NBARX vs. ABALX
Compare and contrast key facts about American Funds Retirement Income Portfolio - Moderate (NBARX) and American Funds American Balanced Fund Class A (ABALX).
NBARX is managed by American Funds. It was launched on Aug 27, 2015. ABALX is managed by American Funds. It was launched on Jul 26, 1975.
Performance
NBARX vs. ABALX - Performance Comparison
Loading graphics...
NBARX vs. ABALX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
NBARX American Funds Retirement Income Portfolio - Moderate | -0.15% | 15.67% | 9.16% | 9.25% | -10.06% | 12.14% | 7.41% | 15.42% | -3.81% | 11.18% |
ABALX American Funds American Balanced Fund Class A | -1.12% | 18.45% | 14.63% | 13.65% | -12.13% | 15.75% | 10.85% | 18.60% | -3.35% | 14.69% |
Returns By Period
In the year-to-date period, NBARX achieves a -0.15% return, which is significantly higher than ABALX's -1.12% return. Over the past 10 years, NBARX has underperformed ABALX with an annualized return of 6.72%, while ABALX has yielded a comparatively higher 9.17% annualized return.
NBARX
- 1D
- 1.27%
- 1M
- -4.29%
- YTD
- -0.15%
- 6M
- 1.94%
- 1Y
- 11.98%
- 3Y*
- 10.35%
- 5Y*
- 5.99%
- 10Y*
- 6.72%
ABALX
- 1D
- 1.79%
- 1M
- -4.88%
- YTD
- -1.12%
- 6M
- 2.08%
- 1Y
- 16.95%
- 3Y*
- 14.07%
- 5Y*
- 8.20%
- 10Y*
- 9.17%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
NBARX vs. ABALX - Expense Ratio Comparison
NBARX has a 0.32% expense ratio, which is lower than ABALX's 0.56% expense ratio.
Return for Risk
NBARX vs. ABALX — Risk / Return Rank
NBARX
ABALX
NBARX vs. ABALX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds Retirement Income Portfolio - Moderate (NBARX) and American Funds American Balanced Fund Class A (ABALX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| NBARX | ABALX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.55 | 1.56 | -0.01 |
Sortino ratioReturn per unit of downside risk | 2.14 | 2.28 | -0.14 |
Omega ratioGain probability vs. loss probability | 1.32 | 1.32 | 0.00 |
Calmar ratioReturn relative to maximum drawdown | 2.04 | 2.43 | -0.39 |
Martin ratioReturn relative to average drawdown | 8.60 | 10.15 | -1.55 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| NBARX | ABALX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.55 | 1.56 | -0.01 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.76 | 0.79 | -0.03 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.82 | 0.87 | -0.04 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.85 | 0.79 | +0.06 |
Correlation
The correlation between NBARX and ABALX is 0.94, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
NBARX vs. ABALX - Dividend Comparison
NBARX's dividend yield for the trailing twelve months is around 5.18%, less than ABALX's 8.39% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
NBARX American Funds Retirement Income Portfolio - Moderate | 5.18% | 5.69% | 3.25% | 3.46% | 5.04% | 3.48% | 3.97% | 3.87% | 3.89% | 2.50% | 2.55% | 0.00% |
ABALX American Funds American Balanced Fund Class A | 8.39% | 8.27% | 6.87% | 2.05% | 2.30% | 4.30% | 4.35% | 3.49% | 5.49% | 4.72% | 4.24% | 5.60% |
Drawdowns
NBARX vs. ABALX - Drawdown Comparison
The maximum NBARX drawdown since its inception was -18.50%, smaller than the maximum ABALX drawdown of -40.20%. Use the drawdown chart below to compare losses from any high point for NBARX and ABALX.
Loading graphics...
Drawdown Indicators
| NBARX | ABALX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -18.50% | -40.20% | +21.70% |
Max Drawdown (1Y)Largest decline over 1 year | -6.17% | -7.33% | +1.16% |
Max Drawdown (5Y)Largest decline over 5 years | -16.86% | -18.76% | +1.90% |
Max Drawdown (10Y)Largest decline over 10 years | -18.50% | -22.34% | +3.84% |
Current DrawdownCurrent decline from peak | -4.70% | -5.37% | +0.67% |
Average DrawdownAverage peak-to-trough decline | -2.70% | -3.86% | +1.16% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.47% | 1.76% | -0.29% |
Volatility
NBARX vs. ABALX - Volatility Comparison
The current volatility for American Funds Retirement Income Portfolio - Moderate (NBARX) is 3.21%, while American Funds American Balanced Fund Class A (ABALX) has a volatility of 3.89%. This indicates that NBARX experiences smaller price fluctuations and is considered to be less risky than ABALX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| NBARX | ABALX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.21% | 3.89% | -0.68% |
Volatility (6M)Calculated over the trailing 6-month period | 4.93% | 6.96% | -2.03% |
Volatility (1Y)Calculated over the trailing 1-year period | 7.98% | 11.22% | -3.24% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 7.93% | 10.45% | -2.52% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 8.20% | 10.63% | -2.43% |