NBN vs. BANC
NBN (Northeast Bank) and BANC (Banc of California, Inc.) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, NBN returned 27.55%/yr vs 1.21%/yr for BANC. Their 0.24 correlation means their historical movements had little consistent relationship.
Performance
NBN vs. BANC - Performance Comparison
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Returns By Period
In the year-to-date period, NBN achieves a 19.49% return, which is significantly higher than BANC's 0.59% return. Over the past 10 years, NBN has outperformed BANC with an annualized return of 27.55%, while BANC has yielded a comparatively lower 1.21% annualized return.
NBN
- 1D
- 1.03%
- 1M
- -7.67%
- 6M
- 7.78%
- YTD
- 19.49%
- 1Y
- 33.57%
- 3Y*
- 37.75%
- 5Y*
- 31.32%
- 10Y*
- 27.55%
- ALL TIME*
- 10.61%
BANC
- 1D
- 1.65%
- 1M
- -5.67%
- 6M
- -2.89%
- YTD
- 0.59%
- 1Y
- 38.56%
- 3Y*
- 14.03%
- 5Y*
- 4.71%
- 10Y*
- 1.21%
- ALL TIME*
- 4.22%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $105.28M | $72.29M | $62.21M | |
| $17.90M | $16.83M | $17.61M |
NBN vs. BANC - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
NBN Northeast Bank | 19.49% | 13.35% | 66.31% | 31.21% | 17.95% | 58.86% | 2.63% | 31.69% | -27.59% | 77.10% |
BANC Banc of California, Inc. | 0.59% | 28.05% | 18.32% | -13.04% | -17.67% | 35.08% | -12.57% | 31.81% | -33.68% | 22.05% |
Correlation
The correlation between NBN and BANC is 0.65, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.65 |
Correlation (3Y) Balances recent behavior with more history. | 0.62 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.56 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.48 |
Correlation (All Time) Calculated using the full available price history since Oct 1, 2002 | 0.24 |
Over the past year, NBN and BANC have become more correlated (0.65) than their long-term average of 0.24, meaning their price movements have been converging.
Fundamentals
NBN:
$1.03B
BANC:
$2.94B
NBN:
$12.74
BANC:
-$0.13
NBN:
2.74
BANC:
1.71
NBN:
1.74
BANC:
1.11
NBN:
$381.72M
BANC:
$1.78B
NBN:
$233.61M
BANC:
$945.22M
NBN:
$149.54M
BANC:
$8.26M
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Return for Risk
NBN vs. BANC — Risk / Return Rank
NBN
BANC
NBN vs. BANC - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Northeast Bank (NBN) and Banc of California, Inc. (BANC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| NBN | BANC | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.38 | ||
| Sortino ratioReturn per unit of downside risk | -0.31 | ||
| Omega ratioGain probability vs. loss probability | 1.15 | 1.22 | -0.08 |
| Calmar ratioReturn relative to maximum drawdown | 0.92 | 1.72 | -0.80 |
| Martin ratioReturn relative to average drawdown | 2.35 | 4.47 | -2.12 |
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Drawdowns
NBN vs. BANC - Drawdown Comparison
The maximum NBN drawdown since its inception was -70.51%, smaller than the maximum BANC drawdown of -82.29%. Use the drawdown chart below to compare losses from any high point for NBN and BANC.
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Drawdown Indicators
| NBN | BANC | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -70.51% | -82.29% | +11.78% |
Max Drawdown (1Y)Largest decline over 1 year | -27.57% | -20.47% | -7.10% |
Max Drawdown (3Y)Largest decline over 3 years | -27.57% | -31.21% | +3.64% |
Max Drawdown (5Y)Largest decline over 5 years | -29.30% | -53.31% | +24.01% |
Max Drawdown (10Y)Largest decline over 10 years | -70.25% | -69.79% | -0.46% |
Current DrawdownCurrent decline from peak | -9.70% | -12.28% | +2.58% |
Average DrawdownAverage peak-to-trough decline | -23.66% | -29.69% | +6.03% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 10.80% | 7.88% | +2.92% |
Volatility
NBN vs. BANC - Volatility Comparison
The current volatility for Northeast Bank (NBN) is 10.99%, while Banc of California, Inc. (BANC) has a volatility of 15.77%. This indicates that NBN experiences smaller price fluctuations and is considered to be less risky than BANC based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| NBN | BANC | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 10.99% | 15.77% | -4.78% |
Volatility (6M)Calculated over the trailing 6-month period | 22.04% | 23.56% | -1.52% |
Volatility (1Y)Calculated over the trailing 1-year period | 35.05% | 31.96% | +3.09% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 33.15% | 36.68% | -3.53% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 40.86% | 43.30% | -2.44% |
Dividends
NBN vs. BANC - Dividend Comparison
NBN's dividend yield for the trailing twelve months is around 0.03%, less than BANC's 2.30% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
BANC Banc of California, Inc. | 2.30% | 2.07% | 2.59% | 2.98% | 1.51% | 1.22% | 1.63% | 1.80% | 3.91% | 2.52% | 2.82% | 3.28% |
NBN Northeast Bank | 0.03% | 0.04% | 0.04% | 0.07% | 0.10% | 0.11% | 0.18% | 0.18% | 0.24% | 0.17% | 0.31% | 0.38% |
Financials
NBN vs. BANC - Financials Comparison
This section allows you to compare key financial metrics between Northeast Bank and Banc of California, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
NBN vs. BANC - Profitability Comparison
NBN - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Northeast Bank reported a gross profit of 65.92M and revenue of 104.71M. Therefore, the gross margin over that period was 63.0%.
BANC - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Banc of California, Inc. reported a gross profit of 88.71M and revenue of 414.60M. Therefore, the gross margin over that period was 21.4%.
NBN - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Northeast Bank reported an operating income of 42.45M and revenue of 104.71M, resulting in an operating margin of 40.5%.
BANC - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Banc of California, Inc. reported an operating income of -335.24M and revenue of 414.60M, resulting in an operating margin of -80.9%.
NBN - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Northeast Bank reported a net income of 34.34M and revenue of 104.71M, resulting in a net margin of 32.8%.
BANC - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Banc of California, Inc. reported a net income of -240.25M and revenue of 414.60M, resulting in a net margin of -58.0%.
Frequently Asked Questions
NBN and BANC have a correlation of 0.65, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
BANC has higher volatility (15.77%) compared to NBN (10.99%). In terms of maximum drawdown, NBN dropped -70.51% vs BANC's -82.29%.
BANC currently has the higher Sharpe Ratio (1.11 vs 0.72), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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