- ISIN
- US31810T1016
- CUSIP
- 31810T101
- Sector
- Financial Services
- Industry
- Credit Services
- IPO Date
- Nov 10, 2017
Highlights
- Market Cap
- $1.24B
- Enterprise Value
- $503.81M
- EPS (TTM)
- CN¥8.34
- PE Ratio
- 3.91
- PEG Ratio
- 1.37
- Total Revenue (TTM)
- CN¥13.24B
- Gross Profit (TTM)
- CN¥10.21B
- EBITDA (TTM)
- CN¥2.61B
- Year Range
- $4.35 - $10.90
- Target Price
- $5.94
- ROA (TTM)
- 8.61%
- ROE (TTM)
- 13.61%
Share Price Chart
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Performance
FINV Performance Chart
FinVolution Group (FINV) is down 2.0% since the beginning of the year. At $5 per share, FINV is trading 55.8% below its 52-week high of $11. Investors who bought $1,000 worth of FINV shares 5 years ago would now be looking at an investment worth $659.
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Returns By Period
FinVolution Group (FINV) has returned -1.99% so far this year and -45.47% over the past 12 months.
FinVolution Group
- 1D
- 1.90%
- 1M
- 7.35%
- YTD
- -1.99%
- 6M
- -3.83%
- 1Y
- -45.47%
- 3Y*
- 7.62%
- 5Y*
- -8.01%
- 10Y*
- —
Benchmark (S&P 500 Index)
- 1D
- -1.44%
- 1M
- -1.45%
- YTD
- 7.60%
- 6M
- 6.59%
- 1Y
- 22.24%
- 3Y*
- 19.20%
- 5Y*
- 11.54%
- 10Y*
- 13.71%
FINV Monthly Returns History
Based on dividend-adjusted daily data since Nov 10, 2017, FINV's average daily return is +0.07%, while the average monthly return is +0.69%. At this rate, an investment would double in approximately 8.4 years.
Historically, 45% of months were positive and 55% were negative. The best month was Feb 2021 with a return of +62.9%, while the worst month was Dec 2018 at -35.1%. The longest winning streak lasted 6 consecutive months, and the longest losing streak was 6 months.
On a daily basis, FINV closed higher 48% of trading days. The best single day was Mar 11, 2021 with a return of +93.1%, while the worst single day was Nov 22, 2017 at -24.3%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -1.91% | 9.55% | -14.77% | 10.12% | 5.85% | -8.19% | -1.99% | ||||||
| 2025 | 12.52% | 7.85% | 16.87% | -14.76% | 5.69% | 13.40% | -9.39% | -3.96% | -10.67% | -17.10% | -18.33% | 4.81% | -20.07% |
| 2024 | -1.84% | 8.73% | -3.63% | -0.65% | 0.21% | -0.21% | 16.98% | -5.02% | 16.60% | -1.94% | 15.18% | -2.72% | 45.47% |
| 2023 | 10.69% | -7.65% | -17.75% | 0.85% | -3.02% | 19.17% | 27.61% | -14.48% | -0.80% | -5.02% | -6.34% | 10.61% | 4.39% |
| 2022 | -19.88% | 3.04% | -2.46% | 0.16% | 11.97% | 12.83% | -11.79% | 17.42% | -13.01% | 1.40% | 7.60% | 6.21% | 6.39% |
| 2021 | 29.21% | 62.90% | 24.73% | -1.90% | 12.07% | 26.60% | -31.41% | -6.74% | -7.39% | 8.51% | -4.08% | -16.01% | 89.23% |
Benchmark Metrics
FinVolution Group has an annualized alpha of 4.44%, beta of 0.86, and R2 of 0.05 versus S&P 500 Index. Calculated based on daily prices since November 10, 2017.
- This stock participated in 77.90% of S&P 500 Index downside but only 16.00% of its upside - more exposed to losses than it benefited from rallies.
