NBARX vs. VT
Compare and contrast key facts about American Funds Retirement Income Portfolio - Moderate (NBARX) and Vanguard Total World Stock ETF (VT).
NBARX is managed by American Funds. It was launched on Aug 27, 2015. VT is a passively managed fund by Vanguard that tracks the performance of the FTSE Global All Cap Index. It was launched on Jun 24, 2008.
Performance
NBARX vs. VT - Performance Comparison
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NBARX vs. VT - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
NBARX American Funds Retirement Income Portfolio - Moderate | -1.40% | 15.67% | 9.16% | 9.25% | -10.06% | 12.14% | 7.41% | 15.42% | -3.81% | 11.18% |
VT Vanguard Total World Stock ETF | -1.71% | 22.43% | 16.49% | 22.02% | -18.00% | 18.27% | 16.59% | 26.81% | -9.76% | 24.50% |
Returns By Period
In the year-to-date period, NBARX achieves a -1.40% return, which is significantly higher than VT's -1.71% return. Over the past 10 years, NBARX has underperformed VT with an annualized return of 6.59%, while VT has yielded a comparatively higher 11.53% annualized return.
NBARX
- 1D
- 0.22%
- 1M
- -5.89%
- YTD
- -1.40%
- 6M
- 1.03%
- 1Y
- 10.93%
- 3Y*
- 9.89%
- 5Y*
- 5.86%
- 10Y*
- 6.59%
VT
- 1D
- 3.08%
- 1M
- -6.22%
- YTD
- -1.71%
- 6M
- 1.42%
- 1Y
- 21.53%
- 3Y*
- 16.86%
- 5Y*
- 9.22%
- 10Y*
- 11.53%
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NBARX vs. VT - Expense Ratio Comparison
NBARX has a 0.32% expense ratio, which is higher than VT's 0.06% expense ratio.
Return for Risk
NBARX vs. VT — Risk / Return Rank
NBARX
VT
NBARX vs. VT - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds Retirement Income Portfolio - Moderate (NBARX) and Vanguard Total World Stock ETF (VT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| NBARX | VT | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.42 | 1.25 | +0.17 |
Sortino ratioReturn per unit of downside risk | 1.96 | 1.84 | +0.11 |
Omega ratioGain probability vs. loss probability | 1.29 | 1.27 | +0.02 |
Calmar ratioReturn relative to maximum drawdown | 1.74 | 1.83 | -0.09 |
Martin ratioReturn relative to average drawdown | 7.49 | 8.51 | -1.01 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| NBARX | VT | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.42 | 1.25 | +0.17 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.74 | 0.58 | +0.16 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.81 | 0.67 | +0.13 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.83 | 0.40 | +0.43 |
Correlation
The correlation between NBARX and VT is 0.91, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
NBARX vs. VT - Dividend Comparison
NBARX's dividend yield for the trailing twelve months is around 5.24%, more than VT's 1.82% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
NBARX American Funds Retirement Income Portfolio - Moderate | 5.24% | 5.69% | 3.25% | 3.46% | 5.04% | 3.48% | 3.97% | 3.87% | 3.89% | 2.50% | 2.55% | 0.00% |
VT Vanguard Total World Stock ETF | 1.82% | 1.82% | 1.95% | 2.08% | 2.20% | 1.82% | 1.66% | 2.32% | 2.53% | 2.11% | 2.39% | 2.45% |
Drawdowns
NBARX vs. VT - Drawdown Comparison
The maximum NBARX drawdown since its inception was -18.50%, smaller than the maximum VT drawdown of -50.27%. Use the drawdown chart below to compare losses from any high point for NBARX and VT.
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Drawdown Indicators
| NBARX | VT | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -18.50% | -50.27% | +31.77% |
Max Drawdown (1Y)Largest decline over 1 year | -6.17% | -11.84% | +5.67% |
Max Drawdown (5Y)Largest decline over 5 years | -16.86% | -26.38% | +9.52% |
Max Drawdown (10Y)Largest decline over 10 years | -18.50% | -34.24% | +15.74% |
Current DrawdownCurrent decline from peak | -5.89% | -6.89% | +1.00% |
Average DrawdownAverage peak-to-trough decline | -2.70% | -7.08% | +4.38% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.44% | 2.55% | -1.11% |
Volatility
NBARX vs. VT - Volatility Comparison
The current volatility for American Funds Retirement Income Portfolio - Moderate (NBARX) is 2.82%, while Vanguard Total World Stock ETF (VT) has a volatility of 6.33%. This indicates that NBARX experiences smaller price fluctuations and is considered to be less risky than VT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| NBARX | VT | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.82% | 6.33% | -3.51% |
Volatility (6M)Calculated over the trailing 6-month period | 4.77% | 9.95% | -5.18% |
Volatility (1Y)Calculated over the trailing 1-year period | 7.90% | 17.24% | -9.34% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 7.91% | 15.98% | -8.07% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 8.19% | 17.20% | -9.01% |