NBARX vs. CAIBX
Compare and contrast key facts about American Funds Retirement Income Portfolio - Moderate (NBARX) and American Funds Capital Income Builder Class A (CAIBX).
NBARX is managed by American Funds. It was launched on Aug 27, 2015. CAIBX is managed by American Funds. It was launched on Jul 30, 1987.
Performance
NBARX vs. CAIBX - Performance Comparison
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NBARX vs. CAIBX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
NBARX American Funds Retirement Income Portfolio - Moderate | -0.15% | 15.67% | 9.16% | 9.25% | -10.06% | 12.14% | 7.41% | 15.42% | -3.81% | 11.18% |
CAIBX American Funds Capital Income Builder Class A | 1.65% | 20.39% | 10.24% | 8.95% | -7.14% | 14.99% | 3.20% | 17.23% | -7.28% | 13.99% |
Returns By Period
In the year-to-date period, NBARX achieves a -0.15% return, which is significantly lower than CAIBX's 1.65% return. Over the past 10 years, NBARX has underperformed CAIBX with an annualized return of 6.72%, while CAIBX has yielded a comparatively higher 7.54% annualized return.
NBARX
- 1D
- 1.27%
- 1M
- -4.29%
- YTD
- -0.15%
- 6M
- 1.94%
- 1Y
- 11.98%
- 3Y*
- 10.35%
- 5Y*
- 5.99%
- 10Y*
- 6.72%
CAIBX
- 1D
- 1.50%
- 1M
- -4.13%
- YTD
- 1.65%
- 6M
- 4.25%
- 1Y
- 16.20%
- 3Y*
- 12.93%
- 5Y*
- 8.22%
- 10Y*
- 7.54%
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NBARX vs. CAIBX - Expense Ratio Comparison
NBARX has a 0.32% expense ratio, which is lower than CAIBX's 0.59% expense ratio.
Return for Risk
NBARX vs. CAIBX — Risk / Return Rank
NBARX
CAIBX
NBARX vs. CAIBX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds Retirement Income Portfolio - Moderate (NBARX) and American Funds Capital Income Builder Class A (CAIBX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| NBARX | CAIBX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.55 | 1.62 | -0.07 |
Sortino ratioReturn per unit of downside risk | 2.14 | 2.20 | -0.06 |
Omega ratioGain probability vs. loss probability | 1.32 | 1.33 | -0.01 |
Calmar ratioReturn relative to maximum drawdown | 2.04 | 2.01 | +0.03 |
Martin ratioReturn relative to average drawdown | 8.60 | 9.18 | -0.59 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| NBARX | CAIBX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.55 | 1.62 | -0.07 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.76 | 0.83 | -0.07 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.82 | 0.70 | +0.13 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.85 | 0.91 | -0.06 |
Correlation
The correlation between NBARX and CAIBX is 0.97, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
NBARX vs. CAIBX - Dividend Comparison
NBARX's dividend yield for the trailing twelve months is around 5.18%, less than CAIBX's 7.65% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
NBARX American Funds Retirement Income Portfolio - Moderate | 5.18% | 5.69% | 3.25% | 3.46% | 5.04% | 3.48% | 3.97% | 3.87% | 3.89% | 2.50% | 2.55% | 0.00% |
CAIBX American Funds Capital Income Builder Class A | 7.65% | 7.71% | 5.76% | 3.47% | 3.43% | 3.14% | 3.38% | 4.10% | 3.55% | 4.44% | 3.52% | 3.62% |
Drawdowns
NBARX vs. CAIBX - Drawdown Comparison
The maximum NBARX drawdown since its inception was -18.50%, smaller than the maximum CAIBX drawdown of -43.68%. Use the drawdown chart below to compare losses from any high point for NBARX and CAIBX.
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Drawdown Indicators
| NBARX | CAIBX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -18.50% | -43.68% | +25.18% |
Max Drawdown (1Y)Largest decline over 1 year | -6.17% | -8.37% | +2.20% |
Max Drawdown (5Y)Largest decline over 5 years | -16.86% | -17.65% | +0.79% |
Max Drawdown (10Y)Largest decline over 10 years | -18.50% | -25.28% | +6.78% |
Current DrawdownCurrent decline from peak | -4.70% | -4.85% | +0.15% |
Average DrawdownAverage peak-to-trough decline | -2.70% | -3.82% | +1.12% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.47% | 1.83% | -0.36% |
Volatility
NBARX vs. CAIBX - Volatility Comparison
The current volatility for American Funds Retirement Income Portfolio - Moderate (NBARX) is 3.21%, while American Funds Capital Income Builder Class A (CAIBX) has a volatility of 3.72%. This indicates that NBARX experiences smaller price fluctuations and is considered to be less risky than CAIBX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| NBARX | CAIBX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.21% | 3.72% | -0.51% |
Volatility (6M)Calculated over the trailing 6-month period | 4.93% | 6.12% | -1.19% |
Volatility (1Y)Calculated over the trailing 1-year period | 7.98% | 10.19% | -2.21% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 7.93% | 9.95% | -2.02% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 8.20% | 10.87% | -2.67% |