FMTIX vs. PALDX
Compare and contrast key facts about Franklin Moderate Allocation Fund (FMTIX) and PGIM 60/40 Allocation Fund (PALDX).
FMTIX is managed by Franklin Templeton. It was launched on Dec 30, 1996. PALDX is managed by PGIM. It was launched on Sep 12, 2017.
Performance
FMTIX vs. PALDX - Performance Comparison
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FMTIX vs. PALDX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FMTIX Franklin Moderate Allocation Fund | -3.56% | 15.05% | 11.80% | 14.38% | -16.11% | 12.37% | 12.36% | 17.38% | -4.81% | 2.07% |
PALDX PGIM 60/40 Allocation Fund | -3.62% | 13.62% | 18.96% | 18.90% | -15.65% | 16.30% | 10.68% | 22.27% | -4.12% | 5.95% |
Returns By Period
The year-to-date returns for both stocks are quite close, with FMTIX having a -3.56% return and PALDX slightly lower at -3.62%.
FMTIX
- 1D
- -0.06%
- 1M
- -6.22%
- YTD
- -3.56%
- 6M
- -1.22%
- 1Y
- 11.16%
- 3Y*
- 10.56%
- 5Y*
- 5.53%
- 10Y*
- 7.17%
PALDX
- 1D
- -0.22%
- 1M
- -5.44%
- YTD
- -3.62%
- 6M
- -1.03%
- 1Y
- 12.43%
- 3Y*
- 13.72%
- 5Y*
- 7.99%
- 10Y*
- —
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FMTIX vs. PALDX - Expense Ratio Comparison
FMTIX has a 0.63% expense ratio, which is higher than PALDX's 0.03% expense ratio.
Return for Risk
FMTIX vs. PALDX — Risk / Return Rank
FMTIX
PALDX
FMTIX vs. PALDX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Franklin Moderate Allocation Fund (FMTIX) and PGIM 60/40 Allocation Fund (PALDX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| FMTIX | PALDX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.07 | 1.12 | -0.05 |
Sortino ratioReturn per unit of downside risk | 1.59 | 1.65 | -0.06 |
Omega ratioGain probability vs. loss probability | 1.23 | 1.25 | -0.02 |
Calmar ratioReturn relative to maximum drawdown | 1.31 | 1.42 | -0.11 |
Martin ratioReturn relative to average drawdown | 6.15 | 6.83 | -0.69 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| FMTIX | PALDX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.07 | 1.12 | -0.05 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.45 | 0.67 | -0.21 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.65 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.60 | 0.71 | -0.11 |
Correlation
The correlation between FMTIX and PALDX is 0.93, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
FMTIX vs. PALDX - Dividend Comparison
FMTIX's dividend yield for the trailing twelve months is around 8.74%, more than PALDX's 5.62% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FMTIX Franklin Moderate Allocation Fund | 8.74% | 8.79% | 2.24% | 2.61% | 4.25% | 12.93% | 4.35% | 9.38% | 9.15% | 4.65% | 2.24% | 5.42% |
PALDX PGIM 60/40 Allocation Fund | 5.62% | 5.42% | 10.40% | 2.94% | 6.19% | 6.87% | 2.58% | 4.58% | 3.65% | 1.48% | 0.00% | 0.00% |
Drawdowns
FMTIX vs. PALDX - Drawdown Comparison
The maximum FMTIX drawdown since its inception was -32.01%, which is greater than PALDX's maximum drawdown of -26.16%. Use the drawdown chart below to compare losses from any high point for FMTIX and PALDX.
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Drawdown Indicators
| FMTIX | PALDX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -32.01% | -26.16% | -5.85% |
Max Drawdown (1Y)Largest decline over 1 year | -7.94% | -8.20% | +0.26% |
Max Drawdown (5Y)Largest decline over 5 years | -29.19% | -20.47% | -8.72% |
Max Drawdown (10Y)Largest decline over 10 years | -29.19% | — | — |
Current DrawdownCurrent decline from peak | -6.66% | -5.96% | -0.70% |
Average DrawdownAverage peak-to-trough decline | -6.45% | -4.16% | -2.29% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.69% | 1.70% | -0.01% |
Volatility
FMTIX vs. PALDX - Volatility Comparison
Franklin Moderate Allocation Fund (FMTIX) has a higher volatility of 3.48% compared to PGIM 60/40 Allocation Fund (PALDX) at 3.05%. This indicates that FMTIX's price experiences larger fluctuations and is considered to be riskier than PALDX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FMTIX | PALDX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.48% | 3.05% | +0.43% |
Volatility (6M)Calculated over the trailing 6-month period | 6.17% | 5.86% | +0.31% |
Volatility (1Y)Calculated over the trailing 1-year period | 10.71% | 11.52% | -0.81% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 12.28% | 12.08% | +0.20% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 11.08% | 12.75% | -1.67% |