- ISIN
- US35472P3073
- CUSIP
- 35472P307
- Issuer
- Franklin Templeton
- Inception Date
- Dec 30, 1996
- Category
- Diversified Portfolio
- Min. Investment
- $1,000
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Large-Cap
- Asset Class Style
- Blend
Share Price Chart
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Performance
FMTIX Performance Chart
Franklin Moderate Allocation Fund (FMTIX) is up 6.2% since the beginning of the year. FMTIX is currently trading at $17 per share. Investors who bought $1,000 worth of FMTIX shares 5 years ago would now be looking at an investment worth $1,351.
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Returns By Period
Franklin Moderate Allocation Fund (FMTIX) has returned 6.17% so far this year and 14.34% over the past 12 months. Over the last ten years, FMTIX has returned 7.80% per year, falling short of the S&P 500 Index benchmark, which averaged 13.26% annually.
Franklin Moderate Allocation Fund
- 1D
- 1.37%
- 1M
- -0.52%
- 6M
- 4.22%
- YTD
- 6.17%
- 1Y
- 14.34%
- 3Y*
- 12.37%
- 5Y*
- 6.20%
- 10Y*
- 7.80%
- ALL TIME*
- 6.48%
Benchmark (S&P 500 Index)
- 1D
- 0.70%
- 1M
- 0.09%
- 6M
- 7.94%
- YTD
- 9.41%
- 1Y
- 20.07%
- 3Y*
- 17.84%
- 5Y*
- 11.25%
- 10Y*
- 13.26%
- ALL TIME*
- 8.09%
FMTIX Monthly Returns History
Based on dividend-adjusted daily data since Dec 31, 1996, FMTIX's average daily return is +0.03%, while the average monthly return is +0.57%. At this rate, an investment would double in approximately 10.2 years.
Historically, 63% of months were positive and 37% were negative. The best month was Feb 2000 with a return of +11.1%, while the worst month was Oct 2008 at -10.8%. The longest winning streak lasted 13 consecutive months, and the longest losing streak was 5 months.
On a daily basis, FMTIX closed higher 52% of trading days. The best single day was Dec 30, 2021 with a return of +10.9%, while the worst single day was Dec 31, 2021 at -10.0%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 1.87% | 0.95% | -4.40% | 6.03% | 2.84% | 0.09% | -1.04% | 6.17% | |||||
| 2025 | 2.23% | 0.31% | -2.66% | 0.32% | 3.31% | 3.26% | 0.50% | 1.92% | 2.65% | 1.60% | 0.35% | 0.46% | 15.05% |
| 2024 | 0.76% | 2.90% | 2.49% | -3.62% | 3.68% | 1.69% | 1.50% | 1.92% | 1.55% | -1.93% | 3.23% | -2.66% | 11.80% |
| 2023 | 4.72% | -2.36% | 2.69% | 0.59% | -0.96% | 3.52% | 1.67% | -1.50% | -3.42% | -2.12% | 6.95% | 4.32% | 14.38% |
| 2022 | -4.23% | -2.40% | 0.36% | -6.30% | 0.50% | -5.79% | 5.49% | -3.44% | -6.84% | 3.92% | 5.51% | -3.12% | -16.11% |
| 2021 | -0.80% | 0.87% | 2.14% | 3.15% | 1.00% | 1.12% | 1.23% | 1.79% | -3.53% | 3.65% | -1.53% | 2.87% | 12.37% |
Benchmark Metrics
Franklin Moderate Allocation Fund has an annualized alpha of 2.55%, beta of 0.45, and R2 of 0.70 versus S&P 500 Index. Calculated based on daily prices since December 31, 1996.
- This fund participated in 62.15% of S&P 500 Index downside but only 59.50% of its upside - more exposed to losses than it benefited from rallies.
- This fund generated an annualized alpha of 2.55% versus S&P 500 Index - delivering returns beyond what market exposure alone would predict.
