Correlation
The correlation between FINV and ECPG is 0.40, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
FINV vs. ECPG
Compare and contrast key facts about FinVolution Group (FINV) and Encore Capital Group, Inc. (ECPG).
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: FINV or ECPG.
Performance
FINV vs. ECPG - Performance Comparison
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Key characteristics
FINV:
1.98
ECPG:
-0.26
FINV:
2.61
ECPG:
-0.07
FINV:
1.34
ECPG:
0.99
FINV:
1.57
ECPG:
-0.23
FINV:
7.59
ECPG:
-0.84
FINV:
10.79%
ECPG:
17.19%
FINV:
42.42%
ECPG:
51.80%
FINV:
-89.64%
ECPG:
-97.86%
FINV:
-19.07%
ECPG:
-47.67%
Fundamentals
FINV:
$2.21B
ECPG:
$895.68M
FINV:
$1.32
ECPG:
-$4.79
FINV:
0.16
ECPG:
0.65
FINV:
1.03
ECPG:
1.08
FINV:
$13.36B
ECPG:
$1.38B
FINV:
$10.72B
ECPG:
$917.70M
FINV:
$4.86B
ECPG:
$72.05M
Returns By Period
In the year-to-date period, FINV achieves a 27.77% return, which is significantly higher than ECPG's -20.66% return.
FINV
27.77%
4.63%
24.30%
81.50%
31.73%
46.99%
N/A
ECPG
-20.66%
10.11%
-22.94%
-14.33%
-14.72%
3.59%
-0.50%
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Risk-Adjusted Performance
FINV vs. ECPG — Risk-Adjusted Performance Rank
FINV
ECPG
FINV vs. ECPG - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for FinVolution Group (FINV) and Encore Capital Group, Inc. (ECPG). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
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Dividends
FINV vs. ECPG - Dividend Comparison
FINV's dividend yield for the trailing twelve months is around 3.31%, while ECPG has not paid dividends to shareholders.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|
FINV FinVolution Group | 3.31% | 3.49% | 4.39% | 4.13% | 3.45% | 4.49% | 7.17% |
ECPG Encore Capital Group, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
FINV vs. ECPG - Drawdown Comparison
The maximum FINV drawdown since its inception was -89.64%, smaller than the maximum ECPG drawdown of -97.86%. Use the drawdown chart below to compare losses from any high point for FINV and ECPG.
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Volatility
FINV vs. ECPG - Volatility Comparison
The current volatility for FinVolution Group (FINV) is 11.22%, while Encore Capital Group, Inc. (ECPG) has a volatility of 24.14%. This indicates that FINV experiences smaller price fluctuations and is considered to be less risky than ECPG based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Financials
FINV vs. ECPG - Financials Comparison
This section allows you to compare key financial metrics between FinVolution Group and Encore Capital Group, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
FINV vs. ECPG - Profitability Comparison
FINV - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2025, FinVolution Group reported a gross profit of 2.73B and revenue of 3.46B. Therefore, the gross margin over that period was 78.9%.
ECPG - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2025, Encore Capital Group, Inc. reported a gross profit of 286.84M and revenue of 392.78M. Therefore, the gross margin over that period was 73.0%.
FINV - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2025, FinVolution Group reported an operating income of 787.92M and revenue of 3.46B, resulting in an operating margin of 22.8%.
ECPG - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2025, Encore Capital Group, Inc. reported an operating income of 129.34M and revenue of 392.78M, resulting in an operating margin of 32.9%.
FINV - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2025, FinVolution Group reported a net income of 680.71M and revenue of 3.46B, resulting in a net margin of 19.7%.
ECPG - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2025, Encore Capital Group, Inc. reported a net income of 46.80M and revenue of 392.78M, resulting in a net margin of 11.9%.