Correlation
The correlation between BANC and TCBI is 0.33, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
BANC vs. TCBI
Compare and contrast key facts about Banc of California, Inc. (BANC) and Texas Capital Bancshares, Inc. (TCBI).
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: BANC or TCBI.
Performance
BANC vs. TCBI - Performance Comparison
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Key characteristics
BANC:
0.03
TCBI:
0.53
BANC:
0.49
TCBI:
1.05
BANC:
1.06
TCBI:
1.14
BANC:
0.13
TCBI:
0.49
BANC:
0.41
TCBI:
1.72
BANC:
13.09%
TCBI:
12.71%
BANC:
39.31%
TCBI:
35.41%
BANC:
-82.27%
TCBI:
-81.15%
BANC:
-32.51%
TCBI:
-30.17%
Fundamentals
BANC:
$2.14B
TCBI:
$3.28B
BANC:
$0.66
TCBI:
$1.74
BANC:
20.64
TCBI:
41.07
BANC:
2.15
TCBI:
1.40
BANC:
2.22
TCBI:
3.68
BANC:
0.71
TCBI:
1.05
BANC:
$1.79B
TCBI:
$1.31B
BANC:
$1.44B
TCBI:
$1.26B
BANC:
$307.69M
TCBI:
-$7.47M
Returns By Period
In the year-to-date period, BANC achieves a -11.24% return, which is significantly lower than TCBI's -8.61% return. Both investments have delivered pretty close results over the past 10 years, with BANC having a 2.39% annualized return and TCBI not far ahead at 2.45%.
BANC
-11.24%
-0.87%
-18.80%
1.07%
-8.12%
5.89%
2.39%
TCBI
-8.61%
1.26%
-19.37%
18.56%
9.08%
18.93%
2.45%
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Risk-Adjusted Performance
BANC vs. TCBI — Risk-Adjusted Performance Rank
BANC
TCBI
BANC vs. TCBI - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Banc of California, Inc. (BANC) and Texas Capital Bancshares, Inc. (TCBI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
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Dividends
BANC vs. TCBI - Dividend Comparison
BANC's dividend yield for the trailing twelve months is around 2.94%, while TCBI has not paid dividends to shareholders.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
BANC Banc of California, Inc. | 2.94% | 2.59% | 2.98% | 1.51% | 1.22% | 1.63% | 1.80% | 3.91% | 2.52% | 2.82% | 3.28% | 4.18% |
TCBI Texas Capital Bancshares, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.52% | 0.82% | 0.00% |
Drawdowns
BANC vs. TCBI - Drawdown Comparison
The maximum BANC drawdown since its inception was -82.27%, roughly equal to the maximum TCBI drawdown of -81.15%. Use the drawdown chart below to compare losses from any high point for BANC and TCBI.
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Volatility
BANC vs. TCBI - Volatility Comparison
Banc of California, Inc. (BANC) and Texas Capital Bancshares, Inc. (TCBI) have volatilities of 8.56% and 8.22%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Financials
BANC vs. TCBI - Financials Comparison
This section allows you to compare key financial metrics between Banc of California, Inc. and Texas Capital Bancshares, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
BANC vs. TCBI - Profitability Comparison
BANC - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2025, Banc of California, Inc. reported a gross profit of 253.78M and revenue of 438.28M. Therefore, the gross margin over that period was 57.9%.
TCBI - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2025, Texas Capital Bancshares, Inc. reported a gross profit of 427.29M and revenue of 427.29M. Therefore, the gross margin over that period was 100.0%.
BANC - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2025, Banc of California, Inc. reported an operating income of 73.06M and revenue of 438.28M, resulting in an operating margin of 16.7%.
TCBI - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2025, Texas Capital Bancshares, Inc. reported an operating income of 422.28M and revenue of 427.29M, resulting in an operating margin of 98.8%.
BANC - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2025, Banc of California, Inc. reported a net income of 53.57M and revenue of 438.28M, resulting in a net margin of 12.2%.
TCBI - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2025, Texas Capital Bancshares, Inc. reported a net income of 47.05M and revenue of 427.29M, resulting in a net margin of 11.0%.