CPRT vs. NU
CPRT (Copart, Inc.) and NU (Nu Holdings Ltd.) are both stocks. CPRT operates in Specialty Business Services (Industrials), while NU operates in Banks - Diversified (Financial Services). Over the past 3 years, CPRT returned -10.83%/yr vs 17.37%/yr for NU. At a 0.36 correlation, their price movements are largely independent.
Performance
CPRT vs. NU - Performance Comparison
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Returns By Period
In the year-to-date period, CPRT achieves a -21.46% return, which is significantly higher than NU's -27.18% return.
CPRT
- 1D
- -1.00%
- 1M
- -6.65%
- YTD
- -21.46%
- 6M
- -20.48%
- 1Y
- -38.49%
- 3Y*
- -10.83%
- 5Y*
- -0.30%
- 10Y*
- 17.57%
NU
- 1D
- 0.83%
- 1M
- -4.91%
- YTD
- -27.18%
- 6M
- -27.87%
- 1Y
- 1.58%
- 3Y*
- 17.37%
- 5Y*
- —
- 10Y*
- —
CPRT vs. NU - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
CPRT Copart, Inc. | -21.46% | -31.78% | 17.12% | 60.95% | -19.68% | 1.26% |
NU Nu Holdings Ltd. | -27.18% | 61.58% | 24.37% | 104.67% | -56.61% | -16.62% |
Correlation
The correlation between CPRT and NU is 0.09, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.09 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.29 |
Correlation (All Time) Calculated using the full available price history since Dec 9, 2021 | 0.36 |
Over the past year, the correlation between CPRT and NU has dropped to 0.09 - well below their long-term average of 0.36, suggesting their price drivers have been diverging.
Fundamentals
CPRT:
$29.68B
NU:
$59.86B
CPRT:
$1.59
NU:
$0.65
CPRT:
19.28
NU:
18.78
CPRT:
1.49
NU:
0.29
CPRT:
6.46
NU:
3.41
CPRT:
3.38
NU:
4.75
CPRT:
$4.64B
NU:
$17.54B
CPRT:
$2.11B
NU:
$7.67B
CPRT:
$2.00B
NU:
$4.14B
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Return for Risk
CPRT vs. NU — Risk / Return Rank
CPRT
NU
CPRT vs. NU - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Copart, Inc. (CPRT) and Nu Holdings Ltd. (NU). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| CPRT | NU | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.67 | ||
| Sortino ratioReturn per unit of downside risk | -2.71 | ||
| Omega ratioGain probability vs. loss probability | 0.71 | 1.04 | -0.33 |
| Calmar ratioReturn relative to maximum drawdown | -0.98 | 0.04 | -1.03 |
| Martin ratioReturn relative to average drawdown | -1.75 | 0.10 | -1.86 |
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Drawdowns
CPRT vs. NU - Drawdown Comparison
The maximum CPRT drawdown since its inception was -72.49%, roughly equal to the maximum NU drawdown of -72.07%. Use the drawdown chart below to compare losses from any high point for CPRT and NU.
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Drawdown Indicators
| CPRT | NU | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -72.49% | -72.07% | -0.42% |
Max Drawdown (1Y)Largest decline over 1 year | -39.26% | -38.17% | -1.09% |
Max Drawdown (3Y)Largest decline over 3 years | -52.46% | -39.58% | -12.88% |
Max Drawdown (5Y)Largest decline over 5 years | -52.46% | — | — |
Max Drawdown (10Y)Largest decline over 10 years | -52.46% | — | — |
Current DrawdownCurrent decline from peak | -51.83% | -35.02% | -16.81% |
Average DrawdownAverage peak-to-trough decline | -16.57% | -29.77% | +13.20% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 22.06% | 15.36% | +6.70% |
Volatility
CPRT vs. NU - Volatility Comparison
The current volatility for Copart, Inc. (CPRT) is 8.74%, while Nu Holdings Ltd. (NU) has a volatility of 14.80%. This indicates that CPRT experiences smaller price fluctuations and is considered to be less risky than NU based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CPRT | NU | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 8.74% | 14.80% | -6.06% |
Volatility (6M)Calculated over the trailing 6-month period | 18.69% | 28.91% | -10.22% |
Volatility (1Y)Calculated over the trailing 1-year period | 23.70% | 38.77% | -15.07% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 25.94% | 58.48% | -32.54% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 27.43% | 58.48% | -31.05% |
Dividends
CPRT vs. NU - Dividend Comparison
Neither CPRT nor NU has paid dividends to shareholders.
Financials
CPRT vs. NU - Financials Comparison
This section allows you to compare key financial metrics between Copart, Inc. and Nu Holdings Ltd.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
CPRT vs. NU - Profitability Comparison
CPRT - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Copart, Inc. reported a gross profit of 572.60M and revenue of 1.24B. Therefore, the gross margin over that period was 46.3%.
NU - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Nu Holdings Ltd. reported a gross profit of 2.00B and revenue of 4.98B. Therefore, the gross margin over that period was 40.2%.
CPRT - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Copart, Inc. reported an operating income of 464.28M and revenue of 1.24B, resulting in an operating margin of 37.5%.
NU - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Nu Holdings Ltd. reported an operating income of 954.31M and revenue of 4.98B, resulting in an operating margin of 19.2%.
CPRT - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Copart, Inc. reported a net income of 402.40M and revenue of 1.24B, resulting in a net margin of 32.5%.
NU - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Nu Holdings Ltd. reported a net income of 872.06M and revenue of 4.98B, resulting in a net margin of 17.5%.
Frequently Asked Questions
CPRT and NU have a correlation of 0.09, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
NU has higher volatility (14.80%) compared to CPRT (8.74%). In terms of maximum drawdown, CPRT dropped -72.49% vs NU's -72.07%.
NU currently has the higher Sharpe Ratio (0.04 vs -1.63), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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