NBN vs. FNB
NBN (Northeast Bank) and FNB (F.N.B. Corporation) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, NBN returned 27.55%/yr vs 9.12%/yr for FNB. Their 0.17 correlation means their historical movements had little consistent relationship.
Performance
NBN vs. FNB - Performance Comparison
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Returns By Period
In the year-to-date period, NBN achieves a 19.49% return, which is significantly higher than FNB's 12.15% return. Over the past 10 years, NBN has outperformed FNB with an annualized return of 27.55%, while FNB has yielded a comparatively lower 9.12% annualized return.
NBN
- 1D
- 1.03%
- 1M
- -7.67%
- 6M
- 7.78%
- YTD
- 19.49%
- 1Y
- 33.57%
- 3Y*
- 37.75%
- 5Y*
- 31.32%
- 10Y*
- 27.55%
- ALL TIME*
- 10.61%
FNB
- 1D
- -0.47%
- 1M
- -0.68%
- 6M
- 9.27%
- YTD
- 12.15%
- 1Y
- 30.93%
- 3Y*
- 17.91%
- 5Y*
- 14.51%
- 10Y*
- 9.12%
- ALL TIME*
- 6.65%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $108.69M | $123.77M | $98.31M | |
| $17.90M | $16.83M | $17.61M |
NBN vs. FNB - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
NBN Northeast Bank | 19.49% | 13.35% | 66.31% | 31.21% | 17.95% | 58.86% | 2.63% | 31.69% | -27.59% | 77.10% |
FNB F.N.B. Corporation | 12.15% | 19.37% | 10.96% | 9.76% | 11.74% | 32.83% | -20.81% | 34.49% | -26.16% | -7.76% |
Correlation
The correlation between NBN and FNB is 0.66, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.66 |
Correlation (3Y) Balances recent behavior with more history. | 0.68 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.58 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.49 |
Correlation (All Time) Calculated using the full available price history since Mar 4, 1993 | 0.17 |
Over the past year, NBN and FNB have become more correlated (0.66) than their long-term average of 0.17, meaning their price movements have been converging.
Fundamentals
NBN:
$1.03B
FNB:
$6.73B
NBN:
$12.74
FNB:
$1.68
NBN:
9.75
FNB:
11.27
NBN:
0.39
FNB:
1.71
NBN:
2.74
FNB:
2.51
NBN:
1.74
FNB:
0.99
NBN:
$381.72M
FNB:
$2.71B
NBN:
$233.61M
FNB:
$1.75B
NBN:
$149.54M
FNB:
$780.74M
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Return for Risk
NBN vs. FNB — Risk / Return Rank
NBN
FNB
NBN vs. FNB - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Northeast Bank (NBN) and F.N.B. Corporation (FNB). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| NBN | FNB | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.36 | ||
| Sortino ratioReturn per unit of downside risk | -0.32 | ||
| Omega ratioGain probability vs. loss probability | 1.15 | 1.20 | -0.06 |
| Calmar ratioReturn relative to maximum drawdown | 0.92 | 1.72 | -0.80 |
| Martin ratioReturn relative to average drawdown | 2.35 | 4.67 | -2.32 |
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Drawdowns
NBN vs. FNB - Drawdown Comparison
The maximum NBN drawdown since its inception was -70.51%, roughly equal to the maximum FNB drawdown of -69.60%. Use the drawdown chart below to compare losses from any high point for NBN and FNB.
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Drawdown Indicators
| NBN | FNB | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -70.51% | -69.60% | -0.91% |
Max Drawdown (1Y)Largest decline over 1 year | -27.57% | -15.74% | -11.83% |
Max Drawdown (3Y)Largest decline over 3 years | -27.57% | -32.59% | +5.02% |
Max Drawdown (5Y)Largest decline over 5 years | -29.30% | -32.59% | +3.29% |
Max Drawdown (10Y)Largest decline over 10 years | -70.25% | -60.11% | -10.14% |
Current DrawdownCurrent decline from peak | -9.70% | -3.03% | -6.67% |
Average DrawdownAverage peak-to-trough decline | -23.66% | -18.26% | -5.40% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 10.80% | 5.81% | +4.99% |
Volatility
NBN vs. FNB - Volatility Comparison
Northeast Bank (NBN) has a higher volatility of 10.99% compared to F.N.B. Corporation (FNB) at 6.36%. This indicates that NBN's price experiences larger fluctuations and is considered to be riskier than FNB based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| NBN | FNB | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 10.99% | 6.36% | +4.63% |
Volatility (6M)Calculated over the trailing 6-month period | 22.04% | 17.35% | +4.69% |
Volatility (1Y)Calculated over the trailing 1-year period | 35.05% | 25.07% | +9.98% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 33.15% | 28.86% | +4.29% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 40.86% | 35.22% | +5.64% |
Dividends
NBN vs. FNB - Dividend Comparison
NBN's dividend yield for the trailing twelve months is around 0.03%, less than FNB's 2.59% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FNB F.N.B. Corporation | 2.59% | 2.81% | 3.25% | 3.49% | 3.68% | 3.96% | 5.05% | 3.78% | 4.88% | 6.75% | 2.99% | 3.60% |
NBN Northeast Bank | 0.03% | 0.04% | 0.04% | 0.07% | 0.10% | 0.11% | 0.18% | 0.18% | 0.24% | 0.17% | 0.31% | 0.38% |
Financials
NBN vs. FNB - Financials Comparison
This section allows you to compare key financial metrics between Northeast Bank and F.N.B. Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
NBN vs. FNB - Profitability Comparison
NBN - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Northeast Bank reported a gross profit of 65.92M and revenue of 104.71M. Therefore, the gross margin over that period was 63.0%.
FNB - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, F.N.B. Corporation reported a gross profit of 441.31M and revenue of 674.96M. Therefore, the gross margin over that period was 65.4%.
NBN - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Northeast Bank reported an operating income of 42.45M and revenue of 104.71M, resulting in an operating margin of 40.5%.
FNB - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, F.N.B. Corporation reported an operating income of 188.06M and revenue of 674.96M, resulting in an operating margin of 27.9%.
NBN - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Northeast Bank reported a net income of 34.34M and revenue of 104.71M, resulting in a net margin of 32.8%.
FNB - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, F.N.B. Corporation reported a net income of 148.72M and revenue of 674.96M, resulting in a net margin of 22.0%.
Frequently Asked Questions
NBN and FNB have a correlation of 0.66, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
NBN has higher volatility (10.99%) compared to FNB (6.36%). In terms of maximum drawdown, NBN dropped -70.51% vs FNB's -69.60%.
FNB currently has the higher Sharpe Ratio (1.08 vs 0.72), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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