FOA vs. TISI

Last updated Jun 4, 2026

FOA (Finance Of America Companies Inc.) and TISI (Team, Inc.) are both stocks. FOA operates in Credit Services (Financial Services), while TISI operates in Specialty Business Services (Industrials). Over the past 5 years, FOA returned -28.59%/yr vs -27.57%/yr for TISI. At a 0.12 correlation, their price movements are largely independent.

Performance

FOA vs. TISI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Finance Of America Companies Inc. (FOA) and Team, Inc. (TISI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, FOA achieves a -21.15% return, which is significantly lower than TISI's 20.31% return.

FOA

• 1D: -1.19%
• 1M: -5.50%
• YTD: -21.15%
• 6M: -18.56%
• 1Y: -9.78%
• 3Y*: 8.13%
• 5Y*: -28.59%
• 10Y*: —

TISI

• 1D: 10.39%
• 1M: -1.68%
• YTD: 20.31%
• 6M: 12.14%
• 1Y: -10.95%
• 3Y*: 37.36%
• 5Y*: -27.57%
• 10Y*: -24.76%

*Multi-year figures are annualized to reflect compound growth (CAGR)

FOA vs. TISI - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019
FOA Finance Of America Companies Inc.	-21.15%	-13.90%	155.64%	-13.39%	-68.01%	-61.83%	3.69%	3.56%
TISI Team, Inc.	20.31%	11.44%	92.12%	25.71%	-51.83%	-90.00%	-31.75%	-14.55%

Correlation

The correlation between FOA and TISI is 0.05, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.05
Correlation (3Y) Calculated over the trailing 3-year period	0.07
Correlation (5Y) Calculated over the trailing 5-year period	0.13
Correlation (All Time) Calculated using the full available price history since Apr 22, 2019	0.12

Fundamentals

EPS FOA : $4.39 TISI : -$7.47
PS Ratio FOA : 0.11 TISI : 0.08
Total Revenue (TTM) FOA : $1.15B TISI : $912.88M
Gross Profit (TTM) FOA : $623.72M TISI : $213.01M
EBITDA (TTM) FOA : $1.78B TISI : $27.12M

Return for Risk

FOA vs. TISI — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

FOA

FOA Risk / Return Rank: 32
FOA Sharpe Ratio Rank: 32
FOA Sortino Ratio Rank: 31
FOA Omega Ratio Rank: 30
FOA Calmar Ratio Rank: 34
FOA Martin Ratio Rank: 33

TISI

TISI Risk / Return Rank: 32
TISI Sharpe Ratio Rank: 32
TISI Sortino Ratio Rank: 32
TISI Omega Ratio Rank: 32
TISI Calmar Ratio Rank: 32
TISI Martin Ratio Rank: 32

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

FOA vs. TISI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Finance Of America Companies Inc. (FOA) and Team, Inc. (TISI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	FOA	TISI	Difference
Sharpe ratio: Return per unit of total volatility	-0.21	-0.21	0.00
Sortino ratio: Return per unit of downside risk	0.02	0.05	-0.03
Omega ratio: Gain probability vs. loss probability	1.00	1.01	0.00
Calmar ratio: Return relative to maximum drawdown	-0.22	-0.29	+0.07
Martin ratio: Return relative to average drawdown	-0.42	-0.50	+0.08
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

FOA vs. TISI - Sharpe Ratio Comparison

The current FOA Sharpe Ratio is -0.21, which is comparable to the TISI Sharpe Ratio of -0.21. The chart below compares the historical Sharpe Ratios of FOA and TISI, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	FOA	TISI	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	-0.21	-0.21	0.00
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	-0.37	-0.28	-0.09
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	-0.30	—
Sharpe Ratio (All Time) Calculated using the full available price history	-0.31	-0.04	-0.27

Drawdowns

FOA vs. TISI - Drawdown Comparison

The maximum FOA drawdown since its inception was -96.13%, roughly equal to the maximum TISI drawdown of -99.17%. Use the drawdown chart below to compare losses from any high point for FOA and TISI.

Drawdown Indicators

	FOA	TISI	Difference
Max Drawdown Largest peak-to-trough decline	-96.13%	-99.17%	+3.04%
Max Drawdown (1Y) Largest decline over 1 year	-45.07%	-37.56%	-7.51%
Max Drawdown (3Y) Largest decline over 3 years	-77.83%	-51.06%	-26.77%
Max Drawdown (5Y) Largest decline over 5 years	-95.62%	-95.44%	-0.18%
Max Drawdown (10Y) Largest decline over 10 years	—	-98.99%	—
Current Drawdown Current decline from peak	-83.57%	-96.43%	+12.86%
Average Drawdown Average peak-to-trough decline	-57.40%	-49.68%	-7.72%
Ulcer Index Depth and duration of drawdowns from previous peaks	23.56%	21.93%	+1.63%

Volatility

FOA vs. TISI - Volatility Comparison

The current volatility for Finance Of America Companies Inc. (FOA) is 13.40%, while Team, Inc. (TISI) has a volatility of 15.37%. This indicates that FOA experiences smaller price fluctuations and is considered to be less risky than TISI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	FOA	TISI	Difference
Volatility (1M) Calculated over the trailing 1-month period	13.40%	15.37%	-1.97%
Volatility (6M) Calculated over the trailing 6-month period	32.60%	35.56%	-2.96%
Volatility (1Y) Calculated over the trailing 1-year period	47.37%	52.30%	-4.93%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	77.46%	99.08%	-21.62%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	65.49%	83.17%	-17.68%

Dividends

FOA vs. TISI - Dividend Comparison

Neither FOA nor TISI has paid dividends to shareholders.

Tickers have no history of dividend payments

Financials

Frequently Asked Questions

Can I hold both FOA and TISI in my portfolio?

FOA and TISI have a correlation of 0.05, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, FOA or TISI?

TISI has higher volatility (15.37%) compared to FOA (13.40%). In terms of maximum drawdown, FOA dropped -96.13% vs TISI's -99.17%.

Which has better risk-adjusted returns?

FOA currently has the higher Sharpe Ratio (-0.21 vs -0.21), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.