- ISIN
- US31738L1070
- CUSIP
- 31738L107
- Sector
- Financial Services
- Industry
- Credit Services
- IPO Date
- Apr 18, 2019
Highlights
- EPS (TTM)
- $4.39
- PE Ratio
- 4.40
- PEG Ratio
- 0.03
- Total Revenue (TTM)
- $1.15B
- Gross Profit (TTM)
- $623.72M
- EBITDA (TTM)
- $1.78B
- Year Range
- $15.77 - $29.58
- Target Price
- $29.50
- ROA (TTM)
- 0.09%
- ROE (TTM)
- 6.63%
Share Price Chart
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Performance
FOA Performance Chart
Finance Of America Companies Inc. (FOA) is down 20.2% since the beginning of the year. At $19 per share, FOA is trading 34.7% below its 52-week high of $30. Investors who bought $1,000 worth of FOA shares 5 years ago would now be looking at an investment worth $189.
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Returns By Period
Finance Of America Companies Inc. (FOA) has returned -20.20% so far this year and -8.70% over the past 12 months.
Finance Of America Companies Inc.
- 1D
- -0.97%
- 1M
- -4.36%
- YTD
- -20.20%
- 6M
- -17.58%
- 1Y
- -8.70%
- 3Y*
- 8.56%
- 5Y*
- -28.32%
- 10Y*
- —
Benchmark (S&P 500 Index)
- 1D
- -0.74%
- 1M
- 4.90%
- YTD
- 10.35%
- 6M
- 10.28%
- 1Y
- 26.52%
- 3Y*
- 20.83%
- 5Y*
- 12.30%
- 10Y*
- 13.66%
FOA Monthly Returns History
Based on dividend-adjusted daily data since Apr 18, 2019, FOA's average daily return is -0.01%, while the average monthly return is -0.33%.
Historically, 44% of months were positive and 56% were negative. The best month was Sep 2024 with a return of +58.9%, while the worst month was Jun 2022 at -35.1%. The longest winning streak lasted 4 consecutive months, and the longest losing streak was 12 months.
On a daily basis, FOA closed higher 42% of trading days. The best single day was Nov 11, 2024 with a return of +31.7%, while the worst single day was Nov 8, 2023 at -28.3%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -3.80% | -16.92% | -14.21% | 18.98% | 0.86% | -3.01% | -20.20% | ||||||
| 2025 | -11.24% | -9.33% | -6.05% | -1.79% | 5.17% | 6.19% | -7.68% | 24.06% | -16.02% | -1.92% | 8.91% | 1.04% | -13.90% |
| 2024 | -23.63% | 2.89% | -14.96% | -34.70% | 20.58% | -14.84% | 50.13% | -1.62% | 58.93% | 5.79% | 58.82% | 44.65% | 155.64% |
| 2023 | 38.58% | -17.05% | -15.07% | 31.45% | -12.88% | 34.51% | 4.19% | -28.64% | -9.86% | -18.75% | -11.80% | 19.92% | -13.39% |
| 2022 | -6.05% | -13.14% | -6.17% | -25.66% | 7.08% | -35.12% | 12.74% | -31.07% | 21.31% | 8.78% | -14.91% | -7.30% | -68.01% |
| 2021 | -2.02% | -0.20% | -6.10% | 16.65% | -11.49% | -22.62% | -15.47% | -14.73% | -10.00% | -3.23% | -14.41% | -3.17% | -61.83% |
Benchmark Metrics
Finance Of America Companies Inc. has an annualized alpha of -10.10%, beta of 0.58, and R2 of 0.03 versus S&P 500 Index. Calculated based on daily prices since April 22, 2019.
- This stock participated in 172.13% of S&P 500 Index downside but only 49.22% of its upside - more exposed to losses than it benefited from rallies.
- Beta of 0.58 may look defensive, but with R2 of 0.03 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
- R2 of 0.03 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- -10.10%
- Beta
- 0.58
- R²
- 0.03
- Upside Capture
- 49.22%
- Downside Capture
- 172.13%
Return for Risk
Risk / Return Rank
FOA ranks 32 for risk / return — below 32% of stocks on our site. The returns aren't fully compensating for the risk involved. This isn't necessarily a dealbreaker, but factor it into your decision — especially if you're risk-averse.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Finance Of America Companies Inc. (FOA) and compare them to S&P 500 Index.
| FOA | Benchmark | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | -0.19 | 2.24 | -2.43 |
Sortino ratioReturn per unit of downside risk | 0.05 | 3.07 | -3.02 |
Omega ratioGain probability vs. loss probability | 1.01 | 1.41 | -0.40 |
Calmar ratioReturn relative to maximum drawdown | -0.20 | 2.93 | -3.13 |
Martin ratioReturn relative to average drawdown | -0.38 | 13.52 | -13.91 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Dividends
Dividend History
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Finance Of America Companies Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Finance Of America Companies Inc. was 96.13%, occurring on Jul 2, 2024. The portfolio has not yet recovered.
The current Finance Of America Companies Inc. drawdown is 83.37%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
2024 bear market2024 | -96.13%Jul 2024 | 3y 1mo | — | 5y 1moMay 2021 - now |
2021 correction2021 | -13.02%Apr 2021 | 3mo 10d | 20d | 4moDec 2020 - Apr 2021 |
COVID crash2020 | -6.40%Mar 2020 | 22d | 14d | 1mo 6dFeb 2020 - Apr 2020 |
2020 pullback2020 | -5.28%Oct 2020 | 3mo 14d | 1mo 27d | 5mo 11dJul 2020 - Dec 2020 |
COVID crash2020 | -4.29%Apr 2020 | 3d | 3mo 5d | 3mo 8dApr 2020 - Jul 2020 |
Drawdown Indicators
| FOA | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -96.13% | -56.78% | -39.35% |
Max Drawdown (1Y)Largest decline over 1 year | -45.07% | -9.10% | -35.97% |
Max Drawdown (3Y)Largest decline over 3 years | -77.83% | -18.90% | -58.93% |
Max Drawdown (5Y)Largest decline over 5 years | -95.62% | -25.43% | -70.19% |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.92% | — |
Current DrawdownCurrent decline from peak | -83.37% | -0.74% | -82.63% |
Average DrawdownAverage peak-to-trough decline | -57.38% | -10.72% | -46.66% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 23.46% | 1.97% | +21.49% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of Finance Of America Companies Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how Finance Of America Companies Inc. is priced in the market compared to other companies in the Credit Services industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for FOA, comparing it with other companies in the Credit Services industry. Currently, FOA has a P/E ratio of 4.4. This P/E ratio is considered low compared to industry peers, which may suggest that the stock is undervalued or that the company has weaker growth prospects.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for FOA compared to other companies in the Credit Services industry. FOA currently has a PEG ratio of 0.0. This PEG ratio is low compared to industry peers, which could indicate the stock is undervalued relative to its expected growth.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for FOA relative to other companies in the Credit Services industry. Currently, FOA has a P/S ratio of 0.1. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.
Income Statement
| TTM | |
|---|---|
Revenue | — |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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