefore, the gross margin over that period was 46.3%.
NU - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Nu Holdings Ltd. reported an operating income of 954.31M and revenue of 4.98B, resulting in an operating margin of 19.2%.
CPRT - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Copart, Inc. reported an operating income of 464.28M and revenue of 1.24B, resulting in an operating margin of 37.5%.
NU - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Nu Holdings Ltd. reported a net income of 872.06M and revenue of 4.98B, resulting in a net margin of 17.5%.
CPRT - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Copart, Inc. reported a net income of 402.40M and revenue of 1.24B, resulting in a net margin of 32.5%.
Frequently Asked Questions
NU and CPRT have a correlation of 0.09, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
NU has higher volatility (14.80%) compared to CPRT (8.74%). In terms of maximum drawdown, NU dropped -72.07% vs CPRT's -72.49%.
NU currently has the higher Sharpe Ratio (0.04 vs -1.63), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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