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LPRO vs. RNMBY
Performance
Return for Risk
Drawdowns
Volatility
Dividends
Financials

Performance

LPRO vs. RNMBY - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Open Lending Corporation (LPRO) and Rheinmetall AG ADR (RNMBY). The values are adjusted to include any dividend payments, if applicable.

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Returns By Period

In the year-to-date period, LPRO achieves a 102.58% return, which is significantly higher than RNMBY's -27.26% return.


LPRO

1D
0.00%
1M
0.96%
6M
75.42%
YTD
102.58%
1Y
45.37%
3Y*
-34.61%
5Y*
-39.27%
10Y*
ALL TIME*
-12.51%

RNMBY

1D
-0.98%
1M
3.70%
6M
-36.90%
YTD
-27.26%
1Y
-32.52%
3Y*
67.41%
5Y*
71.11%
10Y*
36.17%
ALL TIME*
30.74%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison


PositionAvg. Volume Value (2W)Avg. Volume Value (1M)Avg. Volume Value (3M)
$4.51M$5.67M$7.99M
$13.82M$17.27M$25.26M

LPRO vs. RNMBY - Yearly Performance Comparison


2026 (YTD)20252024202320222021202020192018
LPRO
Open Lending Corporation
102.58%-74.04%-29.85%26.07%-69.97%-35.70%231.69%8.10%1.04%
RNMBY
Rheinmetall AG ADR
-27.26%190.28%99.83%63.35%122.00%-13.84%-2.03%28.14%-29.10%

Correlation

The correlation between LPRO and RNMBY is 0.07, meaning there was essentially no consistent relationship between their historical price movements. Each responded to its own set of market drivers.


Correlation
Correlation (1Y)
Focuses on recent behavior, but can change the most.

0.07

Correlation (3Y)
Balances recent behavior with more history.

0.00

Correlation (5Y)
Shows whether the relationship held over a longer period.

0.06

Correlation (All Time)
Calculated using the full available price history since Mar 6, 2018

0.04

Fundamentals

Market Cap

LPRO:

$371.53M

RNMBY:

$61.24B

EPS

LPRO:

-$0.04

RNMBY:

€3.74

PS Ratio

LPRO:

4.15

RNMBY:

4.59

PB Ratio

LPRO:

4.91

RNMBY:

9.98

Total Revenue (TTM)

LPRO:

$89.32M

RNMBY:

€9.58B

Gross Profit (TTM)

LPRO:

$67.73M

RNMBY:

€4.12B

EBITDA (TTM)

LPRO:

-$1.99M

RNMBY:

€1.81B

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Return for Risk

LPRO vs. RNMBY — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

LPRO
LPRO Risk / Return Rank: 6666
Overall Rank
LPRO Sharpe Ratio Rank: 6363
Sharpe Ratio Rank
LPRO Sortino Ratio Rank: 7272
Sortino Ratio Rank
LPRO Omega Ratio Rank: 6969
Omega Ratio Rank
LPRO Calmar Ratio Rank: 6464
Calmar Ratio Rank
LPRO Martin Ratio Rank: 6262
Martin Ratio Rank

RNMBY
RNMBY Risk / Return Rank: 1717
Overall Rank
RNMBY Sharpe Ratio Rank: 1515
Sharpe Ratio Rank
RNMBY Sortino Ratio Rank: 1818
Sortino Ratio Rank
RNMBY Omega Ratio Rank: 1717
Omega Ratio Rank
RNMBY Calmar Ratio Rank: 2222
Calmar Ratio Rank
RNMBY Martin Ratio Rank: 1414
Martin Ratio Rank
The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

LPRO vs. RNMBY - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Open Lending Corporation (LPRO) and Rheinmetall AG ADR (RNMBY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.


LPRORNMBYDifference
Sharpe ratioReturn per unit of total volatility

+1.18

Sortino ratioReturn per unit of downside risk

+2.27

Omega ratioGain probability vs. loss probability

1.19

0.91

+0.28

Calmar ratioReturn relative to maximum drawdown

0.84

-0.61

+1.45

Martin ratioReturn relative to average drawdown

1.60

-1.23

+2.83

LPRO vs. RNMBY - Sharpe Ratio Comparison

The current LPRO Sharpe Ratio is 0.53, which is higher than the RNMBY Sharpe Ratio of -0.66. The chart below compares the historical Sharpe Ratios of LPRO and RNMBY, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.


