NBN vs. BANC

Last updated Apr 1, 2026

Compare and contrast key facts about Northeast Bank (NBN) and Banc of California, Inc. (BANC).

Performance

NBN vs. BANC - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Northeast Bank (NBN) and Banc of California, Inc. (BANC). The values are adjusted to include any dividend payments, if applicable.

NBN vs. BANC - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
NBN Northeast Bank	8.13%	13.35%	66.31%	31.21%	17.95%	58.86%	2.63%	31.69%	-27.59%	77.10%
BANC Banc of California, Inc.	-8.21%	28.05%	18.32%	-13.04%	-17.67%	35.08%	-12.57%	31.81%	-33.68%	22.05%

Fundamentals

EPS NBN : $10.36 BANC : $2.16
PE Ratio NBN : 10.85 BANC : 8.13
PEG Ratio NBN : 1.21 BANC : 0.02
PS Ratio NBN : 2.66 BANC : 1.13
Total Revenue (TTM) NBN : $355.21M BANC : $1.64B
Gross Profit (TTM) NBN : $156.58M BANC : $769.91M
EBITDA (TTM) NBN : $131.15M BANC : $271.88M

Returns By Period

In the year-to-date period, NBN achieves a 8.13% return, which is significantly higher than BANC's -8.21% return. Over the past 10 years, NBN has outperformed BANC with an annualized return of 26.88%, while BANC has yielded a comparatively lower 2.37% annualized return.

NBN

• 1D: 2.16%
• 1M: 1.34%
• YTD: 8.13%
• 6M: 12.21%
• 1Y: 22.81%
• 3Y*: 49.55%
• 5Y*: 32.98%
• 10Y*: 26.88%

BANC

• 1D: 3.53%
• 1M: -4.13%
• YTD: -8.21%
• 6M: 7.53%
• 1Y: 27.10%
• 3Y*: 15.13%
• 5Y*: 1.58%
• 10Y*: 2.37%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

NBN vs. BANC — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

NBN

NBN Risk / Return Rank: 61
NBN Sharpe Ratio Rank: 64
NBN Sortino Ratio Rank: 58
NBN Omega Ratio Rank: 57
NBN Calmar Ratio Rank: 61
NBN Martin Ratio Rank: 62

BANC

BANC Risk / Return Rank: 67
BANC Sharpe Ratio Rank: 69
BANC Sortino Ratio Rank: 62
BANC Omega Ratio Rank: 63
BANC Calmar Ratio Rank: 69
BANC Martin Ratio Rank: 73

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

NBN vs. BANC - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Northeast Bank (NBN) and Banc of California, Inc. (BANC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	NBN	BANC	Difference
Sharpe ratio Return per unit of total volatility	0.62	0.81	-0.19
Sortino ratio Return per unit of downside risk	1.07	1.24	-0.17
Omega ratio Gain probability vs. loss probability	1.14	1.17	-0.04
Calmar ratio Return relative to maximum drawdown	0.85	1.34	-0.49
Martin ratio Return relative to average drawdown	2.07	3.95	-1.88
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

NBN vs. BANC - Sharpe Ratio Comparison

The current NBN Sharpe Ratio is 0.62, which is comparable to the BANC Sharpe Ratio of 0.81. The chart below compares the historical Sharpe Ratios of NBN and BANC, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	NBN	BANC	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.62	0.81	-0.19
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	1.01	0.04	+0.96
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.66	0.05	+0.61
Sharpe Ratio (All Time) Calculated using the full available price history	0.26	0.09	+0.17

Correlation

The correlation between NBN and BANC is 0.23, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.

Dividends

NBN vs. BANC - Dividend Comparison

NBN's dividend yield for the trailing twelve months is around 0.04%, less than BANC's 2.39% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
NBN Northeast Bank	0.04%	0.04%	0.04%	0.07%	0.10%	0.11%	0.18%	0.18%	0.24%	0.17%	0.31%	0.38%
BANC Banc of California, Inc.	2.39%	2.07%	2.59%	2.98%	1.51%	1.22%	1.63%	1.80%	3.91%	2.52%	2.82%	3.28%

Drawdowns

NBN vs. BANC - Drawdown Comparison

The maximum NBN drawdown since its inception was -70.51%, smaller than the maximum BANC drawdown of -82.29%. Use the drawdown chart below to compare losses from any high point for NBN and BANC.

Drawdown Indicators

	NBN	BANC	Difference
Max Drawdown Largest peak-to-trough decline	-70.51%	-82.29%	+11.78%
Max Drawdown (1Y) Largest decline over 1 year	-27.57%	-20.47%	-7.10%
Max Drawdown (5Y) Largest decline over 5 years	-29.30%	-53.31%	+24.01%
Max Drawdown (10Y) Largest decline over 10 years	-70.25%	-69.79%	-0.46%
Current Drawdown Current decline from peak	-10.34%	-16.08%	+5.74%
Average Drawdown Average peak-to-trough decline	-23.83%	-30.01%	+6.18%
Ulcer Index Depth and duration of drawdowns from previous peaks	11.27%	6.92%	+4.35%

Volatility

NBN vs. BANC - Volatility Comparison

The current volatility for Northeast Bank (NBN) is 6.12%, while Banc of California, Inc. (BANC) has a volatility of 8.19%. This indicates that NBN experiences smaller price fluctuations and is considered to be less risky than BANC based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	NBN	BANC	Difference
Volatility (1M) Calculated over the trailing 1-month period	6.12%	8.19%	-2.07%
Volatility (6M) Calculated over the trailing 6-month period	26.16%	23.93%	+2.23%
Volatility (1Y) Calculated over the trailing 1-year period	37.04%	33.65%	+3.39%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	32.92%	36.46%	-3.54%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	40.67%	43.32%	-2.65%

Financials

NBN vs. BANC - Profitability Comparison

The chart below illustrates the profitability comparison between Northeast Bank and Banc of California, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

NBN - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Northeast Bank reported a gross profit of 0.00 and revenue of 87.03M. Therefore, the gross margin over that period was 0.0%.

BANC - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Banc of California, Inc. reported a gross profit of 0.00 and revenue of 292.93M. Therefore, the gross margin over that period was 0.0%.

NBN - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Northeast Bank reported an operating income of 30.12M and revenue of 87.03M, resulting in an operating margin of 34.6%.

BANC - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Banc of California, Inc. reported an operating income of 0.00 and revenue of 292.93M, resulting in an operating margin of 0.0%.

NBN - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Northeast Bank reported a net income of 20.74M and revenue of 87.03M, resulting in a net margin of 23.8%.

BANC - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Banc of California, Inc. reported a net income of 77.39M and revenue of 292.93M, resulting in a net margin of 26.4%.