Correlation
The correlation between BANC and FCNCA is 0.32, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
BANC vs. FCNCA
Compare and contrast key facts about Banc of California, Inc. (BANC) and First Citizens BancShares, Inc. (FCNCA).
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: BANC or FCNCA.
Performance
BANC vs. FCNCA - Performance Comparison
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Key characteristics
BANC:
0.03
FCNCA:
0.16
BANC:
0.49
FCNCA:
0.43
BANC:
1.06
FCNCA:
1.06
BANC:
0.13
FCNCA:
0.11
BANC:
0.41
FCNCA:
0.27
BANC:
13.09%
FCNCA:
13.54%
BANC:
39.31%
FCNCA:
39.96%
BANC:
-82.27%
FCNCA:
-63.51%
BANC:
-32.51%
FCNCA:
-23.31%
Fundamentals
BANC:
$2.14B
FCNCA:
$23.72B
BANC:
$0.66
FCNCA:
$174.46
BANC:
20.64
FCNCA:
10.31
BANC:
2.15
FCNCA:
0.00
BANC:
2.22
FCNCA:
2.61
BANC:
0.71
FCNCA:
1.12
BANC:
$1.79B
FCNCA:
$12.83B
BANC:
$1.44B
FCNCA:
$9.57B
BANC:
$307.69M
FCNCA:
$3.97B
Returns By Period
In the year-to-date period, BANC achieves a -11.24% return, which is significantly higher than FCNCA's -14.67% return. Over the past 10 years, BANC has underperformed FCNCA with an annualized return of 2.39%, while FCNCA has yielded a comparatively higher 22.56% annualized return.
BANC
-11.24%
-0.87%
-18.80%
1.07%
-8.12%
5.89%
2.39%
FCNCA
-14.67%
-1.63%
-18.90%
6.34%
38.49%
36.23%
22.56%
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Risk-Adjusted Performance
BANC vs. FCNCA — Risk-Adjusted Performance Rank
BANC
FCNCA
BANC vs. FCNCA - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Banc of California, Inc. (BANC) and First Citizens BancShares, Inc. (FCNCA). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
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Dividends
BANC vs. FCNCA - Dividend Comparison
BANC's dividend yield for the trailing twelve months is around 2.94%, more than FCNCA's 0.42% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
BANC Banc of California, Inc. | 2.94% | 2.59% | 2.98% | 1.51% | 1.22% | 1.63% | 1.80% | 3.91% | 2.52% | 2.82% | 3.28% | 4.18% |
FCNCA First Citizens BancShares, Inc. | 0.42% | 0.33% | 0.27% | 0.28% | 0.23% | 0.29% | 0.30% | 0.38% | 0.31% | 0.34% | 0.46% | 0.47% |
Drawdowns
BANC vs. FCNCA - Drawdown Comparison
The maximum BANC drawdown since its inception was -82.27%, which is greater than FCNCA's maximum drawdown of -63.51%. Use the drawdown chart below to compare losses from any high point for BANC and FCNCA.
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Volatility
BANC vs. FCNCA - Volatility Comparison
The current volatility for Banc of California, Inc. (BANC) is 8.56%, while First Citizens BancShares, Inc. (FCNCA) has a volatility of 9.48%. This indicates that BANC experiences smaller price fluctuations and is considered to be less risky than FCNCA based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Financials
BANC vs. FCNCA - Financials Comparison
This section allows you to compare key financial metrics between Banc of California, Inc. and First Citizens BancShares, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
BANC vs. FCNCA - Profitability Comparison
BANC - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2025, Banc of California, Inc. reported a gross profit of 253.78M and revenue of 438.28M. Therefore, the gross margin over that period was 57.9%.
FCNCA - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2025, First Citizens BancShares, Inc. reported a gross profit of 2.30B and revenue of 3.53B. Therefore, the gross margin over that period was 65.1%.
BANC - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2025, Banc of California, Inc. reported an operating income of 73.06M and revenue of 438.28M, resulting in an operating margin of 16.7%.
FCNCA - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2025, First Citizens BancShares, Inc. reported an operating income of 805.00M and revenue of 3.53B, resulting in an operating margin of 22.8%.
BANC - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2025, Banc of California, Inc. reported a net income of 53.57M and revenue of 438.28M, resulting in a net margin of 12.2%.
FCNCA - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2025, First Citizens BancShares, Inc. reported a net income of 483.00M and revenue of 3.53B, resulting in a net margin of 13.7%.