LIF vs. BIL
LIF (Life360, Inc.) is a stock, while BIL (SPDR Bloomberg 1-3 Month T-Bill ETF) is Government Bonds fund tracking the Bloomberg 1-3 Month U.S. Treasury Bill Index. Over the past year, LIF returned -24.02% vs 3.84% for BIL. At a 0.00 correlation, their price movements are largely independent.
Performance
LIF vs. BIL - Performance Comparison
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Returns By Period
In the year-to-date period, LIF achieves a -26.82% return, which is significantly lower than BIL's 1.67% return.
LIF
- 1D
- -2.15%
- 1M
- 16.71%
- YTD
- -26.82%
- 6M
- -30.20%
- 1Y
- -24.02%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
BIL
- 1D
- 0.01%
- 1M
- 0.28%
- YTD
- 1.67%
- 6M
- 1.76%
- 1Y
- 3.84%
- 3Y*
- 4.60%
- 5Y*
- 3.45%
- 10Y*
- 2.20%
LIF vs. BIL - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | |
|---|---|---|---|
LIF Life360, Inc. | -26.82% | 55.42% | 58.73% |
BIL SPDR Bloomberg 1-3 Month T-Bill ETF | 1.67% | 4.15% | 2.89% |
Correlation
The correlation between LIF and BIL is 0.00, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.00 |
Correlation (All Time) Calculated using the full available price history since Jun 6, 2024 | 0.00 |
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Return for Risk
LIF vs. BIL — Risk / Return Rank
LIF
BIL
LIF vs. BIL - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Life360, Inc. (LIF) and SPDR Bloomberg 1-3 Month T-Bill ETF (BIL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| LIF | BIL | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -19.68 | ||
| Sortino ratioReturn per unit of downside risk | -172.76 | ||
| Omega ratioGain probability vs. loss probability | 0.99 | 87.16 | -86.17 |
| Calmar ratioReturn relative to maximum drawdown | -0.37 | 352.24 | -352.61 |
| Martin ratioReturn relative to average drawdown | -0.58 | 2,793.11 | -2,793.69 |
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Drawdowns
LIF vs. BIL - Drawdown Comparison
The maximum LIF drawdown since its inception was -65.64%, which is greater than BIL's maximum drawdown of -0.78%. Use the drawdown chart below to compare losses from any high point for LIF and BIL.
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Drawdown Indicators
| LIF | BIL | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -65.64% | -0.78% | -64.86% |
Max Drawdown (1Y)Largest decline over 1 year | -65.64% | -0.01% | -65.63% |
Max Drawdown (3Y)Largest decline over 3 years | — | -0.01% | — |
Max Drawdown (5Y)Largest decline over 5 years | — | -0.09% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -0.21% | — |
Current DrawdownCurrent decline from peak | -57.67% | 0.00% | -57.67% |
Average DrawdownAverage peak-to-trough decline | -21.77% | -0.26% | -21.51% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 41.75% | 0.00% | +41.75% |
Volatility
LIF vs. BIL - Volatility Comparison
Life360, Inc. (LIF) has a higher volatility of 18.78% compared to SPDR Bloomberg 1-3 Month T-Bill ETF (BIL) at 0.07%. This indicates that LIF's price experiences larger fluctuations and is considered to be riskier than BIL based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| LIF | BIL | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 18.78% | 0.07% | +18.71% |
Volatility (6M)Calculated over the trailing 6-month period | 53.12% | 0.14% | +52.98% |
Volatility (1Y)Calculated over the trailing 1-year period | 67.71% | 0.20% | +67.51% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 63.01% | 0.26% | +62.75% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 63.01% | 0.26% | +62.75% |
Dividends
LIF vs. BIL - Dividend Comparison
LIF has not paid dividends to shareholders, while BIL's dividend yield for the trailing twelve months is around 3.85%.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
BIL SPDR Bloomberg 1-3 Month T-Bill ETF | 3.85% | 4.13% | 5.03% | 4.92% | 1.35% | 0.00% | 0.30% | 2.05% | 1.66% | 0.68% | 0.07% |
LIF Life360, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Frequently Asked Questions
LIF and BIL have a correlation of 0.00, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
LIF has higher volatility (18.78%) compared to BIL (0.07%). In terms of maximum drawdown, LIF dropped -65.64% vs BIL's -0.78%.
BIL currently has the higher Sharpe Ratio (19.32 vs -0.36), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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