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FBP vs. NEWT
Performance
Return for Risk
Drawdowns
Volatility
Dividends
Financials

Performance

FBP vs. NEWT - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in First BanCorp. (FBP) and Newtek Business Services Corp. (NEWT). The values are adjusted to include any dividend payments, if applicable.

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Returns By Period

In the year-to-date period, FBP achieves a 16.13% return, which is significantly higher than NEWT's 13.33% return. Over the past 10 years, FBP has outperformed NEWT with an annualized return of 21.52%, while NEWT has yielded a comparatively lower 9.30% annualized return.


FBP

1D
-1.42%
1M
-0.18%
YTD
16.13%
6M
18.88%
1Y
21.52%
3Y*
28.56%
5Y*
17.07%
10Y*
21.52%

NEWT

1D
-7.26%
1M
-1.33%
YTD
13.33%
6M
15.53%
1Y
23.82%
3Y*
4.57%
5Y*
-13.14%
10Y*
9.30%
*Multi-year figures are annualized to reflect compound growth (CAGR)

FBP vs. NEWT - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
FBP
First BanCorp.
16.13%15.48%16.91%34.81%-4.71%53.12%-10.36%24.84%69.19%-22.84%
NEWT
Newtek Business Services Corp.
13.33%-4.90%-1.56%-10.65%-32.96%55.76%-1.80%42.85%3.21%27.51%

Correlation

The correlation between FBP and NEWT is 0.50, which is low. Their price movements are largely independent, making them effective diversification partners.


Correlation
Correlation (1Y)
Calculated over the trailing 1-year period

0.50

Correlation (3Y)
Calculated over the trailing 3-year period

0.52

Correlation (5Y)
Calculated over the trailing 5-year period

0.47

Correlation (10Y)
Calculated over the trailing 10-year period

0.38

Correlation (All Time)
Calculated using the full available price history since Sep 28, 2000

0.16

Over the past year, FBP and NEWT have become more correlated (0.50) than their long-term average of 0.16, meaning their price movements have been converging.

Fundamentals

Market Cap

FBP:

$3.69B

NEWT:

$394.24M

EPS

FBP:

$2.24

NEWT:

$2.39

PE Ratio

FBP:

10.54

NEWT:

5.30

PEG Ratio

FBP:

0.79

NEWT:

6.20

PS Ratio

FBP:

3.02

NEWT:

1.03

PB Ratio

FBP:

1.88

NEWT:

1.11

Total Revenue (TTM)

FBP:

$1.25B

NEWT:

$331.88M

Gross Profit (TTM)

FBP:

$918.60M

NEWT:

$233.96M

EBITDA (TTM)

FBP:

$441.41M

NEWT:

$130.57M

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Return for Risk

FBP vs. NEWT — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

FBP
FBP Risk / Return Rank: 6666
Overall Rank
FBP Sharpe Ratio Rank: 6868
Sharpe Ratio Rank
FBP Sortino Ratio Rank: 6161
Sortino Ratio Rank
FBP Omega Ratio Rank: 6060
Omega Ratio Rank
FBP Calmar Ratio Rank: 7070
Calmar Ratio Rank
FBP Martin Ratio Rank: 7070
Martin Ratio Rank

NEWT
NEWT Risk / Return Rank: 5959
Overall Rank
NEWT Sharpe Ratio Rank: 6363
Sharpe Ratio Rank
NEWT Sortino Ratio Rank: 5656
Sortino Ratio Rank
NEWT Omega Ratio Rank: 5656
Omega Ratio Rank
NEWT Calmar Ratio Rank: 5959
Calmar Ratio Rank
NEWT Martin Ratio Rank: 6161
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

FBP vs. NEWT - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for First BanCorp. (FBP) and Newtek Business Services Corp. (NEWT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


FBPNEWTDifference
Sharpe ratioReturn per unit of total volatility

+0.18

Sortino ratioReturn per unit of downside risk

+0.22

Omega ratioGain probability vs. loss probability

1.17

1.14

+0.03

Calmar ratioReturn relative to maximum drawdown

1.56

0.87

+0.69

Martin ratioReturn relative to average drawdown

3.77

2.22

+1.55

FBP vs. NEWT - Sharpe Ratio Comparison

The current FBP Sharpe Ratio is 0.86, which is comparable to the NEWT Sharpe Ratio of 0.68. The chart below compares the historical Sharpe Ratios of FBP and NEWT, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.


