FOA vs. RGS
FOA (Finance Of America Companies Inc.) and RGS (Regis Corporation) are both stocks. FOA operates in Credit Services (Financial Services), while RGS operates in Personal Services (Consumer Cyclical). Over the past 5 years, FOA returned -22.68%/yr vs -32.65%/yr for RGS. At a 0.13 correlation, their price movements are largely independent.
Performance
FOA vs. RGS - Performance Comparison
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Returns By Period
In the year-to-date period, FOA achieves a -10.53% return, which is significantly lower than RGS's -4.50% return.
FOA
- 1D
- 0.88%
- 1M
- 9.28%
- YTD
- -10.53%
- 6M
- -5.00%
- 1Y
- -3.73%
- 3Y*
- 2.19%
- 5Y*
- -22.68%
- 10Y*
- —
RGS
- 1D
- 1.77%
- 1M
- -10.20%
- YTD
- -4.50%
- 6M
- -5.55%
- 1Y
- 26.13%
- 3Y*
- 7.05%
- 5Y*
- -32.65%
- 10Y*
- -19.96%
FOA vs. RGS - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|---|
FOA Finance Of America Companies Inc. | -10.53% | -13.90% | 155.64% | -13.39% | -68.01% | -61.83% | 3.69% | 3.40% |
RGS Regis Corporation | -4.50% | 16.99% | 151.01% | -61.27% | -29.89% | -81.07% | -48.57% | -9.66% |
Correlation
The correlation between FOA and RGS is 0.15, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.15 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.13 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.15 |
Correlation (All Time) Calculated using the full available price history since Apr 18, 2019 | 0.13 |
Fundamentals
FOA:
$4.39
RGS:
$40.04
FOA:
4.94
RGS:
0.66
FOA:
0.04
RGS:
0.00
FOA:
0.12
RGS:
0.33
FOA:
$1.15B
RGS:
$228.88M
FOA:
$623.72M
RGS:
$138.74M
FOA:
$1.78B
RGS:
$22.14M
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Return for Risk
FOA vs. RGS — Risk / Return Rank
FOA
RGS
FOA vs. RGS - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Finance Of America Companies Inc. (FOA) and Regis Corporation (RGS). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FOA | RGS | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.65 | ||
| Sortino ratioReturn per unit of downside risk | -0.97 | ||
| Omega ratioGain probability vs. loss probability | 1.03 | 1.14 | -0.11 |
| Calmar ratioReturn relative to maximum drawdown | -0.08 | 0.71 | -0.80 |
| Martin ratioReturn relative to average drawdown | -0.15 | 1.72 | -1.87 |
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Drawdowns
FOA vs. RGS - Drawdown Comparison
The maximum FOA drawdown since its inception was -96.13%, roughly equal to the maximum RGS drawdown of -99.52%. Use the drawdown chart below to compare losses from any high point for FOA and RGS.
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Drawdown Indicators
| FOA | RGS | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -96.13% | -99.52% | +3.39% |
Max Drawdown (1Y)Largest decline over 1 year | -45.07% | -36.77% | -8.30% |
Max Drawdown (3Y)Largest decline over 3 years | -77.72% | -84.96% | +7.24% |
Max Drawdown (5Y)Largest decline over 5 years | -94.26% | -97.83% | +3.57% |
Max Drawdown (10Y)Largest decline over 10 years | — | -99.10% | — |
Current DrawdownCurrent decline from peak | -81.36% | -96.92% | +15.56% |
Average DrawdownAverage peak-to-trough decline | -57.58% | -47.83% | -9.75% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 24.74% | 15.26% | +9.48% |
Volatility
FOA vs. RGS - Volatility Comparison
Finance Of America Companies Inc. (FOA) has a higher volatility of 10.02% compared to Regis Corporation (RGS) at 7.55%. This indicates that FOA's price experiences larger fluctuations and is considered to be riskier than RGS based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FOA | RGS | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 10.02% | 7.55% | +2.47% |
Volatility (6M)Calculated over the trailing 6-month period | 33.47% | 31.70% | +1.77% |
Volatility (1Y)Calculated over the trailing 1-year period | 46.99% | 45.87% | +1.12% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 76.50% | 165.33% | -88.83% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 65.29% | 124.48% | -59.19% |
Dividends
FOA vs. RGS - Dividend Comparison
Neither FOA nor RGS has paid dividends to shareholders.
Financials
FOA vs. RGS - Financials Comparison
This section allows you to compare key financial metrics between Finance Of America Companies Inc. and Regis Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
FOA and RGS have a correlation of 0.15, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
FOA has higher volatility (10.02%) compared to RGS (7.55%). In terms of maximum drawdown, FOA dropped -96.13% vs RGS's -99.52%.
RGS currently has the higher Sharpe Ratio (0.57 vs -0.08), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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