- ISIN
- US40171W1080
- CUSIP
- 40171W108
- Issuer
- GuideStone Funds
- Inception Date
- Aug 26, 2001
- Category
- Diversified Portfolio
- Min. Investment
- $1,000
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Large-Cap
- Asset Class Style
- Blend
Share Price Chart
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Performance
GFIZX Performance Chart
GuideStone Funds Conservative Allocation Fund (GFIZX) is up 3.0% since the beginning of the year. GFIZX is currently trading at $12 per share. Investors who bought $1,000 worth of GFIZX shares 5 years ago would now be looking at an investment worth $1,193.
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Returns By Period
GuideStone Funds Conservative Allocation Fund (GFIZX) has returned 2.99% so far this year and 9.16% over the past 12 months. Over the last ten years, GFIZX has returned 4.33% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.
GuideStone Funds Conservative Allocation Fund
- 1D
- 0.43%
- 1M
- 1.03%
- YTD
- 2.99%
- 6M
- 3.08%
- 1Y
- 9.16%
- 3Y*
- 7.83%
- 5Y*
- 3.60%
- 10Y*
- 4.33%
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
GFIZX Monthly Returns History
Based on dividend-adjusted daily data since Jan 2, 2002, GFIZX's average daily return is +0.01%, while the average monthly return is +0.28%. At this rate, an investment would double in approximately 20.7 years.
Historically, 65% of months were positive and 35% were negative. The best month was Apr 2009 with a return of +3.9%, while the worst month was Mar 2020 at -6.1%. The longest winning streak lasted 13 consecutive months, and the longest losing streak was 6 months.
On a daily basis, GFIZX closed higher 46% of trading days. The best single day was Dec 20, 2024 with a return of +3.8%, while the worst single day was Dec 24, 2002 at -4.6%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 0.70% | 0.96% | -2.94% | 2.76% | 1.47% | 0.09% | 2.99% | ||||||
| 2025 | 1.36% | 0.72% | -0.98% | 0.36% | 1.35% | 2.04% | -0.00% | 1.47% | 1.37% | 0.76% | 0.33% | 0.33% | 9.46% |
| 2024 | 0.37% | 0.74% | 1.19% | -1.63% | 1.84% | 0.81% | 1.61% | 1.32% | 1.22% | -0.86% | 1.04% | -1.10% | 6.69% |
| 2023 | 2.92% | -1.61% | 1.63% | 0.57% | -0.56% | 1.42% | 1.12% | -0.74% | -1.67% | -0.85% | 3.71% | 2.71% | 8.80% |
| 2022 | -2.25% | -1.54% | -0.78% | -3.23% | 0.18% | -3.06% | 2.42% | -1.72% | -3.88% | 1.34% | 3.13% | -1.01% | -10.17% |
| 2021 | -0.25% | 0.34% | 0.58% | 1.41% | 0.49% | 0.33% | 0.49% | 0.65% | -1.52% | 1.06% | -0.89% | 1.12% | 3.82% |
Benchmark Metrics
GuideStone Funds Conservative Allocation Fund has an annualized alpha of 1.20%, beta of 0.22, and R2 of 0.69 versus S&P 500 Index. Calculated based on daily prices since January 02, 2002.
- This fund participated in 30.49% of S&P 500 Index downside but only 27.04% of its upside - more exposed to losses than it benefited from rallies.
- Beta of 0.22 indicates this fund moves significantly less than S&P 500 Index - a genuinely defensive profile with reduced participation in both market rallies and downturns.
- Alpha
- 1.20%
- Beta
- 0.22
- R²
- 0.69
- Upside Capture
- 27.04%
- Downside Capture
- 30.49%
Expense Ratio
GFIZX has an expense ratio of 0.41%, placing it in the medium range.
Return for Risk
Risk / Return Rank
GFIZX ranks 52 for risk / return — on par with similar mutual funds. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for GuideStone Funds Conservative Allocation Fund (GFIZX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| GFIZX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.08 | ||
| Sortino ratioReturn per unit of downside risk | +0.10 | ||
| Omega ratioGain probability vs. loss probability | 1.39 | 1.37 | +0.02 |
| Calmar ratioReturn relative to maximum drawdown | 2.29 | 2.78 | -0.50 |
| Martin ratioReturn relative to average drawdown | 10.08 | 12.44 | -2.36 |
Dividends
Dividend History
GuideStone Funds Conservative Allocation Fund provided a 5.53% dividend yield over the last twelve months, with an annual payout of $0.65 per share. The fund has been increasing its distributions for 2 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.65 | $0.65 | $0.52 | $0.40 | $0.48 | $0.44 | $0.35 | $0.52 | $0.36 | $0.18 | $0.13 | $0.77 |
Dividend yield | 5.53% | 5.69% | 4.75% | 3.73% | 4.69% | 3.63% | 2.89% | 4.47% | 3.27% | 1.59% | 1.17% | 7.25% |
Monthly Dividends
The table displays the monthly dividend distributions for GuideStone Funds Conservative Allocation Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.65 | $0.65 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.52 | $0.52 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.40 | $0.40 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.48 | $0.48 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.44 | $0.44 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the GuideStone Funds Conservative Allocation Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the GuideStone Funds Conservative Allocation Fund was 18.90%, occurring on Mar 9, 2009. Recovery took 156 trading sessions.
The current GuideStone Funds Conservative Allocation Fund drawdown is 0.09%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Financial crisis2007–2009 | -18.90%Mar 2009 | 1y 3mo | 7mo 14d | 1y 10moDec 2007 - Oct 2009 |
Bear market2022 | -14.03%Oct 2022 | 1y 1mo | 1y 7mo | 2y 8moSep 2021 - May 2024 |
COVID crash2020 | -13.27%Mar 2020 | 1mo 2d | 4mo 1d | 5mo 3dFeb 2020 - Jul 2020 |
2003 pullback2003 | -8.27%Mar 2003 | 10mo 24d | 7mo 5d | 1y 5moApr 2002 - Oct 2003 |
2016 pullback2016 | -7.26%Feb 2016 | 9mo 18d | 5mo 19d | 1y 3moApr 2015 - Jul 2016 |
Drawdown Indicators
| GFIZX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -18.90% | -56.78% | +37.88% |
Max Drawdown (1Y)Largest decline over 1 year | -3.98% | -9.10% | +5.12% |
Max Drawdown (3Y)Largest decline over 3 years | -5.54% | -18.90% | +13.36% |
Max Drawdown (5Y)Largest decline over 5 years | -14.03% | -25.43% | +11.40% |
Max Drawdown (10Y)Largest decline over 10 years | -14.03% | -33.92% | +19.89% |
Current DrawdownCurrent decline from peak | -0.09% | -1.80% | +1.71% |
Average DrawdownAverage peak-to-trough decline | -2.27% | -10.71% | +8.44% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.90% | 2.03% | -1.13% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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