- Beta of 0.45 indicates this fund moves significantly less than S&P 500 Index - a genuinely defensive profile with reduced participation in both market rallies and downturns.
- Alpha
- 2.55%
- Beta
- 0.45
- R²
- 0.70
- Upside Capture
- 59.50%
- Downside Capture
- 62.15%
Expense Ratio
FMTIX has an expense ratio of 0.63%, placing it in the medium range.
Return for Risk
Risk / Return Rank
FMTIX ranks 56 for risk / return — above 56% of mutual funds peers on PortfoliosLab. Its historical combined result is near the middle of the peer group.
Risk / Return Metrics
The table below present risk-adjusted performance metrics for Franklin Moderate Allocation Fund (FMTIX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FMTIX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.09 | ||
| Sortino ratioReturn per unit of downside risk | +0.16 | ||
| Omega ratioGain probability vs. loss probability | 1.27 | 1.25 | +0.02 |
| Calmar ratioReturn relative to maximum drawdown | 2.04 | 2.00 | +0.03 |
| Martin ratioReturn relative to average drawdown | 8.83 | 8.49 | +0.34 |
Dividends
Dividend History
Franklin Moderate Allocation Fund provided a 7.58% dividend yield over the last twelve months, with an annual payout of $1.29 per share.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $1.29 | $1.46 | $0.35 | $0.38 | $0.55 | $2.08 | $0.70 | $1.41 | $1.29 | $0.75 | $0.33 | $0.79 |
Dividend yield | 7.58% | 8.79% | 2.24% | 2.61% | 4.25% | 12.93% | 4.35% | 9.38% | 9.15% | 4.65% | 2.24% | 5.42% |
Monthly Dividends
The table displays the monthly dividend distributions for Franklin Moderate Allocation Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.03 | $0.00 | $0.00 | $0.49 | $0.00 | $0.52 | |||||
| 2025 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.63 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.69 | $1.46 |
| 2024 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.13 | $0.35 |
| 2023 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.17 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.06 | $0.38 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.43 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.06 | $0.55 |
| 2021 | $0.00 | $0.00 | $0.01 | $0.00 | $0.00 | $0.28 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $1.75 | $2.08 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Franklin Moderate Allocation Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Franklin Moderate Allocation Fund was 32.01%, occurring on Nov 20, 2008. Recovery took 349 trading sessions.
The current Franklin Moderate Allocation Fund drawdown is 1.35%.
Drawdown | Fall | Recovery | Underwater | Related event |
|---|---|---|---|---|
-32.01%Nov 2008 | 1y 20d | 1y 4mo | 2y 5moNov 2007 - Apr 2010 | Financial crisis2007–2009 |
-29.59%Oct 2002 | 2y 7mo | 2y 1mo | 4y 8moMar 2000 - Nov 2004 | Dot-com crash2000–2002 |
-29.19%Oct 2022 | 9mo 17d | 2y 1mo | 2y 11moDec 2021 - Dec 2024 | Bear market2022 |
-21.64%Mar 2020 | 1mo 1d | 4mo 4d | 5mo 5dFeb 2020 - Jul 2020 | COVID crash2020 |
-15.24%Feb 2016 | 8mo 25d | 12mo 4d | 1y 8moMay 2015 - Feb 2017 | — |
Drawdown Indicators
| FMTIX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -32.01% | -56.78% | +24.77% |
Max Drawdown (1Y)Largest decline over 1 year | -6.66% | -9.10% | +2.44% |
Max Drawdown (3Y)Largest decline over 3 years | -10.81% | -18.90% | +8.09% |
Max Drawdown (5Y)Largest decline over 5 years | -29.19% | -25.43% | -3.76% |
Max Drawdown (10Y)Largest decline over 10 years | -29.19% | -33.92% | +4.73% |
Current DrawdownCurrent decline from peak | -1.35% | -1.58% | +0.23% |
Average DrawdownAverage peak-to-trough decline | -6.38% | -10.70% | +4.32% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.53% | 2.14% | -0.61% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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