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Drawdowns

LPRO vs. RNMBY - Drawdown Comparison

The maximum LPRO drawdown since its inception was -98.06%, which is greater than RNMBY's maximum drawdown of -67.75%. Use the drawdown chart below to compare losses from any high point for LPRO and RNMBY.


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Drawdown Indicators


LPRORNMBYDifference

Max Drawdown

Largest peak-to-trough decline

-98.06%

-67.75%

-30.31%

Max Drawdown (1Y)

Largest decline over 1 year

-51.61%

-53.78%

+2.17%

Max Drawdown (3Y)

Largest decline over 3 years

-92.02%

-53.78%

-38.24%

Max Drawdown (5Y)

Largest decline over 5 years

-98.01%

-53.78%

-44.23%

Max Drawdown (10Y)

Largest decline over 10 years

-67.75%

Current Drawdown

Current decline from peak

-92.71%

-43.19%

-49.52%

Average Drawdown

Average peak-to-trough decline

-50.39%

-17.03%

-33.36%

Ulcer Index

Depth and duration of drawdowns from previous peaks

27.23%

26.54%

+0.69%

Volatility

LPRO vs. RNMBY - Volatility Comparison

The current volatility for Open Lending Corporation (LPRO) is 1.48%, while Rheinmetall AG ADR (RNMBY) has a volatility of 12.96%. This indicates that LPRO experiences smaller price fluctuations and is considered to be less risky than RNMBY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


LPRORNMBYDifference

Volatility (1M)

Calculated over the trailing 1-month period

1.48%

12.96%

-11.48%

Volatility (6M)

Calculated over the trailing 6-month period

62.73%

40.28%

+22.45%

Volatility (1Y)

Calculated over the trailing 1-year period

83.20%

49.84%

+33.36%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

73.27%

45.92%

+27.35%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

60.92%

41.89%

+19.03%

Dividends

LPRO vs. RNMBY - Dividend Comparison

LPRO has not paid dividends to shareholders, while RNMBY's dividend yield for the trailing twelve months is around 1.03%.


PositionTTM20252024202320222021202020192018201720162015
LPRO
Open Lending Corporation
0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
RNMBY
Rheinmetall AG ADR
1.03%0.49%0.96%1.46%1.82%1.72%1.56%1.36%1.47%2.06%2.97%0.53%

Financials

LPRO vs. RNMBY - Financials Comparison

This section allows you to compare key financial metrics between Open Lending Corporation and Rheinmetall AG ADR. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


Values in USD except per share items

LPRO vs. RNMBY - Profitability Comparison

The chart below illustrates the profitability comparison between Open Lending Corporation and Rheinmetall AG ADR over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

Gross Margin
Operating Margin
Net Margin
Quarterly
Annual

LPRO - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Open Lending Corporation reported a gross profit of 15.64M and revenue of 20.49M. Therefore, the gross margin over that period was 76.3%.

RNMBY - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Rheinmetall AG ADR reported a gross profit of 430.97M and revenue of 1.97B. Therefore, the gross margin over that period was 21.9%.

LPRO - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Open Lending Corporation reported an operating income of -633.00K and revenue of 20.49M, resulting in an operating margin of -3.1%.

RNMBY - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Rheinmetall AG ADR reported an operating income of 178.89M and revenue of 1.97B, resulting in an operating margin of 9.1%.

LPRO - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Open Lending Corporation reported a net income of -460.00K and revenue of 20.49M, resulting in a net margin of -2.2%.

RNMBY - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Rheinmetall AG ADR reported a net income of 112.83M and revenue of 1.97B, resulting in a net margin of 5.7%.


Frequently Asked Questions


LPRO and RNMBY have a correlation of 0.07, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

RNMBY has higher volatility (12.96%) compared to LPRO (1.48%). In terms of maximum drawdown, LPRO dropped -98.06% vs RNMBY's -67.75%.

LPRO currently has the higher Sharpe Ratio (0.53 vs -0.66), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.

Portfolio Optimizer

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