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FinVolution Group (FINV)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US31810T1016
CUSIP
31810T101
IPO Date
Nov 10, 2017

Highlights

Market Cap
$1.27B
Enterprise Value
-$3.43B
EPS (TTM)
$9.51
PE Ratio
0.50
PEG Ratio
0.18
Total Revenue (TTM)
$13.53B
Gross Profit (TTM)
$10.64B
EBITDA (TTM)
$3.00B
Year Range
$4.51 - $10.90
Target Price
$5.94
ROA (TTM)
9.97%
ROE (TTM)
15.32%

Share Price Chart


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Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in FinVolution Group, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period

FinVolution Group (FINV) has returned -8.41% so far this year and -48.38% over the past 12 months.


FinVolution Group

1D
1.70%
1M
-14.77%
YTD
-8.41%
6M
-35.01%
1Y
-48.38%
3Y*
9.76%
5Y*
-2.92%
10Y*

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Nov 10, 2017, FINV's average daily return is +0.06%, while the average monthly return is +0.65%. At this rate, your investment would double in approximately 8.9 years.

Historically, 45% of months were positive and 55% were negative. The best month was Feb 2021 with a return of +62.9%, while the worst month was Dec 2018 at -35.1%. The longest winning streak lasted 6 consecutive months, and the longest losing streak was 6 months.

On a daily basis, FINV closed higher 48% of trading days. The best single day was Mar 11, 2021 with a return of +93.1%, while the worst single day was Nov 22, 2017 at -24.3%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026-1.91%9.55%-14.77%-8.41%
202512.52%7.85%16.87%-14.76%5.69%13.40%-9.39%-3.96%-10.67%-17.10%-18.33%4.81%-20.07%
2024-1.84%8.73%-3.63%-0.65%0.21%-0.21%16.98%-5.02%16.60%-1.94%15.18%-2.72%45.47%
202310.69%-7.65%-17.75%0.85%-3.02%19.17%27.61%-14.48%-0.80%-5.02%-6.34%10.61%4.39%
2022-19.88%3.04%-2.46%0.16%11.97%12.83%-11.79%17.42%-13.01%1.40%7.60%6.21%6.39%
202129.21%62.90%24.73%-1.90%12.07%26.60%-31.41%-6.74%-7.39%8.51%-4.08%-16.01%89.23%

Benchmark Metrics

FinVolution Group has an annualized alpha of 4.90%, beta of 0.86, and R² of 0.05 versus S&P 500 Index. Calculated based on daily prices since November 13, 2017.

  • This stock participated in 74.10% of S&P 500 Index downside but only 12.25% of its upside — more exposed to losses than it benefited from rallies.
  • R² of 0.05 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
4.90%
Beta
0.86
0.05
Upside Capture
12.25%
Downside Capture
74.10%

Return for Risk

Risk / Return Rank

FINV ranks 7 for risk / return — in the bottom 7% of stocks on our site. This means you're taking on significantly more risk than the returns justify. Consider whether the potential upside is worth the volatility, or explore alternatives with better risk / return profiles.


FINV Risk / Return Rank: 77
Overall Rank
FINV Sharpe Ratio Rank: 44
Sharpe Ratio Rank
FINV Sortino Ratio Rank: 55
Sortino Ratio Rank
FINV Omega Ratio Rank: 77
Omega Ratio Rank
FINV Calmar Ratio Rank: 88
Calmar Ratio Rank
FINV Martin Ratio Rank: 1212
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for FinVolution Group (FINV) and compare them to a chosen benchmark (S&P 500 Index).


FINVBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

-1.01

0.90

-1.90

Sortino ratio

Return per unit of downside risk

-1.49

1.39

-2.88

Omega ratio

Gain probability vs. loss probability

0.82

1.21

-0.39

Calmar ratio

Return relative to maximum drawdown

-0.87

1.40

-2.27

Martin ratio

Return relative to average drawdown

-1.38

6.61

-7.98

Explore FINV risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History

FinVolution Group provided a 5.78% dividend yield over the last twelve months, with an annual payout of $0.28 per share. The company has been increasing its dividends for 5 consecutive years.


3.00%4.00%5.00%6.00%7.00%$0.00$0.05$0.10$0.15$0.20$0.252019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM2025202420232022202120202019
Dividend$0.28$0.28$0.24$0.22$0.21$0.17$0.12$0.19

Dividend yield

5.78%5.30%3.49%4.39%4.13%3.45%4.49%7.17%

Monthly Dividends

The table displays the monthly dividend distributions for FinVolution Group. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.00$0.00$0.00
2025$0.00$0.00$0.00$0.28$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.28
2024$0.00$0.00$0.00$0.24$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.24
2023$0.00$0.00$0.00$0.22$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.22
2022$0.00$0.00$0.00$0.21$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.21
2021$0.00$0.00$0.00$0.17$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.17

Dividend Yield & Payout


Dividend Yield

FinVolution Group has a dividend yield of 5.78%, which means its dividend payment is significantly above the market average.

Payout Ratio

FinVolution Group has a payout ratio of 17.40%, which is below the market average. This means FinVolution Group returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the FinVolution Group. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the FinVolution Group was 89.64%, occurring on Mar 18, 2020. Recovery took 1256 trading sessions.

The current FinVolution Group drawdown is 54.81%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-89.64%Nov 14, 2017588Mar 18, 20201256Mar 18, 20251844
-56.42%Jul 16, 2025176Mar 26, 2026
-31.94%Mar 19, 202523Apr 21, 202556Jul 11, 202579
-0.09%Jul 14, 20251Jul 14, 20251Jul 15, 20252

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of FinVolution Group over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how FinVolution Group is priced in the market compared to other companies in the Credit Services industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for FINV, comparing it with other companies in the Credit Services industry. Currently, FINV has a P/E ratio of 0.5. This P/E ratio is considered low compared to industry peers, which may suggest that the stock is undervalued or that the company has weaker growth prospects.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for FINV compared to other companies in the Credit Services industry. FINV currently has a PEG ratio of 0.2. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for FINV relative to other companies in the Credit Services industry. Currently, FINV has a P/S ratio of 0.1. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for FINV in comparison with other companies in the Credit Services industry. Currently, FINV has a P/B value of 0.1. This P/B ratio is low compared to industry peers. It might indicate the stock is undervalued or that the company’s assets are not expected to generate strong returns.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items