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GFIZX vs. GLDYX
Performance
Return for Risk
Dividends
Drawdowns
Volatility

Performance

GFIZX vs. GLDYX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in GuideStone Funds Conservative Allocation Fund (GFIZX) and GuideStone Funds Low-Duration Bond Fund (GLDYX). The values are adjusted to include any dividend payments, if applicable.

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GFIZX vs. GLDYX - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
GFIZX
GuideStone Funds Conservative Allocation Fund
-2.20%9.46%6.69%8.80%-10.17%3.82%6.93%10.74%-2.13%7.11%
GLDYX
GuideStone Funds Low-Duration Bond Fund
0.01%5.66%4.81%5.09%-4.42%-0.47%3.39%4.00%1.83%1.69%

Returns By Period

In the year-to-date period, GFIZX achieves a -2.20% return, which is significantly lower than GLDYX's 0.01% return. Over the past 10 years, GFIZX has outperformed GLDYX with an annualized return of 3.94%, while GLDYX has yielded a comparatively lower 2.26% annualized return.


GFIZX

1D
0.18%
1M
-3.80%
YTD
-2.20%
6M
-0.80%
1Y
5.90%
3Y*
6.49%
5Y*
2.86%
10Y*
3.94%

GLDYX

1D
0.23%
1M
-0.73%
YTD
0.01%
6M
1.28%
1Y
4.01%
3Y*
4.68%
5Y*
2.04%
10Y*
2.26%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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GFIZX vs. GLDYX - Expense Ratio Comparison

GFIZX has a 0.41% expense ratio, which is higher than GLDYX's 0.34% expense ratio.


Return for Risk

GFIZX vs. GLDYX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

GFIZX
GFIZX Risk / Return Rank: 6565
Overall Rank
GFIZX Sharpe Ratio Rank: 6868
Sharpe Ratio Rank
GFIZX Sortino Ratio Rank: 6868
Sortino Ratio Rank
GFIZX Omega Ratio Rank: 6565
Omega Ratio Rank
GFIZX Calmar Ratio Rank: 6161
Calmar Ratio Rank
GFIZX Martin Ratio Rank: 6565
Martin Ratio Rank

GLDYX
GLDYX Risk / Return Rank: 9797
Overall Rank
GLDYX Sharpe Ratio Rank: 9898
Sharpe Ratio Rank
GLDYX Sortino Ratio Rank: 9898
Sortino Ratio Rank
GLDYX Omega Ratio Rank: 9797
Omega Ratio Rank
GLDYX Calmar Ratio Rank: 9797
Calmar Ratio Rank
GLDYX Martin Ratio Rank: 9898
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

GFIZX vs. GLDYX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for GuideStone Funds Conservative Allocation Fund (GFIZX) and GuideStone Funds Low-Duration Bond Fund (GLDYX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


GFIZXGLDYXDifference

Sharpe ratio

Return per unit of total volatility

1.21

2.86

-1.65

Sortino ratio

Return per unit of downside risk

1.71

4.57

-2.86

Omega ratio

Gain probability vs. loss probability

1.25

1.67

-0.42

Calmar ratio

Return relative to maximum drawdown

1.44

4.11

-2.67

Martin ratio

Return relative to average drawdown

6.17

18.45

-12.28

GFIZX vs. GLDYX - Sharpe Ratio Comparison

The current GFIZX Sharpe Ratio is 1.21, which is lower than the GLDYX Sharpe Ratio of 2.86. The chart below compares the historical Sharpe Ratios of GFIZX and GLDYX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


GFIZXGLDYXDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

1.21

2.86

-1.65

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.54

1.14

-0.60

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.74

1.47

-0.72

Sharpe Ratio (All Time)

Calculated using the full available price history

0.60

0.65

-0.06

Correlation

The correlation between GFIZX and GLDYX is 0.15, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.


Dividends

GFIZX vs. GLDYX - Dividend Comparison

GFIZX's dividend yield for the trailing twelve months is around 5.82%, more than GLDYX's 4.11% yield.


TTM20252024202320222021202020192018201720162015
GFIZX
GuideStone Funds Conservative Allocation Fund
5.82%5.69%4.75%3.73%4.69%3.63%2.89%4.47%3.27%1.59%1.17%7.25%
GLDYX
GuideStone Funds Low-Duration Bond Fund
4.11%4.32%4.31%3.36%1.72%1.02%1.70%2.49%2.87%1.60%1.66%1.03%

Drawdowns

GFIZX vs. GLDYX - Drawdown Comparison

The maximum GFIZX drawdown since its inception was -18.90%, which is greater than GLDYX's maximum drawdown of -11.73%. Use the drawdown chart below to compare losses from any high point for GFIZX and GLDYX.


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Drawdown Indicators


GFIZXGLDYXDifference

Max Drawdown

Largest peak-to-trough decline

-18.90%

-11.73%

-7.17%

Max Drawdown (1Y)

Largest decline over 1 year

-3.98%

-1.04%

-2.94%

Max Drawdown (5Y)

Largest decline over 5 years

-14.03%

-6.68%

-7.35%

Max Drawdown (10Y)

Largest decline over 10 years

-14.03%

-6.68%

-7.35%

Current Drawdown

Current decline from peak

-3.80%

-0.73%

-3.07%

Average Drawdown

Average peak-to-trough decline

-2.29%

-2.17%

-0.12%

Ulcer Index

Depth and duration of drawdowns from previous peaks

0.93%

0.23%

+0.70%

Volatility

GFIZX vs. GLDYX - Volatility Comparison

GuideStone Funds Conservative Allocation Fund (GFIZX) has a higher volatility of 2.06% compared to GuideStone Funds Low-Duration Bond Fund (GLDYX) at 0.64%. This indicates that GFIZX's price experiences larger fluctuations and is considered to be riskier than GLDYX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


GFIZXGLDYXDifference

Volatility (1M)

Calculated over the trailing 1-month period

2.06%

0.64%

+1.42%

Volatility (6M)

Calculated over the trailing 6-month period

3.09%

0.93%

+2.16%

Volatility (1Y)

Calculated over the trailing 1-year period

4.98%

1.44%

+3.54%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

5.31%

1.81%

+3.50%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

5.33%

1.55%

+3.78%