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FinVolution Group (FINV)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US31810T1016

CUSIP

31810T101

IPO Date

Nov 10, 2017

Highlights

Market Cap

$2.20B

EPS (TTM)

$1.37

PE Ratio

6.28

Total Revenue (TTM)

$13.36B

Gross Profit (TTM)

$10.72B

EBITDA (TTM)

$4.86B

Year Range

$4.46 - $10.68

Target Price

$11.97

Short %

1.81%

Short Ratio

2.00

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Performance

Performance Chart


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S&P 500

Returns By Period

FinVolution Group (FINV) returned 33.28% year-to-date (YTD) and 91.32% over the past 12 months.


FINV

YTD

33.28%

1M

10.94%

6M

36.49%

1Y

91.32%

3Y*

33.59%

5Y*

48.23%

10Y*

N/A

^GSPC (Benchmark)

YTD

0.52%

1M

6.32%

6M

-1.44%

1Y

12.25%

3Y*

12.45%

5Y*

14.20%

10Y*

10.84%

*Annualized

Monthly Returns

The table below presents the monthly returns of FINV, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
202512.52%7.85%16.87%-14.76%10.24%33.28%
2024-1.84%8.73%-3.63%-0.65%0.21%-0.21%16.98%-5.02%16.60%-1.94%15.18%-2.72%45.47%
202310.69%-7.65%-17.75%0.85%-3.01%19.17%27.61%-14.48%-0.80%-5.02%-6.34%10.61%4.39%
2022-19.88%3.04%-2.46%0.16%11.97%12.83%-11.79%17.42%-13.01%1.40%7.60%6.21%6.39%
202129.22%62.90%24.73%-1.90%12.07%26.59%-31.41%-6.74%-7.39%8.51%-4.09%-16.01%89.24%
2020-23.77%-1.98%-10.10%16.17%-20.83%19.07%12.15%-6.40%-3.15%10.32%7.39%22.47%8.50%
2019-1.11%35.39%-21.58%44.74%-9.77%-7.64%-10.80%-3.61%-22.46%-3.45%4.64%-9.56%-22.85%
20187.60%-7.45%5.22%-8.73%9.27%-19.92%-23.70%43.17%-17.23%6.14%-2.80%-35.14%-49.37%
2017-26.61%-25.94%-45.64%
Go deeper with the Portfolio Analysis tool — backtest performance, assess risk, compare to benchmarks, and more

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

With an overall rank of 93, FINV is among the top 7% of stocks on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of FINV is 9393
Overall Rank
The Sharpe Ratio Rank of FINV is 9696
Sharpe Ratio Rank
The Sortino Ratio Rank of FINV is 9393
Sortino Ratio Rank
The Omega Ratio Rank of FINV is 9191
Omega Ratio Rank
The Calmar Ratio Rank of FINV is 9090
Calmar Ratio Rank
The Martin Ratio Rank of FINV is 9292
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for FinVolution Group (FINV) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

FinVolution Group Sharpe ratios as of May 30, 2025 (values are recalculated daily):

  • 1-Year: 2.18
  • 5-Year: 0.66
  • All Time: -0.01

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

The chart below shows the rolling Sharpe ratio of FinVolution Group compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.


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Go to the full Sharpe Ratio tool to analyze any stock or portfolio. Customize time frames, set your own risk-free rate, and more

Dividends

Dividend History

FinVolution Group provided a 3.18% dividend yield over the last twelve months, with an annual payout of $0.28 per share. The company has been increasing its dividends for 4 consecutive years.


3.00%4.00%5.00%6.00%7.00%$0.00$0.05$0.10$0.15$0.20201920202021202220232024
Dividends
Dividend Yield
PeriodTTM202420232022202120202019
Dividend$0.28$0.24$0.22$0.21$0.17$0.12$0.19

Dividend yield

3.18%3.49%4.39%4.13%3.45%4.49%7.17%

Monthly Dividends

The table displays the monthly dividend distributions for FinVolution Group. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.00$0.00$0.00$0.28$0.00$0.28
2024$0.00$0.00$0.00$0.24$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.24
2023$0.00$0.00$0.00$0.22$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.22
2022$0.00$0.00$0.00$0.21$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.21
2021$0.00$0.00$0.00$0.17$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.17
2020$0.00$0.00$0.00$0.12$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.12
2019$0.19$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.19

Dividend Yield & Payout


Dividend Yield

FinVolution Group has a dividend yield of 3.18%, which is quite average when compared to the overall market.

Payout Ratio

FinVolution Group has a payout ratio of 20.18%, which is below the market average. This means FinVolution Group returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the FinVolution Group. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the FinVolution Group was 89.64%, occurring on Mar 18, 2020. Recovery took 1256 trading sessions.

The current FinVolution Group drawdown is 15.58%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-89.64%Nov 14, 2017588Mar 18, 20201256Mar 18, 20251844
-31.94%Mar 19, 202523Apr 21, 2025
Go to the full Drawdowns tool for more analysis options, including inflation-adjusted drawdowns, and more

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of FinVolution Group over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Earnings Per Share

The chart presents the Earnings Per Share (EPS) performance of FinVolution Group, comparing actual results with analytics estimates. The company has exceeded analyst expectations for EPS in the past quarter, achieving a 111.1% positive surprise.


0.000.501.001.502.0020212022202320242025
0.39
0.09
Actual
Estimate

Valuation

The Valuation section provides an overview of how FinVolution Group is priced in the market compared to other companies in the Credit Services industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for FINV, comparing it with other companies in the Credit Services industry. Currently, FINV has a P/E ratio of 6.3. This P/E ratio is considered low compared to industry peers, which may suggest that the stock is undervalued or that the company has weaker growth prospects.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for FINV relative to other companies in the Credit Services industry. Currently, FINV has a P/S ratio of 0.2. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for FINV in comparison with other companies in the Credit Services industry. Currently, FINV has a P/B value of 1.0. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items