- R2 of 0.05 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 4.44%
- Beta
- 0.86
- R²
- 0.05
- Upside Capture
- 16.00%
- Downside Capture
- 77.90%
Return for Risk
Risk / Return Rank
FINV ranks 11 for risk / return — in the bottom 11% of stocks on our site. This means you're taking on significantly more risk than the returns justify. Consider whether the potential upside is worth the volatility, or explore alternatives with better risk / return profiles.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for FinVolution Group (FINV) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FINV | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -2.72 | ||
| Sortino ratioReturn per unit of downside risk | -3.80 | ||
| Omega ratioGain probability vs. loss probability | 0.84 | 1.32 | -0.48 |
| Calmar ratioReturn relative to maximum drawdown | -0.81 | 2.46 | -3.26 |
| Martin ratioReturn relative to average drawdown | -1.07 | 10.92 | -11.99 |
Dividends
Dividend History
FinVolution Group provided a 6.35% dividend yield over the last twelve months, with an annual payout of $0.31 per share. The company has been increasing its dividends for 5 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Dividend | $0.31 | $0.28 | $0.24 | $0.22 | $0.21 | $0.17 | $0.12 | $0.19 |
Dividend yield | 6.35% | 5.30% | 3.49% | 4.39% | 4.13% | 3.45% | 4.49% | 7.17% |
Monthly Dividends
The table displays the monthly dividend distributions for FinVolution Group. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.31 | $0.00 | $0.00 | $0.31 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.28 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.28 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.24 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.24 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.22 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.22 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.21 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.21 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.17 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.17 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the FinVolution Group. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the FinVolution Group was 89.76%, occurring on Mar 18, 2020. Recovery took 1256 trading sessions.
The current FinVolution Group drawdown is 51.64%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
COVID crash2020 | -89.76%Mar 2020 | 2y 4mo | 5y 1d | 7y 4moNov 2017 - Mar 2025 |
2026 bear market2026 | -56.42%Mar 2026 | 8mo 13d | — | 11mo 13dJul 2025 - now |
2025 selloff2025 | -31.94%Apr 2025 | 1mo 3d | 2mo 21d | 3mo 24dMar 2025 - Jul 2025 |
2025 pullback2025 | -0.09%Jul 2025 | 0s | 1d | 1dJul 2025 - Jul 2025 |
Drawdown Indicators
| FINV | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -89.76% | -56.78% | -32.98% |
Max Drawdown (1Y)Largest decline over 1 year | -56.42% | -9.10% | -47.32% |
Max Drawdown (3Y)Largest decline over 3 years | -56.42% | -18.90% | -37.52% |
Max Drawdown (5Y)Largest decline over 5 years | -69.21% | -25.43% | -43.78% |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.92% | — |
Current DrawdownCurrent decline from peak | -51.64% | -3.21% | -48.43% |
Average DrawdownAverage peak-to-trough decline | -54.08% | -10.71% | -43.37% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 42.45% | 2.04% | +40.41% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of FinVolution Group over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how FinVolution Group is priced in the market compared to other companies in the Credit Services industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for FINV, comparing it with other companies in the Credit Services industry. Currently, FINV has a P/E ratio of 3.9. This P/E ratio is considered low compared to industry peers, which may suggest that the stock is undervalued or that the company has weaker growth prospects.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for FINV compared to other companies in the Credit Services industry. FINV currently has a PEG ratio of 1.4. This PEG ratio is higher than the industry average, which may suggest the stock is overvalued relative to its expected earnings growth.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for FINV relative to other companies in the Credit Services industry. Currently, FINV has a P/S ratio of 0.7. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for FINV in comparison with other companies in the Credit Services industry. Currently, FINV has a P/B value of 0.5. This P/B ratio is low compared to industry peers. It might indicate the stock is undervalued or that the company’s assets are not expected to generate strong returns.
Income Statement
| TTM | |
|---|---|
Revenue | — |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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