BANC vs. BAC

Last updated Apr 1, 2026

Compare and contrast key facts about Banc of California, Inc. (BANC) and Bank of America Corporation (BAC).

Performance

BANC vs. BAC - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Banc of California, Inc. (BANC) and Bank of America Corporation (BAC). The values are adjusted to include any dividend payments, if applicable.

BANC vs. BAC - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
BANC Banc of California, Inc.	-8.21%	28.05%	18.32%	-13.04%	-17.67%	35.08%	-12.57%	31.81%	-33.68%	22.05%
BAC Bank of America Corporation	-10.86%	28.04%	33.85%	4.83%	-23.82%	49.61%	-11.63%	46.19%	-15.00%	35.69%

Fundamentals

EPS BANC : $2.16 BAC : $4.03
PE Ratio BANC : 8.13 BAC : 12.11
PEG Ratio BANC : 0.02 BAC : 0.59
PS Ratio BANC : 1.13 BAC : 1.97
Total Revenue (TTM) BANC : $1.64B BAC : $188.75B
Gross Profit (TTM) BANC : $769.91M BAC : $104.61B
EBITDA (TTM) BANC : $271.88M BAC : $36.61B

Returns By Period

In the year-to-date period, BANC achieves a -8.21% return, which is significantly higher than BAC's -10.86% return. Over the past 10 years, BANC has underperformed BAC with an annualized return of 2.37%, while BAC has yielded a comparatively higher 16.19% annualized return.

BANC

• 1D: 3.53%
• 1M: -4.13%
• YTD: -8.21%
• 6M: 7.53%
• 1Y: 27.10%
• 3Y*: 15.13%
• 5Y*: 1.58%
• 10Y*: 2.37%

BAC

• 1D: 3.22%
• 1M: -1.61%
• YTD: -10.86%
• 6M: -4.48%
• 1Y: 19.45%
• 3Y*: 22.60%
• 5Y*: 6.87%
• 10Y*: 16.19%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

BANC vs. BAC — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

BANC

BANC Risk / Return Rank: 67
BANC Sharpe Ratio Rank: 69
BANC Sortino Ratio Rank: 62
BANC Omega Ratio Rank: 63
BANC Calmar Ratio Rank: 69
BANC Martin Ratio Rank: 73

BAC

BAC Risk / Return Rank: 65
BAC Sharpe Ratio Rank: 68
BAC Sortino Ratio Rank: 58
BAC Omega Ratio Rank: 61
BAC Calmar Ratio Rank: 67
BAC Martin Ratio Rank: 69

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

BANC vs. BAC - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Banc of California, Inc. (BANC) and Bank of America Corporation (BAC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	BANC	BAC	Difference
Sharpe ratio Return per unit of total volatility	0.81	0.73	+0.08
Sortino ratio Return per unit of downside risk	1.24	1.06	+0.19
Omega ratio Gain probability vs. loss probability	1.17	1.16	+0.01
Calmar ratio Return relative to maximum drawdown	1.34	1.16	+0.17
Martin ratio Return relative to average drawdown	3.95	3.17	+0.78
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

BANC vs. BAC - Sharpe Ratio Comparison

The current BANC Sharpe Ratio is 0.81, which is comparable to the BAC Sharpe Ratio of 0.73. The chart below compares the historical Sharpe Ratios of BANC and BAC, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	BANC	BAC	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.81	0.73	+0.08
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.04	0.26	-0.21
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.05	0.53	-0.47
Sharpe Ratio (All Time) Calculated using the full available price history	0.09	0.20	-0.11

Correlation

The correlation between BANC and BAC is 0.38, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.

Dividends

BANC vs. BAC - Dividend Comparison

BANC's dividend yield for the trailing twelve months is around 2.39%, more than BAC's 2.26% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
BANC Banc of California, Inc.	2.39%	2.07%	2.59%	2.98%	1.51%	1.22%	1.63%	1.80%	3.91%	2.52%	2.82%	3.28%
BAC Bank of America Corporation	2.26%	1.96%	2.28%	2.73%	2.60%	1.75%	2.38%	1.87%	2.19%	1.32%	1.13%	1.19%

Drawdowns

BANC vs. BAC - Drawdown Comparison

The maximum BANC drawdown since its inception was -82.29%, smaller than the maximum BAC drawdown of -93.10%. Use the drawdown chart below to compare losses from any high point for BANC and BAC.

Drawdown Indicators

	BANC	BAC	Difference
Max Drawdown Largest peak-to-trough decline	-82.29%	-93.10%	+10.81%
Max Drawdown (1Y) Largest decline over 1 year	-20.47%	-17.93%	-2.54%
Max Drawdown (5Y) Largest decline over 5 years	-53.31%	-46.64%	-6.67%
Max Drawdown (10Y) Largest decline over 10 years	-69.79%	-48.95%	-20.84%
Current Drawdown Current decline from peak	-16.08%	-14.37%	-1.71%
Average Drawdown Average peak-to-trough decline	-30.01%	-28.40%	-1.61%
Ulcer Index Depth and duration of drawdowns from previous peaks	6.92%	6.57%	+0.35%

Volatility

BANC vs. BAC - Volatility Comparison

Banc of California, Inc. (BANC) has a higher volatility of 8.19% compared to Bank of America Corporation (BAC) at 6.67%. This indicates that BANC's price experiences larger fluctuations and is considered to be riskier than BAC based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	BANC	BAC	Difference
Volatility (1M) Calculated over the trailing 1-month period	8.19%	6.67%	+1.52%
Volatility (6M) Calculated over the trailing 6-month period	23.93%	16.72%	+7.21%
Volatility (1Y) Calculated over the trailing 1-year period	33.65%	26.82%	+6.83%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	36.46%	26.84%	+9.62%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	43.32%	30.80%	+12.52%

Financials

BANC vs. BAC - Profitability Comparison

The chart below illustrates the profitability comparison between Banc of California, Inc. and Bank of America Corporation over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

BANC - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Banc of California, Inc. reported a gross profit of 0.00 and revenue of 292.93M. Therefore, the gross margin over that period was 0.0%.

BAC - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Bank of America Corporation reported a gross profit of 27.06B and revenue of 46.88B. Therefore, the gross margin over that period was 57.7%.

BANC - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Banc of California, Inc. reported an operating income of 0.00 and revenue of 292.93M, resulting in an operating margin of 0.0%.

BAC - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Bank of America Corporation reported an operating income of 9.62B and revenue of 46.88B, resulting in an operating margin of 20.5%.

BANC - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Banc of California, Inc. reported a net income of 77.39M and revenue of 292.93M, resulting in a net margin of 26.4%.

BAC - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Bank of America Corporation reported a net income of 7.65B and revenue of 46.88B, resulting in a net margin of 16.3%.