BANC vs. TCBI
Compare and contrast key facts about Banc of California, Inc. (BANC) and Texas Capital Bancshares, Inc. (TCBI).
Performance
BANC vs. TCBI - Performance Comparison
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BANC vs. TCBI - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
BANC Banc of California, Inc. | -7.53% | 28.05% | 18.32% | -13.04% | -17.67% | 35.08% | -12.57% | 31.81% | -33.68% | 22.05% |
TCBI Texas Capital Bancshares, Inc. | 5.83% | 15.78% | 21.00% | 7.16% | 0.10% | 1.26% | 4.81% | 11.12% | -42.53% | 13.39% |
Fundamentals
BANC:
$2.16
TCBI:
$6.50
BANC:
8.19
TCBI:
14.73
BANC:
0.02
TCBI:
0.24
BANC:
1.14
TCBI:
2.23
BANC:
$1.64B
TCBI:
$1.99B
BANC:
$769.91M
TCBI:
$1.15B
BANC:
$271.88M
TCBI:
$445.55M
Returns By Period
In the year-to-date period, BANC achieves a -7.53% return, which is significantly lower than TCBI's 5.83% return. Over the past 10 years, BANC has underperformed TCBI with an annualized return of 2.44%, while TCBI has yielded a comparatively higher 10.12% annualized return.
BANC
- 1D
- 0.74%
- 1M
- -2.47%
- YTD
- -7.53%
- 6M
- 7.93%
- 1Y
- 28.50%
- 3Y*
- 15.41%
- 5Y*
- 1.73%
- 10Y*
- 2.44%
TCBI
- 1D
- 0.99%
- 1M
- -0.59%
- YTD
- 5.83%
- 6M
- 14.23%
- 1Y
- 28.86%
- 3Y*
- 25.08%
- 5Y*
- 6.42%
- 10Y*
- 10.12%
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Return for Risk
BANC vs. TCBI — Risk / Return Rank
BANC
TCBI
BANC vs. TCBI - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Banc of California, Inc. (BANC) and Texas Capital Bancshares, Inc. (TCBI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| BANC | TCBI | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.85 | 0.88 | -0.03 |
Sortino ratioReturn per unit of downside risk | 1.29 | 1.28 | +0.01 |
Omega ratioGain probability vs. loss probability | 1.18 | 1.19 | -0.01 |
Calmar ratioReturn relative to maximum drawdown | 1.37 | 1.57 | -0.20 |
Martin ratioReturn relative to average drawdown | 4.03 | 4.25 | -0.23 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| BANC | TCBI | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.85 | 0.88 | -0.03 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.05 | 0.18 | -0.13 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.06 | 0.24 | -0.19 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.09 | 0.24 | -0.15 |
Correlation
The correlation between BANC and TCBI is 0.41, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Dividends
BANC vs. TCBI - Dividend Comparison
BANC's dividend yield for the trailing twelve months is around 2.37%, while TCBI has not paid dividends to shareholders.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
BANC Banc of California, Inc. | 2.37% | 2.07% | 2.59% | 2.98% | 1.51% | 1.22% | 1.63% | 1.80% | 3.91% | 2.52% | 2.82% | 3.28% |
TCBI Texas Capital Bancshares, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
BANC vs. TCBI - Drawdown Comparison
The maximum BANC drawdown since its inception was -82.29%, roughly equal to the maximum TCBI drawdown of -81.15%. Use the drawdown chart below to compare losses from any high point for BANC and TCBI.
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Drawdown Indicators
| BANC | TCBI | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -82.29% | -81.15% | -1.14% |
Max Drawdown (1Y)Largest decline over 1 year | -20.47% | -18.03% | -2.44% |
Max Drawdown (5Y)Largest decline over 5 years | -53.31% | -38.35% | -14.96% |
Max Drawdown (10Y)Largest decline over 10 years | -69.79% | -81.15% | +11.36% |
Current DrawdownCurrent decline from peak | -15.46% | -9.59% | -5.87% |
Average DrawdownAverage peak-to-trough decline | -30.01% | -24.15% | -5.86% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 6.97% | 6.64% | +0.33% |
Volatility
BANC vs. TCBI - Volatility Comparison
Banc of California, Inc. (BANC) has a higher volatility of 8.11% compared to Texas Capital Bancshares, Inc. (TCBI) at 6.14%. This indicates that BANC's price experiences larger fluctuations and is considered to be riskier than TCBI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| BANC | TCBI | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 8.11% | 6.14% | +1.97% |
Volatility (6M)Calculated over the trailing 6-month period | 23.93% | 23.01% | +0.92% |
Volatility (1Y)Calculated over the trailing 1-year period | 33.65% | 32.80% | +0.85% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 36.46% | 35.67% | +0.79% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 43.32% | 41.78% | +1.54% |
Financials
BANC vs. TCBI - Financials Comparison
This section allows you to compare key financial metrics between Banc of California, Inc. and Texas Capital Bancshares, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
BANC vs. TCBI - Profitability Comparison
BANC - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Banc of California, Inc. reported a gross profit of 0.00 and revenue of 292.93M. Therefore, the gross margin over that period was 0.0%.
TCBI - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Texas Capital Bancshares, Inc. reported a gross profit of 328.35M and revenue of 529.20M. Therefore, the gross margin over that period was 62.1%.
BANC - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Banc of California, Inc. reported an operating income of 0.00 and revenue of 292.93M, resulting in an operating margin of 0.0%.
TCBI - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Texas Capital Bancshares, Inc. reported an operating income of 137.78M and revenue of 529.20M, resulting in an operating margin of 26.0%.
BANC - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Banc of California, Inc. reported a net income of 77.39M and revenue of 292.93M, resulting in a net margin of 26.4%.
TCBI - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Texas Capital Bancshares, Inc. reported a net income of 105.21M and revenue of 529.20M, resulting in a net margin of 19.9%.