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First BanCorp. (FBP)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

PR3186727065

CUSIP

318672706

Sector

Financial Services

IPO Date

Feb 25, 1992

Highlights

Market Cap

$3.19B

EPS (TTM)

$1.81

PE Ratio

10.75

PEG Ratio

0.86

Total Revenue (TTM)

$1.14B

Gross Profit (TTM)

$396.94M

EBITDA (TTM)

$318.52M

Year Range

$14.64 - $22.23

Target Price

$23.50

Short %

3.49%

Short Ratio

3.79

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Popular comparisons:
FBP vs. BPOP FBP vs. JPM FBP vs. ^SP500TR
Popular comparisons:
FBP vs. BPOP FBP vs. JPM FBP vs. ^SP500TR

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in First BanCorp., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


-10.00%0.00%10.00%20.00%30.00%JulyAugustSeptemberOctoberNovemberDecember
6.75%
8.53%
FBP (First BanCorp.)
Benchmark (^GSPC)

Returns By Period

First BanCorp. had a return of 15.59% year-to-date (YTD) and 15.03% in the last 12 months. Over the past 10 years, First BanCorp. had an annualized return of 14.09%, outperforming the S&P 500 benchmark which had an annualized return of 11.06%.


FBP

YTD

15.59%

1M

-10.49%

6M

6.75%

1Y

15.03%

5Y*

14.81%

10Y*

14.09%

^GSPC (Benchmark)

YTD

24.34%

1M

0.23%

6M

8.53%

1Y

24.95%

5Y*

13.01%

10Y*

11.06%

Monthly Returns

The table below presents the monthly returns of FBP, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20241.40%2.79%3.30%-1.65%3.73%3.16%17.28%0.42%-0.98%-8.93%8.08%15.59%
20235.74%8.94%-21.30%2.89%-3.87%9.50%21.52%-5.70%-2.89%-0.82%13.42%9.67%34.81%
20225.59%-2.25%-7.08%3.74%10.65%-13.53%16.89%-4.48%-4.34%15.42%-1.83%-17.29%-4.71%
2021-1.30%16.01%7.34%11.63%2.31%-6.80%1.76%5.53%3.30%3.80%-1.97%3.69%53.12%
2020-12.47%-13.83%-33.00%9.59%-5.35%2.19%-2.68%6.24%-8.90%24.33%23.06%16.12%-10.36%
201923.84%8.36%-0.43%-1.40%-11.60%10.84%-2.54%-10.68%4.18%5.41%0.29%0.86%24.84%
201817.65%0.50%-0.17%19.93%7.34%-1.29%7.45%6.45%4.00%1.43%-1.62%-4.97%69.19%
20171.66%-5.06%-11.44%4.07%-11.73%11.56%1.21%-3.07%-9.86%0.59%-3.30%2.41%-22.84%
2016-20.00%3.08%8.95%33.56%7.95%-5.70%15.62%6.76%6.12%-1.35%15.40%11.66%103.38%
2015-6.47%20.03%-5.92%-3.06%1.83%-21.24%-10.58%-6.96%-11.22%6.46%-1.06%-13.33%-44.63%
2014-21.00%6.54%4.42%-5.52%-5.25%11.70%-5.52%1.36%-8.83%9.68%-1.54%14.43%-5.17%
201312.01%6.63%13.89%-5.14%3.39%15.87%6.36%-15.14%-11.11%-2.29%14.95%-2.98%35.15%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of FBP is 63, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of FBP is 6363
Overall Rank
The Sharpe Ratio Rank of FBP is 6767
Sharpe Ratio Rank
The Sortino Ratio Rank of FBP is 6262
Sortino Ratio Rank
The Omega Ratio Rank of FBP is 5959
Omega Ratio Rank
The Calmar Ratio Rank of FBP is 5656
Calmar Ratio Rank
The Martin Ratio Rank of FBP is 7373
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for First BanCorp. (FBP) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


Sharpe ratio
The chart of Sharpe ratio for FBP, currently valued at 0.51, compared to the broader market-4.00-2.000.002.000.512.10
The chart of Sortino ratio for FBP, currently valued at 0.99, compared to the broader market-4.00-2.000.002.004.000.992.80
The chart of Omega ratio for FBP, currently valued at 1.12, compared to the broader market0.501.001.502.001.121.39
The chart of Calmar ratio for FBP, currently valued at 0.16, compared to the broader market0.002.004.006.000.163.09
The chart of Martin ratio for FBP, currently valued at 2.85, compared to the broader market-5.000.005.0010.0015.0020.0025.002.8513.49
FBP
^GSPC

