NBN vs. FBP
NBN (Northeast Bank) and FBP (First BanCorp.) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, NBN returned 27.49%/yr vs 21.69%/yr for FBP. At a 0.14 correlation, their price movements are largely independent.
Performance
NBN vs. FBP - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, NBN achieves a 16.66% return, which is significantly lower than FBP's 17.80% return. Over the past 10 years, NBN has outperformed FBP with an annualized return of 27.49%, while FBP has yielded a comparatively lower 21.69% annualized return.
NBN
- 1D
- -0.36%
- 1M
- -3.09%
- YTD
- 16.66%
- 6M
- 35.55%
- 1Y
- 48.28%
- 3Y*
- 48.87%
- 5Y*
- 32.32%
- 10Y*
- 27.49%
FBP
- 1D
- 1.10%
- 1M
- -0.45%
- YTD
- 17.80%
- 6M
- 23.39%
- 1Y
- 24.63%
- 3Y*
- 29.17%
- 5Y*
- 17.45%
- 10Y*
- 21.69%
NBN vs. FBP - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
NBN Northeast Bank | 16.66% | 13.35% | 66.31% | 31.21% | 17.95% | 58.86% | 2.63% | 31.69% | -27.59% | 77.10% |
FBP First BanCorp. | 17.80% | 15.48% | 16.91% | 34.81% | -4.71% | 53.12% | -10.36% | 24.84% | 69.19% | -22.84% |
Correlation
The correlation between NBN and FBP is 0.64, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.64 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.62 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.54 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.42 |
Correlation (All Time) Calculated using the full available price history since Feb 26, 1992 | 0.14 |
Over the past year, NBN and FBP have become more correlated (0.64) than their long-term average of 0.14, meaning their price movements have been converging.
Fundamentals
NBN:
$1.02B
FBP:
$3.75B
NBN:
$11.67
FBP:
$2.24
NBN:
10.38
FBP:
10.69
NBN:
1.16
FBP:
0.80
NBN:
2.72
FBP:
3.06
NBN:
1.80
FBP:
1.90
NBN:
$375.47M
FBP:
$1.25B
NBN:
$226.92M
FBP:
$918.60M
NBN:
$144.04M
FBP:
$441.41M
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
NBN vs. FBP — Risk / Return Rank
NBN
FBP
NBN vs. FBP - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Northeast Bank (NBN) and First BanCorp. (FBP). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| NBN | FBP | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.40 | 0.99 | +0.41 |
Sortino ratioReturn per unit of downside risk | 2.01 | 1.48 | +0.53 |
Omega ratioGain probability vs. loss probability | 1.25 | 1.19 | +0.06 |
Calmar ratioReturn relative to maximum drawdown | 1.62 | 1.76 | -0.14 |
Martin ratioReturn relative to average drawdown | 4.17 | 4.25 | -0.08 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading charts...
Sharpe Ratios by Period
| NBN | FBP | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.40 | 0.99 | +0.41 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.99 | 0.55 | +0.44 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.68 | 0.55 | +0.13 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.27 | 0.11 | +0.15 |
Drawdowns
NBN vs. FBP - Drawdown Comparison
The maximum NBN drawdown since its inception was -70.51%, smaller than the maximum FBP drawdown of -99.51%. Use the drawdown chart below to compare losses from any high point for NBN and FBP.
Loading charts...
Drawdown Indicators
| NBN | FBP | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -70.51% | -99.51% | +29.00% |
Max Drawdown (1Y)Largest decline over 1 year | -27.57% | -13.83% | -13.74% |
Max Drawdown (3Y)Largest decline over 3 years | -27.57% | -22.87% | -4.70% |
Max Drawdown (5Y)Largest decline over 5 years | -29.30% | -32.38% | +3.08% |
Max Drawdown (10Y)Largest decline over 10 years | -70.25% | -67.82% | -2.43% |
Current DrawdownCurrent decline from peak | -6.17% | -92.92% | +86.75% |
Average DrawdownAverage peak-to-trough decline | -23.74% | -59.89% | +36.15% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 10.72% | 5.73% | +4.99% |
Volatility
NBN vs. FBP - Volatility Comparison
Northeast Bank (NBN) has a higher volatility of 8.99% compared to First BanCorp. (FBP) at 5.33%. This indicates that NBN's price experiences larger fluctuations and is considered to be riskier than FBP based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| NBN | FBP | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 8.99% | 5.33% | +3.66% |
Volatility (6M)Calculated over the trailing 6-month period | 23.67% | 18.06% | +5.61% |
Volatility (1Y)Calculated over the trailing 1-year period | 34.83% | 25.01% | +9.82% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 32.87% | 32.18% | +0.69% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 40.75% | 39.46% | +1.29% |
Dividends
NBN vs. FBP - Dividend Comparison
NBN's dividend yield for the trailing twelve months is around 0.03%, less than FBP's 3.17% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FBP First BanCorp. | 3.17% | 3.47% | 3.44% | 3.40% | 3.62% | 2.25% | 2.17% | 1.32% | 0.35% | 0.00% | 0.00% | 0.00% |
NBN Northeast Bank | 0.03% | 0.04% | 0.04% | 0.07% | 0.10% | 0.11% | 0.18% | 0.18% | 0.24% | 0.17% | 0.31% | 0.38% |
Financials
NBN vs. FBP - Financials Comparison
This section allows you to compare key financial metrics between Northeast Bank and First BanCorp.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
NBN vs. FBP - Profitability Comparison
NBN - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Northeast Bank reported a gross profit of 66.84M and revenue of 105.42M. Therefore, the gross margin over that period was 63.4%.
FBP - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, First BanCorp. reported a gross profit of 242.31M and revenue of 318.47M. Therefore, the gross margin over that period was 76.1%.
NBN - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Northeast Bank reported an operating income of 43.20M and revenue of 105.42M, resulting in an operating margin of 41.0%.
FBP - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, First BanCorp. reported an operating income of 114.26M and revenue of 318.47M, resulting in an operating margin of 35.9%.
NBN - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Northeast Bank reported a net income of 29.85M and revenue of 105.42M, resulting in a net margin of 28.3%.
FBP - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, First BanCorp. reported a net income of 88.78M and revenue of 318.47M, resulting in a net margin of 27.9%.
Frequently Asked Questions
NBN and FBP have a correlation of 0.64, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
NBN has higher volatility (8.99%) compared to FBP (5.33%). In terms of maximum drawdown, NBN dropped -70.51% vs FBP's -99.51%.
NBN currently has the higher Sharpe Ratio (1.40 vs 0.99), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for NBN and FBP
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer