FLYW vs. NU
FLYW (Flywire Corporation) and NU (Nu Holdings Ltd.) are both stocks. FLYW operates in Information Technology Services (Technology), while NU operates in Banks - Diversified (Financial Services). Over the past 3 years, FLYW returned -24.08%/yr vs 15.70%/yr for NU. At a 0.44 correlation, their price movements are largely independent.
Performance
FLYW vs. NU - Performance Comparison
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Returns By Period
In the year-to-date period, FLYW achieves a -1.98% return, which is significantly higher than NU's -30.70% return.
FLYW
- 1D
- -3.61%
- 1M
- -19.44%
- YTD
- -1.98%
- 6M
- 2.89%
- 1Y
- 32.19%
- 3Y*
- -24.08%
- 5Y*
- -13.76%
- 10Y*
- —
NU
- 1D
- -3.09%
- 1M
- -15.94%
- YTD
- -30.70%
- 6M
- -30.20%
- 1Y
- -4.53%
- 3Y*
- 15.70%
- 5Y*
- —
- 10Y*
- —
FLYW vs. NU - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
FLYW Flywire Corporation | -1.98% | -31.33% | -10.93% | -5.39% | -35.71% | -4.90% |
NU Nu Holdings Ltd. | -30.70% | 61.58% | 24.37% | 104.67% | -56.61% | -9.20% |
Correlation
The correlation between FLYW and NU is 0.36, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.36 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.31 |
Correlation (All Time) Calculated using the full available price history since Dec 10, 2021 | 0.44 |
The correlation between FLYW and NU shifts across timeframes, from 0.31 (3 years) to 0.44 (all time), reflecting how their relationship changes across market environments.
Fundamentals
FLYW:
$1.78B
NU:
$56.96B
FLYW:
$99.12
NU:
$0.65
FLYW:
0.14
NU:
17.87
FLYW:
0.00
NU:
0.27
FLYW:
0.01
NU:
3.24
FLYW:
0.00
NU:
4.52
FLYW:
$188.60B
NU:
$17.54B
FLYW:
$299.78M
NU:
$7.67B
FLYW:
$11.02B
NU:
$4.14B
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Return for Risk
FLYW vs. NU — Risk / Return Rank
FLYW
NU
FLYW vs. NU - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Flywire Corporation (FLYW) and Nu Holdings Ltd. (NU). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| FLYW | NU | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.80 | ||
| Sortino ratioReturn per unit of downside risk | +1.27 | ||
| Omega ratioGain probability vs. loss probability | 1.17 | 1.01 | +0.16 |
| Calmar ratioReturn relative to maximum drawdown | 1.15 | -0.12 | +1.27 |
| Martin ratioReturn relative to average drawdown | 3.08 | -0.31 | +3.39 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| FLYW | NU | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.69 | -0.12 | +0.80 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | -0.24 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | -0.29 | 0.05 | -0.34 |
Drawdowns
FLYW vs. NU - Drawdown Comparison
The maximum FLYW drawdown since its inception was -84.40%, which is greater than NU's maximum drawdown of -72.07%. Use the drawdown chart below to compare losses from any high point for FLYW and NU.
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Drawdown Indicators
| FLYW | NU | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -84.40% | -72.07% | -12.33% |
Max Drawdown (1Y)Largest decline over 1 year | -28.16% | -38.17% | +10.01% |
Max Drawdown (3Y)Largest decline over 3 years | -75.98% | -39.58% | -36.40% |
Max Drawdown (5Y)Largest decline over 5 years | -84.40% | — | — |
Current DrawdownCurrent decline from peak | -74.28% | -38.17% | -36.11% |
Average DrawdownAverage peak-to-trough decline | -56.05% | -29.77% | -26.28% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 10.49% | 14.69% | -4.20% |
Volatility
FLYW vs. NU - Volatility Comparison
Flywire Corporation (FLYW) and Nu Holdings Ltd. (NU) have volatilities of 13.57% and 14.24%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FLYW | NU | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 13.57% | 14.24% | -0.67% |
Volatility (6M)Calculated over the trailing 6-month period | 36.75% | 28.87% | +7.88% |
Volatility (1Y)Calculated over the trailing 1-year period | 47.09% | 39.10% | +7.99% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 57.36% | 58.43% | -1.07% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 57.35% | 58.43% | -1.08% |
Dividends
FLYW vs. NU - Dividend Comparison
Neither FLYW nor NU has paid dividends to shareholders.
Financials
FLYW vs. NU - Financials Comparison
This section allows you to compare key financial metrics between Flywire Corporation and Nu Holdings Ltd.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
FLYW vs. NU - Profitability Comparison
FLYW - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Flywire Corporation reported a gross profit of 0.00 and revenue of 188.11B. Therefore, the gross margin over that period was 0.0%.
NU - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Nu Holdings Ltd. reported a gross profit of 2.00B and revenue of 4.98B. Therefore, the gross margin over that period was 40.2%.
FLYW - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Flywire Corporation reported an operating income of 10.78B and revenue of 188.11B, resulting in an operating margin of 5.7%.
NU - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Nu Holdings Ltd. reported an operating income of 954.31M and revenue of 4.98B, resulting in an operating margin of 19.2%.
FLYW - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Flywire Corporation reported a net income of 12.52B and revenue of 188.11B, resulting in a net margin of 6.7%.
NU - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Nu Holdings Ltd. reported a net income of 872.06M and revenue of 4.98B, resulting in a net margin of 17.5%.
Frequently Asked Questions
FLYW and NU have a correlation of 0.36, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
NU has higher volatility (14.24%) compared to FLYW (13.57%). In terms of maximum drawdown, FLYW dropped -84.40% vs NU's -72.07%.
FLYW currently has the higher Sharpe Ratio (0.69 vs -0.12), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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