The current First BanCorp. Sharpe ratio is 0.51. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of First BanCorp. with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio0.001.002.003.004.00JulyAugustSeptemberOctoberNovemberDecember
0.51
2.10
FBP (First BanCorp.)
Benchmark (^GSPC)

Dividends

Dividend History

First BanCorp. provided a 3.48% dividend yield over the last twelve months, with an annual payout of $0.64 per share. The company has been increasing its dividends for 5 consecutive years.


0.00%1.00%2.00%3.00%4.00%$0.00$0.10$0.20$0.30$0.40$0.50$0.60201820192020202120222023
Dividends
Dividend Yield
PeriodTTM202320222021202020192018
Dividend$0.64$0.56$0.46$0.31$0.20$0.14$0.03

Dividend yield

3.48%3.40%3.62%2.25%2.17%1.32%0.35%

Monthly Dividends

The table displays the monthly dividend distributions for First BanCorp.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2024$0.00$0.16$0.00$0.00$0.16$0.00$0.00$0.16$0.00$0.00$0.16$0.00$0.64
2023$0.00$0.14$0.00$0.00$0.14$0.00$0.00$0.14$0.00$0.00$0.14$0.00$0.56
2022$0.00$0.10$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.46
2021$0.00$0.07$0.00$0.00$0.07$0.00$0.00$0.07$0.00$0.00$0.10$0.00$0.31
2020$0.00$0.05$0.00$0.00$0.05$0.00$0.00$0.05$0.00$0.00$0.05$0.00$0.20
2019$0.00$0.03$0.00$0.00$0.03$0.00$0.00$0.03$0.00$0.00$0.05$0.00$0.14
2018$0.03$0.00$0.03

Dividend Yield & Payout


Dividend Yield
5.0%10.0%15.0%20.0%3.5%
First BanCorp. has a dividend yield of 3.48%, which is quite average when compared to the overall market.
Payout Ratio
200.0%400.0%600.0%800.0%34.8%
First BanCorp. has a payout ratio of 34.78%, which is quite average when compared to the overall market. This suggests that First BanCorp. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-100.00%-80.00%-60.00%-40.00%-20.00%0.00%JulyAugustSeptemberOctoberNovemberDecember
-94.86%
-2.62%
FBP (First BanCorp.)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the First BanCorp.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the First BanCorp. was 99.51%, occurring on Jan 25, 2016. The portfolio has not yet recovered.

The current First BanCorp. drawdown is 94.86%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-99.51%Dec 15, 20042796Jan 25, 2016
-44.48%Jan 5, 1999300Mar 13, 2000346Jul 26, 2001646
-31.11%Apr 7, 199336May 27, 199363Aug 26, 199399
-27.01%Jul 21, 199862Oct 15, 199848Dec 23, 1998110
-25.94%Sep 1, 199553Nov 15, 199555Feb 6, 1996108

Volatility

Volatility Chart

The current First BanCorp. volatility is 6.88%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


0.00%5.00%10.00%15.00%JulyAugustSeptemberOctoberNovemberDecember
6.88%
3.79%
FBP (First BanCorp.)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of First BanCorp. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

0.0

Valuation

The Valuation section provides an assessment of the market value of First BanCorp. compared to its peers in the Banks - Regional industry.


PE Ratio
20.040.060.080.0100.0120.010.7
The chart displays the price to earnings (P/E) ratio for FBP in comparison to other companies of the Banks - Regional industry. Currently, FBP has a PE value of 10.7. This PE ratio falls in the average range for the industry.
PEG Ratio
-5.00.05.010.015.00.9
The chart displays the price to earnings to growth (PEG) ratio for FBP in comparison to other companies of the Banks - Regional industry. Currently, FBP has a PEG value of 0.9. This PEG ratio falls in the average range for the industry.

Historical P/E Ratio Chart

The chart below displays the historical trend of the price-to-earnings (P/E) ratio for First BanCorp..


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Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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The information contained herein does not constitute investment advice and made available for educational purposes only. Prices and returns on equities are listed without consideration of fees, commissions, taxes, penalties, or interest payable due to purchasing, holding, or selling.

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