LPRO vs. ADM
LPRO (Open Lending Corporation) and ADM (Archer-Daniels-Midland Company) are both stocks. LPRO operates in Credit Services (Financial Services), while ADM operates in Farm Products (Consumer Defensive). Over the past 5 years, LPRO returned -39.27%/yr vs 8.85%/yr for ADM. Their 0.11 correlation means their historical movements had little consistent relationship.
Performance
LPRO vs. ADM - Performance Comparison
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Returns By Period
In the year-to-date period, LPRO achieves a 102.58% return, which is significantly higher than ADM's 39.84% return.
LPRO
- 1D
- 0.00%
- 1M
- 0.96%
- 6M
- 75.42%
- YTD
- 102.58%
- 1Y
- 45.37%
- 3Y*
- -34.61%
- 5Y*
- -39.27%
- 10Y*
- —
- ALL TIME*
- -12.51%
ADM
- 1D
- -1.66%
- 1M
- 3.23%
- 6M
- 19.44%
- YTD
- 39.84%
- 1Y
- 51.84%
- 3Y*
- 1.00%
- 5Y*
- 8.85%
- 10Y*
- 9.38%
- ALL TIME*
- 7.84%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $327.88M | $285.87M | $300.91M | |
| $4.51M | $5.67M | $7.99M |
LPRO vs. ADM - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | |
|---|---|---|---|---|---|---|---|---|---|
LPRO Open Lending Corporation | 102.58% | -74.04% | -29.85% | 26.07% | -69.97% | -35.70% | 231.69% | 8.10% | 1.04% |
ADM Archer-Daniels-Midland Company | 39.84% | 18.24% | -27.52% | -20.42% | 39.98% | 37.33% | 12.44% | 17.10% | -2.00% |
Correlation
The correlation between LPRO and ADM is -0.01, meaning there was essentially no consistent relationship between their historical price movements. Each responded to its own set of market drivers.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | -0.01 |
Correlation (3Y) Balances recent behavior with more history. | 0.10 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.12 |
Correlation (All Time) Calculated using the full available price history since Mar 6, 2018 | 0.11 |
The correlation between LPRO and ADM shifts across timeframes, from -0.01 (1 year) to 0.12 (5 years), reflecting how their relationship changes across market environments.
Fundamentals
LPRO:
$371.53M
ADM:
$38.20B
LPRO:
-$0.04
ADM:
$2.23
LPRO:
4.15
ADM:
0.48
LPRO:
4.91
ADM:
1.68
LPRO:
$89.32M
ADM:
$80.61B
LPRO:
$67.73M
ADM:
$4.70B
LPRO:
-$1.99M
ADM:
$3.48B
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Return for Risk
LPRO vs. ADM — Risk / Return Rank
LPRO
ADM
LPRO vs. ADM - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Open Lending Corporation (LPRO) and Archer-Daniels-Midland Company (ADM). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| LPRO | ADM | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.38 | ||
| Sortino ratioReturn per unit of downside risk | -1.03 | ||
| Omega ratioGain probability vs. loss probability | 1.19 | 1.31 | -0.13 |
| Calmar ratioReturn relative to maximum drawdown | 0.84 | 4.00 | -3.16 |
| Martin ratioReturn relative to average drawdown | 1.60 | 9.92 | -8.32 |
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Drawdowns
LPRO vs. ADM - Drawdown Comparison
The maximum LPRO drawdown since its inception was -98.06%, which is greater than ADM's maximum drawdown of -68.01%. Use the drawdown chart below to compare losses from any high point for LPRO and ADM.
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Drawdown Indicators
| LPRO | ADM | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -98.06% | -68.01% | -30.05% |
Max Drawdown (1Y)Largest decline over 1 year | -51.61% | -12.79% | -38.82% |
Max Drawdown (3Y)Largest decline over 3 years | -92.02% | -49.22% | -42.80% |
Max Drawdown (5Y)Largest decline over 5 years | -98.01% | -54.14% | -43.87% |
Max Drawdown (10Y)Largest decline over 10 years | — | -54.14% | — |
Current DrawdownCurrent decline from peak | -92.71% | -9.34% | -83.37% |
Average DrawdownAverage peak-to-trough decline | -50.39% | -21.55% | -28.84% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 27.23% | 5.15% | +22.08% |
Volatility
LPRO vs. ADM - Volatility Comparison
The current volatility for Open Lending Corporation (LPRO) is 1.48%, while Archer-Daniels-Midland Company (ADM) has a volatility of 7.93%. This indicates that LPRO experiences smaller price fluctuations and is considered to be less risky than ADM based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| LPRO | ADM | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.48% | 7.93% | -6.45% |
Volatility (6M)Calculated over the trailing 6-month period | 62.73% | 19.11% | +43.62% |
Volatility (1Y)Calculated over the trailing 1-year period | 83.20% | 26.98% | +56.22% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 73.27% | 28.38% | +44.89% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 60.92% | 26.92% | +34.00% |
Dividends
LPRO vs. ADM - Dividend Comparison
LPRO has not paid dividends to shareholders, while ADM's dividend yield for the trailing twelve months is around 2.60%.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
ADM Archer-Daniels-Midland Company | 2.60% | 3.55% | 3.96% | 2.49% | 1.72% | 2.19% | 2.86% | 3.02% | 3.27% | 3.19% | 2.63% | 3.05% |
LPRO Open Lending Corporation | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Financials
LPRO vs. ADM - Financials Comparison
This section allows you to compare key financial metrics between Open Lending Corporation and Archer-Daniels-Midland Company. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
LPRO vs. ADM - Profitability Comparison
LPRO - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Open Lending Corporation reported a gross profit of 15.64M and revenue of 20.49M. Therefore, the gross margin over that period was 76.3%.
ADM - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Archer-Daniels-Midland Company reported a gross profit of 1.22B and revenue of 20.49B. Therefore, the gross margin over that period was 6.0%.
LPRO - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Open Lending Corporation reported an operating income of -633.00K and revenue of 20.49M, resulting in an operating margin of -3.1%.
ADM - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Archer-Daniels-Midland Company reported an operating income of 408.00M and revenue of 20.49B, resulting in an operating margin of 2.0%.
LPRO - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Open Lending Corporation reported a net income of -460.00K and revenue of 20.49M, resulting in a net margin of -2.2%.
ADM - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Archer-Daniels-Midland Company reported a net income of 298.00M and revenue of 20.49B, resulting in a net margin of 1.5%.
Frequently Asked Questions
LPRO and ADM have a correlation of -0.01, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
ADM has higher volatility (7.93%) compared to LPRO (1.48%). In terms of maximum drawdown, LPRO dropped -98.06% vs ADM's -68.01%.
ADM currently has the higher Sharpe Ratio (1.90 vs 0.53), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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