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Open Lending Corporation (LPRO)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US68373J1043
CUSIP
68373J104
IPO Date
Mar 6, 2018

Highlights

Market Cap
$148.25M
Enterprise Value
-$10.98M
EPS (TTM)
-$0.04
Total Revenue (TTM)
$93.22M
Gross Profit (TTM)
$71.66M
EBITDA (TTM)
-$5.01M
Year Range
$0.70 - $2.70
Target Price
$15.00
ROA (TTM)
-1.79%
ROE (TTM)
-5.65%

Share Price Chart


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Open Lending Corporation

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Open Lending Corporation, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period

Open Lending Corporation (LPRO) has returned -19.35% so far this year and -54.71% over the past 12 months.


Open Lending Corporation

1D
1.63%
1M
-6.02%
YTD
-19.35%
6M
-40.76%
1Y
-54.71%
3Y*
-43.79%
5Y*
-50.31%
10Y*

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Mar 6, 2018, LPRO's average daily return is -0.03%, while the average monthly return is -0.76%.

Historically, 49% of months were positive and 51% were negative. The best month was Jun 2020 with a return of +46.9%, while the worst month was Apr 2025 at -55.1%. The longest winning streak lasted 11 consecutive months, and the longest losing streak was 7 months.

On a daily basis, LPRO closed higher 40% of trading days. The best single day was May 10, 2023 with a return of +24.6%, while the worst single day was Apr 1, 2025 at -57.6%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
202615.48%-25.70%-6.02%-19.35%
20251.34%-19.34%-43.44%-55.07%44.35%8.38%12.89%-3.65%-0.00%-9.95%0.53%-18.85%-74.04%
2024-13.75%-1.09%-13.77%-18.53%26.86%-13.76%12.90%-8.57%6.25%-8.50%13.93%-6.43%-29.85%
202329.93%-19.27%-0.56%-0.14%44.24%3.65%7.42%-26.93%-11.27%-18.17%6.68%33.18%26.07%
2022-15.52%9.69%-9.22%-27.87%-3.52%-22.26%1.27%-6.27%-17.20%-10.82%-1.39%-4.53%-69.97%
20213.80%5.37%-7.37%10.25%-1.20%11.69%-11.81%-2.71%-2.43%-12.61%-26.27%-3.27%-35.70%

Benchmark Metrics

Open Lending Corporation has an annualized alpha of -17.75%, beta of 0.89, and R² of 0.09 versus S&P 500 Index. Calculated based on daily prices since March 26, 2018.

  • This stock participated in 199.93% of S&P 500 Index downside but only 104.94% of its upside — more exposed to losses than it benefited from rallies.
  • R² of 0.09 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
-17.75%
Beta
0.89
0.09
Upside Capture
104.94%
Downside Capture
199.93%

Return for Risk

Risk / Return Rank

LPRO ranks 17 for risk / return — in the bottom 17% of stocks on our site. This means you're taking on significantly more risk than the returns justify. Consider whether the potential upside is worth the volatility, or explore alternatives with better risk / return profiles.


LPRO Risk / Return Rank: 1717
Overall Rank
LPRO Sharpe Ratio Rank: 1616
Sharpe Ratio Rank
LPRO Sortino Ratio Rank: 2323
Sortino Ratio Rank
LPRO Omega Ratio Rank: 2222
Omega Ratio Rank
LPRO Calmar Ratio Rank: 1212
Calmar Ratio Rank
LPRO Martin Ratio Rank: 99
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for Open Lending Corporation (LPRO) and compare them to a chosen benchmark (S&P 500 Index).


LPROBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

-0.55

0.90

-1.45

Sortino ratio

Return per unit of downside risk

-0.27

1.39

-1.65

Omega ratio

Gain probability vs. loss probability

0.96

1.21

-0.25

Calmar ratio

Return relative to maximum drawdown

-0.79

1.40

-2.19

Martin ratio

Return relative to average drawdown

-1.49

6.61

-8.09

Explore LPRO risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History


Open Lending Corporation doesn't pay dividends

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Open Lending Corporation. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Open Lending Corporation was 98.06%, occurring on Apr 17, 2025. The portfolio has not yet recovered.

The current Open Lending Corporation drawdown is 97.10%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-98.06%Jul 1, 2021954Apr 17, 2025
-22.04%Feb 16, 202115Mar 8, 202177Jun 25, 202192
-18.31%Jan 20, 20216Jan 27, 20214Feb 2, 202110
-12.28%Aug 22, 20181Aug 22, 2018355Feb 7, 2020356
-11.41%Nov 23, 20207Dec 2, 20206Dec 10, 202013

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Open Lending Corporation over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Open Lending Corporation is priced in the market compared to other companies in the Credit Services industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for LPRO relative to other companies in the Credit Services industry. Currently, LPRO has a P/S ratio of 1.6. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for LPRO in comparison with other companies in the Credit Services industry. Currently, LPRO has a P/B value of 2.0. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items