FBP vs. CASH
FBP (First BanCorp.) and CASH (Meta Financial Group, Inc.) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, FBP returned 22.87%/yr vs 17.56%/yr for CASH. At a 0.24 correlation, their price movements are largely independent.
Performance
FBP vs. CASH - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, FBP achieves a 26.34% return, which is significantly higher than CASH's 16.36% return. Over the past 10 years, FBP has outperformed CASH with an annualized return of 22.87%, while CASH has yielded a comparatively lower 17.56% annualized return.
FBP
- 1D
- 2.14%
- 1M
- 7.65%
- YTD
- 26.34%
- 6M
- 21.81%
- 1Y
- 35.99%
- 3Y*
- 34.20%
- 5Y*
- 20.70%
- 10Y*
- 22.87%
CASH
- 1D
- 0.57%
- 1M
- -0.20%
- YTD
- 16.36%
- 6M
- 10.55%
- 1Y
- 13.14%
- 3Y*
- 22.83%
- 5Y*
- 11.13%
- 10Y*
- 17.56%
FBP vs. CASH - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FBP First BanCorp. | 26.34% | 15.48% | 16.91% | 34.81% | -4.71% | 53.12% | -10.36% | 24.84% | 69.19% | -22.84% |
CASH Meta Financial Group, Inc. | 16.36% | -3.25% | 39.47% | 23.45% | -27.48% | 63.82% | 0.94% | 89.68% | -36.81% | -9.39% |
Correlation
The correlation between FBP and CASH is 0.60, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.60 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.66 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.70 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.62 |
Correlation (All Time) Calculated using the full available price history since Sep 21, 1993 | 0.24 |
Over the past year, FBP and CASH have become more correlated (0.60) than their long-term average of 0.24, meaning their price movements have been converging.
Fundamentals
FBP:
$4.02B
CASH:
$1.79B
FBP:
$2.24
CASH:
$8.39
FBP:
11.47
CASH:
9.84
FBP:
0.86
CASH:
0.61
FBP:
3.28
CASH:
2.91
FBP:
2.04
CASH:
2.11
FBP:
$1.25B
CASH:
$639.61M
FBP:
$918.60M
CASH:
$477.70M
FBP:
$441.41M
CASH:
$180.97M
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
FBP vs. CASH — Risk / Return Rank
FBP
CASH
FBP vs. CASH - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for First BanCorp. (FBP) and Meta Financial Group, Inc. (CASH). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FBP | CASH | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.98 | ||
| Sortino ratioReturn per unit of downside risk | +1.22 | ||
| Omega ratioGain probability vs. loss probability | 1.26 | 1.11 | +0.15 |
| Calmar ratioReturn relative to maximum drawdown | 2.61 | 0.59 | +2.02 |
| Martin ratioReturn relative to average drawdown | 6.33 | 1.16 | +5.17 |
Loading charts...
Drawdowns
FBP vs. CASH - Drawdown Comparison
The maximum FBP drawdown since its inception was -99.51%, which is greater than CASH's maximum drawdown of -83.66%. Use the drawdown chart below to compare losses from any high point for FBP and CASH.
Loading charts...
Drawdown Indicators
| FBP | CASH | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -99.51% | -83.66% | -15.85% |
Max Drawdown (1Y)Largest decline over 1 year | -13.83% | -22.21% | +8.38% |
Max Drawdown (3Y)Largest decline over 3 years | -22.87% | -25.20% | +2.33% |
Max Drawdown (5Y)Largest decline over 5 years | -32.38% | -50.84% | +18.46% |
Max Drawdown (10Y)Largest decline over 10 years | -67.82% | -64.90% | -2.92% |
Current DrawdownCurrent decline from peak | -92.41% | -17.37% | -75.04% |
Average DrawdownAverage peak-to-trough decline | -59.93% | -22.88% | -37.05% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.70% | 11.34% | -5.64% |
Volatility
FBP vs. CASH - Volatility Comparison
The current volatility for First BanCorp. (FBP) is 5.45%, while Meta Financial Group, Inc. (CASH) has a volatility of 7.77%. This indicates that FBP experiences smaller price fluctuations and is considered to be less risky than CASH based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| FBP | CASH | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.45% | 7.77% | -2.32% |
Volatility (6M)Calculated over the trailing 6-month period | 17.98% | 22.93% | -4.95% |
Volatility (1Y)Calculated over the trailing 1-year period | 25.25% | 29.02% | -3.77% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 32.00% | 33.49% | -1.49% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 39.39% | 41.32% | -1.93% |
Dividends
FBP vs. CASH - Dividend Comparison
FBP's dividend yield for the trailing twelve months is around 2.95%, more than CASH's 0.24% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CASH Meta Financial Group, Inc. | 0.24% | 0.28% | 0.27% | 0.38% | 0.46% | 0.34% | 0.55% | 0.55% | 0.96% | 0.56% | 0.51% | 1.13% |
FBP First BanCorp. | 2.95% | 3.47% | 3.44% | 3.40% | 3.62% | 2.25% | 2.17% | 1.32% | 0.35% | 0.00% | 0.00% | 0.00% |
Financials
FBP vs. CASH - Financials Comparison
This section allows you to compare key financial metrics between First BanCorp. and Meta Financial Group, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
FBP vs. CASH - Profitability Comparison
FBP - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, First BanCorp. reported a gross profit of 242.31M and revenue of 318.47M. Therefore, the gross margin over that period was 76.1%.
CASH - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Meta Financial Group, Inc. reported a gross profit of 0.00 and revenue of 151.18M. Therefore, the gross margin over that period was 0.0%.
FBP - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, First BanCorp. reported an operating income of 114.26M and revenue of 318.47M, resulting in an operating margin of 35.9%.
CASH - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Meta Financial Group, Inc. reported an operating income of 0.00 and revenue of 151.18M, resulting in an operating margin of 0.0%.
FBP - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, First BanCorp. reported a net income of 88.78M and revenue of 318.47M, resulting in a net margin of 27.9%.
CASH - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Meta Financial Group, Inc. reported a net income of 72.84M and revenue of 151.18M, resulting in a net margin of 48.2%.
Frequently Asked Questions
FBP and CASH have a correlation of 0.60, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
CASH has higher volatility (7.77%) compared to FBP (5.45%). In terms of maximum drawdown, FBP dropped -99.51% vs CASH's -83.66%.
FBP currently has the higher Sharpe Ratio (1.43 vs 0.46), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for FBP and CASH
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer