American Funds Retirement Income Portfolio - Moderate (NBARX)
The advisor will attempt to achieve its investment objectives by investing in a mix of American Funds in varying combinations and weightings over time. The underlying funds will typically seek to generate income from their investments and will primarily consist of equity-income, fixed-income and balanced funds. The fund is one of a suite of three American Funds Retirement Income Portfolios designed to help investors in or near retirement with a withdrawal program.
Fund Info
US02631L8413
02631L841
Aug 27, 2015
$250
Large-Cap
Blend
Expense Ratio
NBARX features an expense ratio of 0.32%, falling within the medium range.
Share Price Chart
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Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in American Funds Retirement Income Portfolio - Moderate, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
American Funds Retirement Income Portfolio - Moderate had a return of 3.85% year-to-date (YTD) and 13.15% in the last 12 months.
NBARX
3.85%
2.54%
4.06%
13.15%
4.83%
N/A
^GSPC (Benchmark)
4.22%
2.22%
9.51%
22.46%
12.74%
11.29%
Monthly Returns
The table below presents the monthly returns of NBARX, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 2.49% | 3.85% | |||||||||||
| 2024 | 0.08% | 0.93% | 2.45% | -2.64% | 2.54% | 1.01% | 2.96% | 2.24% | 1.52% | -1.71% | 1.74% | -2.15% | 9.13% |
| 2023 | 3.58% | -2.94% | 1.95% | 1.23% | -2.17% | 2.33% | 1.66% | -1.72% | -2.99% | -1.63% | 5.71% | 4.03% | 8.91% |
| 2022 | -1.99% | -1.41% | 0.16% | -4.37% | 1.33% | -5.50% | 3.49% | -2.70% | -6.69% | 4.02% | 5.58% | -3.45% | -11.70% |
| 2021 | -0.41% | 1.17% | 2.43% | 2.26% | 1.74% | 0.19% | 0.70% | 1.16% | -2.36% | 2.59% | -1.30% | 2.24% | 10.76% |
| 2020 | -0.17% | -3.51% | -6.61% | 5.26% | 2.00% | 0.96% | 2.75% | 1.73% | -1.42% | -1.82% | 6.61% | 1.04% | 6.27% |
| 2019 | 3.42% | 1.47% | 1.57% | 1.34% | -2.21% | 3.42% | 0.09% | 0.26% | 0.86% | 1.14% | 1.30% | 0.69% | 14.06% |
| 2018 | 1.93% | -3.02% | -0.71% | 0.09% | 0.45% | 0.03% | 1.71% | -0.00% | 0.13% | -3.20% | 1.65% | -3.88% | -4.92% |
| 2017 | 1.14% | 1.79% | 0.40% | 0.65% | 1.47% | -0.02% | 1.28% | 0.36% | 1.16% | 0.54% | 0.89% | 0.74% | 10.88% |
| 2016 | -1.20% | 0.00% | 4.33% | 0.88% | 0.19% | 1.90% | 1.52% | -0.47% | 0.27% | -1.32% | -0.19% | 1.15% | 7.16% |
| 2015 | -0.40% | -1.31% | 4.37% | -0.39% | -1.14% | 1.04% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
With an overall rank of 89, NBARX is among the top 11% of mutual funds on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for American Funds Retirement Income Portfolio - Moderate (NBARX) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
American Funds Retirement Income Portfolio - Moderate provided a 3.11% dividend yield over the last twelve months, with an annual payout of $0.40 per share. The fund has been increasing its distributions for 3 consecutive years.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.40 | $0.40 | $0.37 | $0.36 | $0.29 | $0.35 | $0.31 | $0.29 | $0.25 | $0.24 | $0.07 |
Dividend yield | 3.11% | 3.23% | 3.16% | 3.20% | 2.24% | 2.91% | 2.68% | 2.73% | 2.23% | 2.32% | 0.74% |
Monthly Dividends
The table displays the monthly dividend distributions for American Funds Retirement Income Portfolio - Moderate. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.00 | $0.00 | ||||||||||
| 2024 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.16 | $0.40 |
| 2023 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.15 | $0.37 |
| 2022 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.16 | $0.36 |
| 2021 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.12 | $0.29 |
| 2020 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.16 | $0.35 |
| 2019 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.11 | $0.31 |
| 2018 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.10 | $0.29 |
| 2017 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.08 | $0.25 |
| 2016 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.08 | $0.24 |
| 2015 | $0.07 | $0.07 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the American Funds Retirement Income Portfolio - Moderate. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the American Funds Retirement Income Portfolio - Moderate was 18.50%, occurring on Mar 23, 2020. Recovery took 99 trading sessions.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -18.5% | Feb 20, 2020 | 23 | Mar 23, 2020 | 99 | Aug 12, 2020 | 122 |
| -17.74% | Dec 30, 2021 | 200 | Oct 14, 2022 | 431 | Jul 5, 2024 | 631 |
| -8.98% | Jan 29, 2018 | 229 | Dec 24, 2018 | 120 | Jun 18, 2019 | 349 |
| -6.49% | Nov 4, 2015 | 52 | Jan 20, 2016 | 40 | Mar 17, 2016 | 92 |
| -4.27% | Sep 3, 2020 | 41 | Oct 30, 2020 | 6 | Nov 9, 2020 | 47 |
Volatility
Volatility Chart
The current American Funds Retirement Income Portfolio - Moderate volatility is 1.62%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.