EPAI vs. LRNZ

Last updated Jul 17, 2026

EPAI (Harbor AI Inflection Strategy ETF) and LRNZ (TrueShares Technology, AI & Deep Learning ETF) are both exchange-traded funds - EPAI is a Technology Equities fund actively managed by Harbor, while LRNZ is a Large Cap Growth Equities fund actively managed by TrueMark Investments. Both are actively managed. Their correlation of 0.90 suggests significant overlap in exposure. EPAI charges 0.88%/yr vs 0.68%/yr for LRNZ.

Performance

EPAI vs. LRNZ - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Harbor AI Inflection Strategy ETF (EPAI) and TrueShares Technology, AI & Deep Learning ETF (LRNZ). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

EPAI

• 1D: -2.76%
• 1M: -7.50%
• 6M: 23.11%
• YTD: 35.72%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

LRNZ

• 1D: -3.48%
• 1M: —
• 6M: —
• YTD: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

EPAI vs. LRNZ - Yearly Performance Comparison

	2026 (YTD)
EPAI Harbor AI Inflection Strategy ETF	-5.42%
LRNZ TrueShares Technology, AI & Deep Learning ETF	-5.22%

Correlation

The correlation between EPAI and LRNZ is 0.90, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.

	Correlation
Correlation (All Time) Calculated using the full available price history since Jul 10, 2026	0.90

Return for Risk

EPAI vs. LRNZ - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Harbor AI Inflection Strategy ETF (EPAI) and TrueShares Technology, AI & Deep Learning ETF (LRNZ). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Drawdowns

EPAI vs. LRNZ - Drawdown Comparison

The maximum EPAI drawdown since its inception was -14.76%, which is greater than LRNZ's maximum drawdown of -5.22%. Use the drawdown chart below to compare losses from any high point for EPAI and LRNZ.

Drawdown Indicators

	EPAI	LRNZ	Difference
Max Drawdown Largest peak-to-trough decline	-14.76%	-5.22%	-9.54%
Current Drawdown Current decline from peak	-14.76%	-5.22%	-9.54%
Average Drawdown Average peak-to-trough decline	-3.30%	-2.24%	-1.06%

Volatility

Volatility by Period

	EPAI	LRNZ	Difference
Volatility (1Y) Calculated over the trailing 1-year period	35.83%	36.71%	-0.88%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	35.83%	36.71%	-0.88%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	35.83%	36.71%	-0.88%

EPAI vs. LRNZ - Expense Ratio Comparison

EPAI has a 0.88% expense ratio, which is higher than LRNZ's 0.68% expense ratio.

Dividends

EPAI vs. LRNZ - Dividend Comparison

Neither EPAI nor LRNZ has paid dividends to shareholders.

Tickers have no history of dividend payments

Frequently Asked Questions

Can I hold both EPAI and LRNZ in my portfolio?

With a correlation of 0.90, EPAI and LRNZ move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.

Which ETF is better, EPAI or LRNZ?

On fees, LRNZ is cheaper at 0.68% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, EPAI or LRNZ?

LRNZ is cheaper with a 0.68% expense ratio, compared with 0.88% for EPAI.

Which ETF pays a higher dividend yield, EPAI or LRNZ?

EPAI and LRNZ have nearly identical dividend yields, around 0.00%.

What is the main difference between EPAI and LRNZ?

EPAI is categorized as Technology Equities, while LRNZ is Large Cap Growth Equities. They also come from different issuers: Harbor and TrueMark Investments. Their fees differ too: 0.88% for EPAI and 0.68% for LRNZ.