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Sharpe Ratios by Period


FBPNEWTDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

0.86

0.68

+0.18

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.53

-0.32

+0.85

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.55

0.24

+0.31

Sharpe Ratio (All Time)

Calculated using the full available price history

0.11

0.02

+0.09

Drawdowns

FBP vs. NEWT - Drawdown Comparison

The maximum FBP drawdown since its inception was -99.51%, roughly equal to the maximum NEWT drawdown of -97.33%. Use the drawdown chart below to compare losses from any high point for FBP and NEWT.


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Drawdown Indicators


FBPNEWTDifference

Max Drawdown

Largest peak-to-trough decline

-99.51%

-97.33%

-2.18%

Max Drawdown (1Y)

Largest decline over 1 year

-13.83%

-27.35%

+13.52%

Max Drawdown (3Y)

Largest decline over 3 years

-22.87%

-45.77%

+22.90%

Max Drawdown (5Y)

Largest decline over 5 years

-32.38%

-65.66%

+33.28%

Max Drawdown (10Y)

Largest decline over 10 years

-67.82%

-65.66%

-2.16%

Current Drawdown

Current decline from peak

-93.02%

-50.57%

-42.45%

Average Drawdown

Average peak-to-trough decline

-59.89%

-51.66%

-8.23%

Ulcer Index

Depth and duration of drawdowns from previous peaks

5.73%

10.78%

-5.05%

Volatility

FBP vs. NEWT - Volatility Comparison

The current volatility for First BanCorp. (FBP) is 5.25%, while Newtek Business Services Corp. (NEWT) has a volatility of 13.77%. This indicates that FBP experiences smaller price fluctuations and is considered to be less risky than NEWT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


FBPNEWTDifference

Volatility (1M)

Calculated over the trailing 1-month period

5.25%

13.77%

-8.52%

Volatility (6M)

Calculated over the trailing 6-month period

18.11%

28.03%

-9.92%

Volatility (1Y)

Calculated over the trailing 1-year period

25.06%

35.24%

-10.18%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

32.18%

41.30%

-9.12%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

39.46%

39.19%

+0.27%

Dividends

FBP vs. NEWT - Dividend Comparison

FBP's dividend yield for the trailing twelve months is around 3.21%, less than NEWT's 6.01% yield.


PositionTTM20252024202320222021202020192018201720162015
FBP
First BanCorp.
3.21%3.47%3.44%3.40%3.62%2.25%2.17%1.32%0.35%0.00%0.00%0.00%
NEWT
Newtek Business Services Corp.
6.01%6.70%5.95%5.22%17.54%11.40%10.41%9.49%10.32%8.87%12.14%28.28%

Financials

FBP vs. NEWT - Financials Comparison

This section allows you to compare key financial metrics between First BanCorp. and Newtek Business Services Corp.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


0.0050.00M100.00M150.00M200.00M250.00M300.00M350.00M20222023202420252026
318.47M
73.29M
(FBP) Total Revenue
(NEWT) Total Revenue
Values in USD except per share items

FBP vs. NEWT - Profitability Comparison

The chart below illustrates the profitability comparison between First BanCorp. and Newtek Business Services Corp. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

Gross Margin
Operating Margin
Net Margin
Quarterly
Annual

60.0%70.0%80.0%90.0%100.0%20222023202420252026
76.1%
81.9%
Portfolio components
FBP - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, First BanCorp. reported a gross profit of 242.31M and revenue of 318.47M. Therefore, the gross margin over that period was 76.1%.

NEWT - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Newtek Business Services Corp. reported a gross profit of 59.99M and revenue of 73.29M. Therefore, the gross margin over that period was 81.9%.

FBP - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, First BanCorp. reported an operating income of 114.26M and revenue of 318.47M, resulting in an operating margin of 35.9%.

NEWT - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Newtek Business Services Corp. reported an operating income of 46.10M and revenue of 73.29M, resulting in an operating margin of 62.9%.

FBP - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, First BanCorp. reported a net income of 88.78M and revenue of 318.47M, resulting in a net margin of 27.9%.

NEWT - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Newtek Business Services Corp. reported a net income of 13.40M and revenue of 73.29M, resulting in a net margin of 18.3%.


Frequently Asked Questions


FBP and NEWT have a correlation of 0.50, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

NEWT has higher volatility (13.77%) compared to FBP (5.25%). In terms of maximum drawdown, FBP dropped -99.51% vs NEWT's -97.33%.

FBP currently has the higher Sharpe Ratio (0.86 vs 0.68), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.

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